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 Should I report a family member for credit card fraud & identity theft?
I'm debating turning in my Aunt. She is a cleptomaniac and she steals people's identity to get credit cards in their name. She is out of control. I love her but she needs help but I'm ...


 I'm trying to get a home loan. Do you have any tips? (considering the following)?
Theres going to be me and another person, but both of us have no so good credit scores. We're both working on it, and we have about 2000 to put down.

Any tips would be greatly ...


 Serious question: What happens when you get married to someone w/ terrible credit?
I have excellent credit & I’m getting married to someone w/ terrible credit, tax leans, & such. What will happen to me when we get married will my credit get ruined? Should I not change ...


 Are paydayloans foreal?
...


 What would two 18 year olds need to do to rent an apartment with no credit history? Is it possible?
What would we have to do to get an apartment? How do we get credit? If our credit isn't bad because we haven't used it, can we still be approved? Would we have to co-sign with a person ...


 Using a Credit Card to Pay Off a Credit Card?
Does anyone know a way to use a credit card to pay off a credit card and in the process no interest is accumulated?
Additional Details
Lets say I have two credit cards. I use one and ...


 PayPal, eBay question?
Does the seller have to pay the PayPal fees if I pay for an auction item with a credit card through PayPal? Are there any other rules on this for eBay?
Additional Details
I have a ...


 Should I ditch Capital One, and get a new credit card?
Hey Guys!

I'm Alex, and really need your advice on this subject. I currently have a Capital One Visa credit card, but seriously thinking about canceling it because I've heard so ...


 My husband filed bankruptcy before we got married, I need a new car..........can he cosign for me?
I need a new car and I need a cosigner, come to find out, my husband filed for bankruptcy and he didn't even told me until now. The good news is he is about to get discharge, but I need a new ...


 Is Debt Settlement a good alternative to bankruptcy?
Does Debt Settlement restore your credit in fewer years than bankruptcy if your can't afford debt consolidation?...


 I'm not working for two years now and my money that was saved I used it to pay my bills now the money done.
...


 Should I get a credit card?
I am 19 years old and I want to build my credit up. Would it be a good idea to just get one credit card, a very basic one, and then charge about 50-100 dollars a month on it, and pay it every month. ...


 It is good to pay off your credit cards each month or to carry a balance?
...


 Is a credit card safer than a debit card?
I know what the difference is in terms in getting credit, but not that is what I'm interested.
I want to know if its safer, for example I've heard that if I make an order using a ...


 My parent's credit score isn't good enough for me to buy A new Computer! What do I do?
OK, so I'm 14 and we have a family PC that is really crappy. I want a Dell that is only 18 dollars a month, which I can afford. But my dad says his credit score isnt good enough, so I have to ...


 Since I paid off 3 credit cards, should I just outright cancel all 3 of them?
I have 3 store credit cards that I just paid totally off this week. The only other credit card I have is a Amazon Visa. Since the Visa has a lower intrest rate than the store CC I carry.......it is ...


 I'm 22. Where can I get a credit card?
...


 If I have 2 collections on my credit report from 2004 should I pay them to raise my credit score?
I've got a cable bill and a radioshack credit card from 2004 on my credit report!!!!...


 What is the best credit card for me, I have very little credit?
I am trying to get a credit card to start my credit, but so far I hve been denied by Capital One and Chase (Master Card.) I am a full time college student and I don't have a job on the books. I...


 Payoff Closed Credit Card Account?
My credit card account has been closed by the creditor, but it has a balance due in the amount of $908. I'm working to clean up my credit report and payoff any outstanding debts. Should I pay ...



Bluerose005
Please someone tell me a way to get out of the payday loan crunch when payday loans eat up a big part of my?
I have been in the payday loan crunch for several years now and trying to get out of the trap,need advice on what kind of a loan i can get to totally get rid of this payday disease,it seems to consume my check and then some,I already work full time and considering getting a 2nd job to stop this trap that won't let me go..PLEASE Help .Thank You
                     
 




spunky monkey
Rating
Payday loans are like drugs. You get addicted to them and they use up all your money! just cut off the loans. If it means you are late on a few bills then just be late. it will be easier to get the bills caught up then to ever get out of the payday loan addiction.
It will be scary but you can do it!!


Joseph T
Your answer is in your question. What kind of loan can I get to get out of this??? Why not stop the cycle of loans and get another income source.

Do not take out another loan or think that is the solution. The 2nd job is the best idea.


Dr. Deth
yeah - stop using it


thomas
Rating
You need more income & to reduce your expenses.

A loan started the problem, What makes you thing another would fix it? Your borrowing from Joe to pay off John. Either way your still in debt.


Deliah
Get the second job and pay every dime to the debt. Also make sure the loans are still legal in your state. MANY are not!


shamieya
Rating
I had the same situation going on for a few months. I'll tell you what worked for me. You will have to keep getting them, but get a smaller one each time. Just go down incrementally and pretty soon you'll have the lowest one and you'll pay it back and not need another one.


SPIFIMAN1
Rating
I must agree with the second poster. Your problem is you keep borrowing money to pay off other loans when what you really need is either a better paying job or a second job so you can quit borrowing money and live within your means.


EDWARD R
Rating
These loans are outragous! The give you a few hundred and your paying back thousands! The best thing to do with these loans is to pay them off as soon as possible and don't except the extensions where you just pay that insane interest amount!


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