I am living in Mumbai. Can u give me a comparison of different credit cards...in terms of their...
1. registration & maintenance charges.
2. cash back details
3. their reliability<...
In my twenties I got things on credit and really didn't care if they were paid or not.Now that I'm in my late thirties I feel the need to improve and really have things that I need.I was ...
I'm seriously thinking about consolidating my credit cards. This would be my first time and there are so many options as far as which bank to go to. Does anyone have any advice?...
I was not tought how to maintain good credit. So I have made mistakes with poor judgement. Now in my time of need I don't know what to do. Help, I'm a single mother of two who really ...
And How can you find a web site for free credit score without adding a credit card or have to pay? Additional Details Does not dose, Sorry for spelling.....LOL...
Hey does anyone know if it's legal for a collections agency to double the amount of a past due balance? I just found out that a relative didn't pay a cell phone bill I got for them in my ...
Your money is now a credit accessed electronically everywhere you want or need to spend. Would you like it better? We are heading that direction. Additional Details wow, I was just ...
I'll be 19 years old come May. I am a freshman in college and I have about $11,000 in the bank in stocks and other areas. It's making me some nice interest. My current job brings me about $7...
I consume a lot and up to my armpits in debt. I always make my payments with the occasional late fee added on. I pay over 2000 in interest each month but I still get treated like a bytch by my ...
I am 19 years old and a college student. I want to get a credit card to establish credit and to help later down the road in life (like a car or house). I don't have a job, but can pay for ...
plus an auto loan I did for someone in 2002, my debt is more than my income. Does anyone know if it would make sense for me to file for such a small amount. I have already talk to a lawyer's ...
I've got to get ahold of this car to sell or something. Once I find my "friend", how can I get the car away? Will the police help? Wondering what to do? I can't keep making these ...
If you want a card that is fool proof and reporst to the credit bureaus; try the "Eufora Credit Builder Mastercard"
Its very much like a debit card that reports to the credit bureaus even if you dont use it.
Here is a direct link to apply: http://www.goeufora.com/418121496892
vetsmom_rgv
Some are right, you do have to get one from a bank. And start with just 50 bucks or more. Then put 50 bucks every month or more if you can afford it. it won't raise your credit much.... but a good way to start. once you've had one for about a year or so, get an amex! then ask your bank or use your computer to keep track of your spending and deduct it from your bank account so you know you have enough to pay the bill all at once when it comes in. after two years choose the pay over time option and that will increase your credit alot more!! It takes a long time to raise your credit. use this website to learn more about credit scores and how to choose a good credit card or secure cc!! GOOD LUCK!
maamu
No--no no no. No matter what their ad hype tells you.
Mr Credit Card
Most prepaid credit cards do not help you rebuild your credit. That is because prepaid credit cards are like debit cards. They do not extend you any credit, so there is nothing to report to the credit bureaus.
Having said that, there are a couple of prepaid credit cards that have a "credit builder" service. What this service is that you pay a fixed amount (usually $19.95) as a fee to the prepaid card issuer. This fee is reported as an interest payment to the credit bureaus, which helps build your credit.
Hence, there are prepaid credit cards with "credit builder" service that helps you build your credit. Having said that, you may want to consider a secured credit card instead as it is probably more cost effective (you do not have to pay any fees - your monthly payements are reported to credit bureaus).
mopargrapeape
No. They just give you money to use if you need it without having to carry cash. They work basically like a debit card.
Steve
Pre-paid credit card? That's a debit card I thought, last time I checked. Having one credit card (and paying it on time) can help your credit score. Pay the credit card on time too!
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