 I can't get a bank account and i've started a new job...help please xx? |
ok i've been trying to open an account for months and I can't, i've only been applying for basic accounts.
I start my new job and they are asking for bank details.
I'm ... |
|
 Could it be a fraudulent website? |
| I bought cheap cigarettes from a website before christmas. I couldnt put my finger on it but got a feeling something wasnt quite right. Anyway I still havent recieved them. I contacted them twice &... |
|
 I need a credit card? |
| so what should i know before getting one? I need one with like a limit of 500 or something....any advice?... |
|
 Cash vs credit card? |
| do we save more shopping with cash or credit card? from what i notice.. sometimes when i shop with credit card.. they charge me with some transaction fees.. but on the other hand.. they also give me ... |
|
 I found a credit card and if I use it, how much trouble will i get in? |
| i found a credit card and if I use it, how much trouble will i get in? im at walmart and i find a credit card and take. i leave walmart and me and my friends decide to take 1000$ out. should i do it?<... |
|
 How much will co-signing a loan affect my credit score? |
| This is for our daughter, we have no problem co-signing as she is extremely responsible and cares as much about her credit as we do ours. We have an excellent score...799...but she is consolidating ... |
|
 Math problem-help me solve? |
| An employee worked 40 hours at his regular rate of $5.00 per hour. He also worked 5 hours of overtime at a rate equal to 1-1/2 times his regular rate. How much did he earn this week? ?... |
|
 Can a collections agency take money directly from my bank account without notification? |
| I defaulted on my credit card with my bank. They passed the debt onto a collections company. Just this week I received a sum of money left to me by a deceased relative. As soon as the money cleared ... |
|
 Is it worth taking the risk and not paying, or will I get sued? |
| I earlier had posted a question about my CPA charging me $450 to do my taxes. Price was not discussed beforehand because a third party was paying for it in the past, so it was not a concern of mine. ... |
|
 Very bad credit, any chance of getting an apartment? |
| Ok, we have bad credit. We have both been unemployed recently due to company shut downs,(yay Michigan) and have gotten behind on credit card payments. My husband just got a great job offer in C... |
|
 Unsecured bad credit personal loan? |
| How and where to contact an honest, reputable, private individual NOT a bank, as soon as possible, to secure a loan to repay with interest. Prompt response is appreciated. Thank you in advance for ... |
|
 I have a credit card I can't pay off. I don't care about my credit score. What can they do? |
I live in Texas and there is no wage garnishment laws here.
I know they will destroy my credit score but at this point I don't care.
Is there anything else they can do to ... |
|
 Has anyone tried the credit cards for people with bad creit, if so are there any good ones out there? |
| has anyone tried any of the credit cards for poor credit, do they work and what problems has anyone had with ... |
|
 How do I re built my credit? |
| i am 21 years old and have a credit score of 600, is there anything i can do to improve it?... |
|
 Credit Cards , Are they really out to get you ? What do you think ? |
They have become much more treacherous to Consumbers .
1.
By imposed intrest rates in excess of 30% on customers whoes only offense might be a late payment to another creditor .
2.<... |
|
|  |
rosemary6368 | Please help with credit card problem? |
i have just recieved a credit card from capital one,and they have just asked me to pay £49 to cover me for 3 years for theft and money loss of total up to £70.000 am i covered any way or should i take out this cover |
 |
 
KatsWhiskers
|
The cover is optional and entirely up to you. |
|
Katie
|
Its all a con - dont bother!! All these insurance policies have so many clauses in them there not worth the money!! |
|
ropman1
 |
I wouldn't do it. In the States, most charges from theft are covered by the Card Issuer after the cardholder pays $50. |
|
~Kitana~
 |
NO don't!! I'm paying a set amount on my credit card, I haven't used it in ages but by the time the insurance comes off - before interest! I've only paid half the monthly payment! I have however asked to cancel the insurance, but they're taking their time in sending me out the form!! |
|
teenriodoll
|
It depends on the laws for unauthorized use in the country you are from. The United States has laws authorizing responsibility that is widely known, so I won't go into that here but I am not sure about the UK or the policy of Capital One. I would find out the laws in your country and get the disclosure statement from Capital One. I am not saying the insurance is necessarily bad, but maybe you can horse trade with them. Will they give you 18 months for 20.00. Can you pay that over a couple of billing periods. If you pay the full amount will they give you better terms on the credit card, like lower interest rate or waive any annual fees?
Unfortunatly more information is needed to help you and I may have raised more questions than answers but I don't believe you can make this deceison any other way.
Good Luck |
|
Health Freak
|
if you already have the cover, dont take it |
|
den invent
|
Capital one I'd just send it back |
|
mike
|
I have a capital one credit card and they always charge me an extra fee at the end of the month for "insurance". My advice would be DON'T GIVE YOUR MONEY AWAY! |
|
jduck1979
 |
One of the credit card industry's biggest rip-offs this, as explained here on Fool.co.uk http://www.fool.co.uk/credit-cards/information/credit-card-pitfalls.aspx
And these other articles from the same site's archive:
http://www.fool.co.uk/news/your-money/credit-cards/2006/12/05/three-credit-card-cons-to-avoid.aspx
http://www.fool.co.uk/news/your-money/credit-cards/2006/04/28/two-more-dirty-card-tricks.aspx
And the one I think that full answers your question:
http://www.fool.co.uk/news/your-money/credit-cards/2006/12/15/credit-cards-versus-debit-cards.aspx |
|
debpcox
|
No I dont think your covered anyway and its better to take out protection insurance in case of a job loss or anything |
|
MellowMan
|
Yes you are covered without paying more, don't be fleeced by them. Tell them it's not needed!
If your card is lost or stolen, as long as you tell them as soon as possible, you are not liable for any money taken out. If you are subject to fraud, contact their fraud office they will help out as much as possible, all at no cost to you. Good Luck. |
|
adam
|
I wouldnt even take a Capital one Card they hound the life out of you - try another provider |
|
Yanswersmonitorsarenazis
 |
Don't pay for that insurance. It's crazy. They want you to pay them for insurance to pay them if you can't. And apparently there's so many loopholes, the insurance never pays out. Big scam. |
|
Conkys Mummy
|
definately a con hun! x |
|
gabriel jones
|
Bad credit is one of the worst problems to have... however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :
http://umgarticles.atspace.com/debt-consolidation.htm
if it helps kindly remember me in your voting!.. cheers! |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
15 | 41 minutes(s) ago
| | | |
15 | 2 hour(s) ago
| | | |
17 | 6 hour(s) ago
| | | |
15 | 8 hour(s) ago
| | | |
15 | 9 hour(s) ago
| | | |
16 | 11 hour(s) ago
| | | |
15 | 2 day(s) ago
| | | |
15 | 3 day(s) ago
| | | |
15 | 2 week(s) ago
| | | |
15 | 1 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
