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 Using my dad's credit card?
I went to my college bookstore today to buy books and I was going to use my dad's credit card but they didn't allow me to. They told me I can come back tomorrow with his I.D...the thing is I...


 How to establish good credit?
perhaps i have collections,they are unknown to me at the moment and i plan on paying them off.But after that then how would i obtain good credit within a short period of time?...


 If I refinance an auto loan, can I add a bill to the loan amount?"?
...


 IS 700 a good credit score? What does it mean?
...


 Fixing bad credit?
I am not looking for any "miracle cures", I am willing to pay what I owe. What I want to know is when I am negotiating with creditors, there is a certain WAY that they can clear the debt ...


 Which is the best credit card in the whole world???

Additional Details
Write the reason for ur answer and abt me i live in INDIA and frequently fly abroad..!!!!...


 My credit score?
My credit score is 574, I only had one credit card and was late on the payments a few months in a row but now i've totally payed it off and they revoked the credit so I don't have any. I ...


 Canadian Loan Group?
July 27, 2007. Has anybody gotten ahold of anybody in that office? I have been trying for three days to get in touch with them. I have had no luck. If you try them right at 9:00 am their ...


 Do you think credit card debt judgement consider a crime?
Will I be consider having a criminal record if I am slap with a credit card judgement by a law firm representing my credit card company? And if the balance is around $550. I have never ever been ...


 Does anyone know witch other banks besides barclays give uinder 16year old debit card (visa electron)?
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 What do you think about getting a department store credit card?
I won;t get one, but i was just wondering. If you know more info on them then please tell me....


 If you have alot of open accts on your credit report, is it wise to close the accts?
I know you still have to pay the closed accts off if they have balances....


 Looking for a payday loan that doesn't lie about guaranteed approvals?
I always get e-mails about paydayloans being guaranteed. When I go and fill out all of the forms they always say I'm sorry we cannot approve you loan at this time. These sites should not be ...


 What is a good debit card for teens?
Visa buxx is an example. The only problem is none of them are my bank and I want one for my daughter. Please help. Iwant to present it to her asap for her 16 bday
Additional Details
It ...


 Does applying for a Credit Card affect your credit score?
I'm 19 years old. Never had a credit card. I've had a couple overdrafts from my checking account (which was the stores fault, not mine but I have no way to prove it to the bank). My ...


 I need an unsecured personal loan asap. Who can help?
Regular loan companies require a minimum stay of 3 yrs in the uk. I have only be living here for 9 months. I do have an permanent job and a good income but have no credit history. Who can help?...


 My husband cosigned for a friend and now his friend is having trouble making payments. Is there a way in which
...


 Credit card balance/credit question?
when a credit card company says your current balance is 336.66 and your available credit is zero.. can u spendthat 336.66 or sense your credit is zero can you spend anything?...


 Have you curtailed spending because of the credit crunch?
and can any one honestly say that they are not affected in some way or ...


 I am in total debt! I have a collection agency hounding me and I need to know what my best solutions are!!?
Im in debt between 5,000-7,000. (Don't Judge me I made a mistake!) Now they are tripping me out and I am approved for a loan from school that I will be getting after the holidays but I am scared ...



kevin r
Pulled my credit and scores are 609equifax, 642transunion, 672experian. had 2 car loan 1- $28k and 1-$21k..?
paid off the $28k loan early last week (sold car) so now I only have 1 car loan at $21k. Wondered if that 609-equifax score might increase because of the $28k debt being removed. I need it to go over 620 to be approved for a mtg. any chance by the end of next month to get 10-15 points because of this reduction in debt? Just looking for the chances, assume no late pays, on credit cards, no new credit, and ration on cc are at around 50%....
                     
 




UntilTheMorning
Rating
1. Your equifax score will improve because the 28k loan is paid off but your equifax score does not have to be 620. Even if your equifax scores increases to 620 - the bank is going to use your middle score which is the 642 - 642 is not bad but try to obtain at least a 660 -

Try http://www.myfico.com for mortage rates at your present credit score

2. Pulling your own credit report does not decrease your credit score ..I pull my credit reports daily to check for fraud etc...

http://www.truecredit.com


WeLoan.Us
Rating
should update on your report in about 2 Weeks and yes will make your score go jump up about 20-40 points...


luna
if you have any debt on credit cards lower those to about 30% if that is not possible then call the credit card companies and see if they will raise you limits.
we sold our second car to raise our scores and it did. but you might have the ask exp tu and equa. Good luck!


Alexandra C
Check out this site, I'm sure they have the answer you're looking for.


beachlover
it should when you pay as agreed your score goes up and if your cards are below 50% they should also give it time for everyone to report to credit bureus


Alterfemego
Kevin it's possible. But don't check your credit reports so often. It shows as a hit, and some lenders might be concerned that you are applying for more credit. If you have documentation that you paid off that loan, that should suffice a lender to qualifying you.


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