 Can you brake down $35,000 a year by hour (dollar amount)? |
| $35000 a year (salary) = Hourly wage (40 hours a week) How do you figure that out 35000 divided by 34 weeks in a year or something like that...I forgot how to figure this ... |
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 I need cash asap! Please help!!!!!? |
| I had my wallet stolen and the next thing i know my credit cards are all maxed and the cops wont do crap and neither will the credit card companies...as of right now i am about 1,200 in debt, i have ... |
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 Credit card debt? |
| i have a credit card with lloyds tsb and i have spent £2.300 what is my intrest rate if i have to pay £47 back a month,i need some advice to help me pay it off fast,like to switch it or ask them to ... |
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 How do I know whats wrong with my credit? |
| I am 19 years old and I haev tried to get some credit facilities since I was 18. I decided to get a copy of my credit file because I have been refused credit. But the funny thing is, I got 3 credit ... |
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 Credit Card question.? |
have a Sony Financial Services Card, (just like a MasterCard...)and I was wondering if I didn't buy anything on it for a couple of months, or years, would they charge me?
And, If you ... |
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 Has ANYONE ever opened a bank account over the PHONE? |
| I've been wanting to try but I'm afraid that they'd reject me. Has anyone ever been turned down for a bank account and if so, why?... |
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 Could I get a loan on a house for 11,000 down? |
| Ok if I had good credit the answer would be simple. Though I dont know my credit score exactly affraid to look lol, I know it cant be great I owe like 12,000 in doctor bills, 2,500 in past due rent, ... |
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 Is it better to pay off a credit card in full each month or pay the minimum balance? |
| is it better to pay off a credit card in full each month or pay the minimum balance which 1 will help my credit the ... |
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 I have terrible credit and can't even get a basic bank account but need one for when i get ajob?? |
Any suggestions is there a bank acocunt for people with adverse credit that doesnt cost anything or isn't too expensive?
Additional Details
I don't owe any money to the banks ... |
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 What does this mean? |
Acredit card company sent me a card. The credit limit is 300.00. They charged me 178.00 for the card. So, now my limit is 122.00 What's that all about? That's crazy.
A... |
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 What is the best way to pay off these two credit cards? |
| I have 29K in credit card debt, with 29.9% interest on both. If I get 15k cash given to me, would it be better to pay off one card or pay each one down half way? Please let me know, I'm ... |
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 Can you really gget crimally procuted by ...? |
not being able to pay back credit cards i am on a fixed income and got overwalmed and now whats going to happend to me
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i did tell them my income was higher than it was ... |
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LifeChange | Prepaid credit card? Can anyone point out the advantages? |
I am curious as to the advantages of a pre-paid credit card. Surely if I had money to put on a prepaid credit card then I wouldnt need the card? Also if I had the money to put on a card surely I would just draw the money out of the bank or pay with my bank card?
My friend was going to go for one and I couldnt think of any advantages to it.
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I agree geegee - all I can see is that my money sits in their bank account and not mine - and I can just as easily pay with my debit card. |
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CreditCardMan
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Well they are really only good to build your credit rating as they report to the credit bureau's. Also they MAY match your contribution so if you put in 500 they put in 500 and you have a 1,000 limit that gets reported to the credit bureau's there by raising your credit score. I would just apply for a orchard bank card they approve almost everyone you can get one here
http://www.dgftaworld.net |
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OriginalBubble
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If you want to pay for something expensive, it is safer to carry a card around than the cash. If your wallet gets nicked they need your pin number to get your money, rather than just gettting away with all your hard earned cash.
You can use it in different countries, where you may not be able to access your cash, if you are stuck without money abroad someone can put money on it for you via the net, and it will be "topped up" instantly |
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teddy_xx
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Wat Prepaid credit card are you talking about.
Any prepaid card would be safer than a debit card to use over the internet. Cause you dont have much limit in the prepaid card, only the amount you deposit Now do you get the point dear., Cheers!!!. |
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cosaxteacher
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The benefit is that you have a credit card for those times when you need a credit card because cash or check won't work. Also, if you have bad credit, a pre-paid credit card helps rebuild your credit until you can get a normal credit card. |
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lingua06437
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Are you talking about a secured card?
There is no benefit to having a secured card if you have established credit already. The rates suck, you pay an annual fee and you are borrowing your own money.
However, if you have no credit, or bad credit a secured card is a life saver. This program will enable you to start off your credit history! You can't have a credit history if you can't prove that you pay bills on time. After a few months of responsibly paying your bills someone with no or poor credit could start to get department store cards and then after a year they could get real cards.
You can't let your money just sit there if you have secured card. You have to use it at least once a month. And then pay it. To build a history, you need to pay bills on time. Since the rates are high, I would just buy one thing a month and pay it promptly so you never pay interest on it.
I had no credit and some collections. Getting a secured enabled me to fix my credit. I put up $300, paid my bills for a year on time and now have better deals.
You can not build a credit history with a Debit card. Using a debit card is just like writing a check. You need a credit card or a loan to build a reliable history.
Read up on them at www.bankrate.com |
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geegee
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The idea is that you cannot spend money that you do not have. You allocate how much you want on the card and when you've spent up - you've spent up. Personally unless the credit card is going to offer me a money back system like a normal credit card I don't see why I should give them money to sit in their bank when it may as well sit in mine earning interest and then I pay with a debit card. I'm sure it will help some people to budget. |
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jodimode
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I recent left a retail analyst position and right now the prepaid debit industry is booming. There are some major new contendors in the market such as Green Dot. You can buy a debit card and load it with money where-ever. One of the main draws to it has to do with immigration and transferring funds. But there is also some illegal activity that goes along with it such as transferring money for drugs, arms etc. It's similar to prepaid cell phone. If you don't qualify for a checking account for whatever reason a prepaid debit account is essential. It's wild to think about not having that debit card, I's flip without mine right. |
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kheserthorpe
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The fee structure can be more attractive then a debit (bank) card, and credit cards are more widely accepted, especially internationally. It allows you to have access to the convenience of a credit card without actually taking on short term debt, or risking spending more then you have. For people with no credit history, it allows them to start creating one and building a relationship with the credit card company. |
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Luckys Charm
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A prepaid credit card dont do **** for you credit. Its useless and you lose money with those small fees that add up. You may have to pay .50 for each transaction. Its crazy tell your friend dont do it unless they just want to stunt with a credit card. |
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cirestan
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Rebuild credit for people with really really bad credit.
That's it. However normally people with bad credit can still get a card that has an annual fee. |
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delta9
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Some let you put them in other peoples name for eaxample your children can have one at 13 and if you only put a small amount on it then you know they can not get in to debt |
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ill answer u
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Not sure read some credit tips and credit card articles on this site |
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skipper1974
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well, you will never go over the limit..... |
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