 How can a teenager get a credit card? |
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Can I shop online with a debit card?... |
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 Credit cards? |
can u pay ur credit card bill with a money order?
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what is the best card to get for just turning 18... |
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 What should my disabled mom do about her past due credit card debt? |
| My mom has a past due credit card blance of $3,100 from one credit card. She got it right after my Dad passed away and for the first year she kept up with the payments but after that, the credit ... |
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 I have a credit card (balance was 10,800) that was just turned over to collections....? |
The collection agency is telling me that they/credit card company will liquadate my assets if I can't pay balance in full. I dont have that much money and can't pay it in full.
Does ... |
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 How can i find out if there are any credit cards under my name?? |
| i was wondering how id be able to know if someone has a credit card under my name. my social security number was on top of my table in the lving room and i had a small gathering and so i would like ... |
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 Should I pay my credit cards minimum amount or should I fully pay it off? |
| Every month the minimum is about 15 dollers and I pay that off, making the full amount easier to pay in one shot. Should I just keep paying it off little by little or should I do it all in one shot? W... |
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 What is the incentive for merchants to let you pay by credit card? |
| for every transaction taht you pay the merchant with a credit card, the credit card company charges them a fee. why would merchants agree to letting you pay by credit card then, when they have to pay ... |
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 I Owe 5000 on a CC, with interest, Can I really Be Sued for 10,000? |
| I've been avoiding this and it's my fault. I checked out my credit report and aparently now I owe them 10,000 after they've added on interest! What do I do? I have no job, I own ... |
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 Why are my credit card interest rates going up? |
| it's going from 9.99% to 24.99% i've never missed a payment in the 3 years i've been with them and almost always paid more than the minimum payment. i've never missed any of my ... |
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 Whats Better for credit scores? |
| I paid off my balance today and iam wondering if carrying a balance or paying off your balance is better for your credit ... |
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 How to get a loan if your credit history is bad? |
| I want to buy a property or mobile home, sell my property first but need a loan, mortage how can i apply if My credit is bad and who to go to who is reputable UK ... |
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 Should I...? |
| Should I...pay off both my credit cards a little at a time, at the same time, or pay one off, then the other? Which is better for my credit?... |
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 Is Walmart open on New Years? |
| I've looked around and couldn't find any answers. I was hopeing one of you guys might know.... |
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 What would you do if a credit card company sues you? |
| I have recieved a letter from the court that a credit card company sues me and had made a judgement about me. This is the first time that ever happened to me. I dont want to go thru all that messed ... |
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 Im feeling so helpless lately, borderline suicidal...? |
| Im not posting one of those whoa is me type questions but it seems like when it rains it pours - Ive never had just a couple of issues in life it either goes from good to very very bad or vice versa, ... |
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 Does anyone know of any website that you can get a free credit report? |
| no not creditreport.com they say its free but you have to put in your debit card information..and um no..im trying to look for a website that you can actually do it free the first time or something ... |
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tim w | Question about a creditor/taking you to court? |
June of this year i got a creditior calling me up and demanding 2k from me now. I asked what is it for he told me it was a capital 1 account open 7 years ago. I told him i dont recall that and i am going to have to look into it. He then told me i have till the end of the day to respond/then he is going to have to go ahead with suing me. Then he told me once he dose that he will get my county sheriff to come out and sell things of mine to satisify that 2k plus fees, about another 2k. I went to my lawer asap, we pulled a credit report, showed it charged off on june 2001. My laywer then sent this company a validation of debt with charges/payments and the signed portion of the document. 2 months have gone by nothing, my lawer sent out another one. all of these were certified and have been noted recived. Last week i recived a court summons for this, i tried to contact my lawer he is out of the county till 11/13/06 and the trial date is 11/7/06 any one been through this? |
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Mariposa
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Write the creditor a letter and send it by certified mail. The creditor has to validate that you owe the money and that the original creditor has authorized them to collect. In accordance to the Fair Debt Collection Act Congress passed, they cannot report information that they cannot validate. Demand signed copies. There are sample letters at the following links. If that doesn't work, contact the credit bureaus and dispute the item.
CreditBoards.com
CreditInfoCenter.com
CreditInsider.com |
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centerstage
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this is really weird. stuff only stays on your credit report for like 7 years anyway. and if it's charged off, well, you can still pay it and should, but you don't have to...the company doesn't expect you to pay it...that's why they charged it off in the first place. |
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brillantnut
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Don't panic!!! Go to court on that date and request a continuance till your atty. comes back. And they can't take your stuff unless the court says they can, and even that sounds almost impossible to me. |
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cfoxwell99
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Show up and just bring all the stuff sent and proof of sent with you. I am sure things will go well. |
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coreys1247
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The statute of limitations is expired! Seek and you shall find!
http://www.expert-credit-advice.com/statute_of_limitations.htm |
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todd c
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ok so i am reading this and you claim that you owe capital one. so why are you not being a man a pay the bill. All what the lawyer is doing is collecting his money and buying you time. Well guess what that expiried and they are sueing you. Call them up and settle on a payment, like 20 bucks a month. Pay your bills. IF you dont yes the will get a sheriff to sell your things. I WORK IN THIS FEILD AND I AM JUST HELPING YOU OUT BY WARNING YOU. |
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Luckys Charm
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you should have left well enough alone . 7 years ago well more than likely they just bought this old account for may 500 or even less and now they are coming after you. Just have a continuance done til your attorney returns. |
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Katetrinity
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I could contact the court TODAY and explain to them your attorney is out of the country until 11/13/06. This should get a postponement. If it doesn't, show up alone with all your documentation.
I think this borders on harrassment from the creditor. You realize the only way these people get paid is IF they collect money from you. They are going to try everything possible to collect or it is a waste of their time. That is why they threaten and they are so nasty. If this debt shows as written off I don't know what the big deal is. I don't understand how he even got a court date..........
This is very interesting. Please post what happened. If creditors can write something off and still come after you, that is just not legal. I know when a credit card company writes you off they DO GET paid. Sooooo, how can they collect twice??!! They collect from their insurance.......There is something wrong here.......... |
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sunshine
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You need to look at your states Statute of Limitation. If the debt is older than 7yrs, no atty can sue you, send them a SOL letter. They can kick rocks as far as im concerned! |
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