Is it because more people are likely to get into debt, or because those companies want to dominate financial transactions? Additional Details Please, look at this from the perspective of ...
Additional Details I have two regular credit cards and two department store credit cards. I want to make sure that I dont get myself in trouble. I have never left a balance on any of ...
Do I need to call them all and set up a payment plan?
Ignore them until I have enough to pay them one at a time?
Yell them out until they give up on me?
My Paypal Account says i need to verify my address, so i did....by phone! but they said it didn't work, so they are now asking me to send documents and statements to verify my address!!!
...
I'm 30-something, have been unemployed for 4 months, ran out of money and am close to being booted onto the streets. By trade I'm in IT/Customer Service but am having a hard time finding a ...
My boyfriend filled for bankrupcy about a year ago right before i meet him...but now we are talking about marraige and iam scared becuause my credit is almost perfect and iam afried all those years ...
(in Virginia)
Does it result in a civil case (law suit), or can criminal charges be brought against you for writing a bad check? Additional Details No one can garnish your wages ...
I have a card with my name under my mothers account, (she pays the bill) so I was told that it doesnt count as anything. She has very good credit, and so will I, although how do i prove it? Its time ...
Can someone who is single and never been married before have a bad credit score? So bad that they almost weren't offered a loan for a car at the car dealership? And then when they get married, ...
All the credit cards will bring you heavy borowing power. So all cards are expensive.
cvrk3
Go for SBI credit card, as it has more outlets.
partha
Hi
I hope basically you would be knowing the key difference b/w these two banks one is nationalised and other being private.( i myself hold a HDFC credit card and rarely use it)
Nationalized banks primary objective is to serve people whereas private banks would be looking to increase their profit level.
SBI credit card facility and their operation would be transparent wheras private banks do not openly tell the hidden charges until you find them in your bill.Also you wont mind of other charges since it will be usually in order of 10 or 20 rs which over a period of time will end up as huge amount.
Usually the representaive( whichever you choose) ,who explains about the plan doesnot gives you the complete picture.therefore its completely your responsiblity to enquire him about the plan.
Finally one kind advice use your card only at emergency whenever you can afford cash go a head,dont get attracted by the offers given by the card providers .
neela m
hdfc is better in many respects.
annyeshan
SBI launched it recently and certainly a Public Sector Bank but HDFC is an old one and providing good service and offers time to time. Now decide.
Jacky.- the "INDIAN".
SBI card is good .Because HDFC as holl is not a good organisation.
Marks
First positive answer: You can depend on HDFC whose service is relatively good. I have one and use it very judiciously so that I do not burn my fingers by my own lapse at any point of time.
Not so positive answer: SBI' s customer service is horribly bad and I personally experienced for one full year - unnecessary correspondence, tension and loss of money though small. I have documentary proof for their slip short practices. Now I do not have SBI credit card thank god.
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