 Credit cards: Are the card companies required to send a monthly statement? I only get one when I'm past due. |
| At least it seems like I have only been getting them if I don't make a payment, and I called today (15 Aug 06) and received a message that I didn't have a payment due. It would normally be ... |
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 What is better on my credit score? |
| After i pay off a credit card, is it better on my credit score to keep the card open with a zero balance, or to just close it completely?... |
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| i am turning 18 years old and my parents credit has not been the best..and i was wondering if my credit will be affected? Also does overdrafting a checking account cause bad credit?... |
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| I have about 5000 of credit card debt , I rent so home equity wont work (i rent) I cant really cut down on stuff , my FISCO went from 740 to 505 in a year (financial problems). So i need help getting ... |
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im in urgent need of 8000 dollars, where would i be able to obtain a loan quickly and that would accept poor credit ratings?
Additional Details
i dont mind paying a higher interest rate, ... |
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| i started a new job 6 months ago but have been with the company 2 years straight. i make 14.75 hr work full time, i am going to put 7,000 down and want to buy a 15,000 altima my credit right now is 61... |
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| I didn't pay tuition for one semester and the school filed a judgement against me....I paid off this judgement one year ago but it still shows on my credit report...the amount was for $6,500 but ... |
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| Pre-paid Credit card? |
| Do you have to be a certain age to get a pre-paid credit card?... |
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Where can I find a card with a $500 credit limit who will accept me and not need anything to set up the account?
Thanks!
Additional Details
I'm not asking for opinions, I&... |
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 What kind of credit card should I get? |
I am 18 years old, (female), in august i'll be going to community college full time.
i just want a credit card to ESTABLISH credit, and make online purchases.
I don't want to ... |
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| one call was from new mexico from some Ford credit place asking for a guy named george, the other was from nevada inquiring abotu some recent debit perchances on his "shazaam" debit card, ... |
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Did you use creditrepairtoday.com or any other credit repair company? What was your experience? Was it worth it?
Additional Details
we have filed b/k and want to raise our scores for a ... |
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 Are the credit repair programs worthy ? |
| I have had a few people approach me about paying $250 for their credit repair service and it would help to increase my credit score....how does this service work?... |
|
 Where Can I Get Unsecured Loan? |
I'm 27 years old, I have a poor credit story and for last two weeks I didn't work at all. To improve my status I need some money. Where can I borrow it from?
Thanks for your help!... |
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Me | Question about Credit Rating? |
I have an account that I am getting ready to pay off, and found out that it is a revolving credit account.
After paying it off, will it negatively impact my credit rating by closing the account as I have no future need for it?
Thanks! |
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luvinmykevin
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No not at all as long as you close it in great standings there wouldn't be a problem. Wish I had good credit lol |
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jason
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if you do not have 3 good tradelines and this is a good one then do not close the account as it will negatively impact your credit by not have the 3 tradelines.
you do not have to use the account |
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Seasidelover23
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If you are trying to build better credit, then depending on how long you had the account it may hurt your credit. Mortgage companies, banks, and other folks that approve loans want to see that you have a history, meaning if you have had the account for a while keep it open. If you have too many accounts and want to start closing some, that is another story. (Having too many accounts can hurt you) |
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ljh8585
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Ehhh its really 50/50. My fiance has a jewelry card- and he payed it off so he no longer needs it- we went to cancle it but my Father told us that it actually sometimes looks bad when you cancle cards, wether they are paid off or not. It all depends on how much credit you have built up. |
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Marilyn A
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Do not close this account under any circumstances. Pay it off as you have planned, but leave it open. You build up your credit history in this way. Paying it off is good, but keeping it open is better. Creditors look at your history in making a determination on whether or not to loan you money. If, three years from now for example, you want a loan, the creditor will look at your credit history and see excellent credit for this period with this account, and gladly loan you money. If you close this account, and use this same scenario in three years with no history, you are less likely to get the loan. Or else you may get the loan, but it will have a higher interest rate. |
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gilly g
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It shouldn't affect your credit rating as long as you haven't had any problems with it. |
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Chrys
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no |
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penguin98
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If you can consolidate your debts and get a fixed rate if possible. If you have large credit card debts it is easy to get in financial trouble I learned the hard way. Late payments, Dr. bills etc...... can damage your credit. You should be able to improve your credit score in time. A budget is the best and there are some great Christian books out to help you and....... I wish you the best. |
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mre333mre333
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If you pay it off it will have a negative rating!. The only way to counter the negativity is to dress as a clown and laugh while you pay it off |
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happywjc
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????? |
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