Shoud I keep $0 balance credit cards open or close them? |
| I just transferred 2 credit card balances to a better credit card - lower interest rate and cashback rewards.. Now, I have these 2 $0 balance Visa and MC credit cards, as well as a Bloomingdales and P... |
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Do credit card companies do credit checks for additional cardholders?? |
| Hi there i have a very bad credit history and i was wondering if it was possible to be put on my mums credit card as an additional cardholder. Supposedly all my mum does is fills out my details on ... |
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How do I clear up supposed bad credit? |
| Each time I try to apply for a credit card, I always get the same response saying something about debts that I owe or something like that. I am wanting to know how to be able to clear those things ... |
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How do you identify fake money? |
Additional Details What I mean by fake is counterfeit money.... |
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My friend was issued a HSBC credit card but never used it, and is being charged 15 $ per month, is this right? |
| My friend, who knows limited English was sent a credit card issued by HSBC bank in the mail. He signed the application, and was sent the card. He never used the card, but started getting bill ... |
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Is this company legit or a scam? |
| I have pretty bad credit from when i was married im trying to build my credit.I have a score of 546 i know kinda crappy but this takes time.I applied for a loan through safenet financial the guy ... |
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I am considering bank rupzy sorry i can not spell it..spell check is not working? |
| i make about 1800 hundred and month..rent is 614.. light around 130..cable 114 that includes phone and internet.. bills around 450..ins 90..my bf is on my checking account because we live together..... |
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Paypal question? |
| How safe is it to use paypal? Somebody told me that people can make refunds without you knowing, is that true? I want to start using it for ebay and stuff, just needed to know.... |
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Is it a scam? I got a check in the mail should I cash it? |
| HAS ANY ONE EVER HEARD OF THE DOMINION GROUP INC. I got a letter in the mail with a check that says that "This grant is a prize you won. It is not a loan and does not require repayment. They ... |
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Question about a loan and Bankruptcy? |
| I filed for Chapter 13 three years ago with a 36 month payback plan, I have almost finished the plan and had a question. I didn't include my house, I have never been late on my mortgage. Once I ... |
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What Is the Best Credit card to help fix bad Credit? |
| What is teh best credit card to get to help fix credit? My Credit score is not good...Like a 550...I Need to get a credit card but no one will approve me! Help!... |
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How does a foreclosure work? is it really that bad of a thing to do? i want out really bad!? |
| i want out of my house. i hate the man i live with. he is abusive and just not a very nice person. he can't refinance the home because of his credit....i don't want the house. we cant sell ... |
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Is 699 a good credit score? |
| Hi! My boyfriend and I are moving into a new place together and I'm trying to get financing in a new tv...I have a car payment, a student loan and a major credit card. Do you think I will be ... |
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Who has a Capitol One Credit Card? |
| If you have a credit card with Capitol One; what do you think of the service Capitol One provides you with? Are you satisfied with the service and capitol One? Give me your opinions about Capitol O... |
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How can you get something taken off of your credit report that has been there longer than 7 years? |
| I have recently been turned down for a mortgage b/c of a credit card that has resurfaced and it has been charged off for over 7 years. I need to get it removed ASAP so that I can start my home ... |
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Why would bank of america lower a credit card limit when there has never been a late payment |
Additional Details No. There were no recent large purchases. I'm never late on ANY payment that I have. I really pay attentiont o my bills.... |
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Need help on a credit card financial issue please!? |
| If you have a credit card maxed out at 10k dollars, would it be best to get a loan, pay it off and close the account then pay off the loan? Or pay off the credit card? Only reason im asking is ... |
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When you get your credit history checked, what information it gives about you? |
| Sorry for a stupid question, but I am new to this. When someone checks your credit history, can he see exactly what you are paying for {in case of a bad history what you didn't pay for} or he ... |
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Karren | Prepaid Credit Card? |
Can anybody reccomend the best prepaid credit card to go for? Additional Details For those who seem to answer just for points you might find they are normally called Prepaid CREDIT Cards,thank you now move along and post useless answers to other questions! |
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pollywallydoodle
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If you google prepaid credit cards , the which prepaid site comes up click on it and look to the left and click on the comparison table it will tell you all the ins and outs of all the different ones avaliable and makes it easier for you to decide.
Hope that helps |
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Josh K
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Im assuming you mean a secured credit card. A prepaid card is used up once the money you put into it is gone. Secured cards are good the limit is set by the amount of the deposit you make. Alot of them will give your deposit back or pay interest on it if you keep up on payments with them The best benefits are often at local banks that you do alot of business with. If you want a website then usbank and bank of america have the best secured credit cards in my estimation. Best of luck. |
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charterman
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A prepaid credit card is where you pay money onto the card to shop online or on the high street.
I use a 3v prepaid credit card for internet shopping and it works very well.
You top it up at a PayZone with a minimum of £20. This is free. They then email/text/you ring for the security code and expiry date. Simple. The card is free and you can use a false name.
The other one is a gold card. This one costs £9.95 and can be topped up for instant credit at any Money Shop or at the Post Office( takes 24 hours before you can spend).
There are no credit checks for these cards because you are not getting credit. They are great for shopping online or paying for car hire, hotels etc. |
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southliving
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I got one for my son to travel with - you can find a list of them here:
http://www.whichwaytopay.com/compare-prepaid-cards-summary.asp
Or use the calculator to see which one suits you |
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Fran
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My son uses splash plastic it's £5 for the card then you can top it up any were and you can do every thing you can with a credit card. Here's the link for it
http://www.splashplastic.com/ |
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nysenutz
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Most banks are reluctant to issue them to new customers. If you have been with the same bank for some time, ask them for a Visa Debit card. You use your own money from your own savings account. You use it just like a credit card (ie sign for purchases etc), and the bank fees are way way lower than normal eftpos transactions. You can also use it to make purchases by phone or internet. |
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helo pilot cfi
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the best one would be issued by your own bank the other ones have hidden charges and not reliable talk to your banker they will be more then happy to serve you |
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rbchristiansen
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Fees are the most important part of a prepaid credit card. Bank Freedom has the only prepaid credit card with no activation fee - others are $10 - $50. they also have no purchase fees, no fees for customer service (others are $2 per call!!! - ouch). Go to http://www.bankfreedom.com |
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Diane F
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I'm not sure which is best because I haven't tried them all but the one offered here http://easyprepaidvisa.com is nice. They offer free $0 activation and no minimum balance. Also it's really easy to fund the card online by direct deposit or by moneygram or by purchasing a MoneyPak at a GreenDot retail locations near you, including Walmart, CVS/pharmacy, Walgreens, Kroger, etc. |
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