 What's the best way to improve my credit? |
| I don't know what my score is but at one time I had amassed about $4000 in debt. I've paid it all off but I was late abunch of time and had three credit cards go into collection. I know ... |
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 Help! Help! I want to obtain good credit but I am confused? |
| I have an outstanding account with Capital One that reaches it's seven year mark in 2009. I want to pay it off but I get mixed reviews. I consuted a credit consolidation and a bank that tells me ... |
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 Why are young people jumping in over their heads? |
| Has things changed since I was a kid in the 60's and 70's so much that kids are running to get credit cards before they have steady jobs? Are their parents in the same shape?... |
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 I was careless with my credit in my youth, is there any hope? |
When I was in college (1999-2003) I messed up, BIG TIME. I used credit cards like free money, quit paying my bills, I made a big mess of my credit.
Now that I'm an adult, graduated ... |
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 Getting a private loan. Need some help? |
| I have lil income from last year(1600) but I make good money now its all online tho. I tryed to get a student loan thats private, but my school only does federal and does not accept other private ... |
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 What do I do about my friend? |
| A couple of months ago, my friend used my information for what she said was 'co-signing' a loan for her, since she didn't have the credit rating to be able to get it on her own, and ... |
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 What is the cheapest way to send money?? |
Without the person having to go out of the hospital (so banks and post offices is a no)...
Then again is there a way of sending the money to the hospital with out the fear of them getting ... |
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 Requesting debt in collection be removed from credit report? |
| I was told by a mortgage company that I can request that a debt in collections be removed from my credit report without having yet paid the entire debt. I do make monthly payments and would like to ... |
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 What is the statue of limitaions on collection debts? |
| I have justed received a statement for a bill that was owed in 1997 , I called to dispute the bill which is not mine , however they said my social security number matched . How do you even dispute ... |
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 Credit One Bank Credit Card--why are they telling me i applied..? |
| okay so i js got a letter from credit one bank and it says thank you for your recent application for a Credit One BAnk credit card. BUT the thing is i'm pretty sure i did not apply for one and ... |
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 Please help finacial matter? |
| recently i became ill i make good money i was just out of work for 3 weeks. i have got way behind on my bills. were i work we are held a month behind, so now i will not get a check untill jan 18th ... |
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 By doing a survey for a company , I won a package deal from etourandtravel.com. They wanted payment by credit? |
| card over the phone saying I had to pay right away for this trip I had two years to take. I told him I had to consult with my husband and to contact me again. When he called again I told him that I ... |
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 Can my bank account be frozen by a collection agency without being notified? |
| Right now they are just calling, but I do not answer. They sometimes leave messages to call back or they leave no message at all. If they can freeze it at this point of the collection process what ... |
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 What is a debit card? |
| what is the difference between a debit and credit card?... |
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V8Widowmaker | Question about a loan and Bankruptcy? |
I filed for Chapter 13 three years ago with a 36 month payback plan, I have almost finished the plan and had a question. I didn't include my house, I have never been late on my mortgage. Once I am discharged from my bankruptcy I want to apply for about a $7000 loan. I don't want to refinance my house to get the money. The loan is for a motorcycle. I have a car that I can use as collateral, it's worth more than $7K and I have the title free and clear.
Do you think even with the fact that I have collateral that is the equivalent to the loan value I will still be charged a crazy interest rate? Any suggestions?
And in case anyone says don't get the bike....I'm a cancer survivor and disabled veteran, I deserve the darn thing after what I've been through. |
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Jenner
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Not a chance for a loan against another vehicle, The vehicle will depreciate over the life of the loan and will be worth less than the original loan. You'll have to use your home as collateral against a second mortgage. Sorry. Army Strong!! |
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kittywhite92630
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Anticipate a higher interest rate if you are even able to get a loan so soon after a bankruptcy. |
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Nick
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for bankruptcy related question
try
http://www.usalegalcare.com/Bankruptcy.htm |
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SCH
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Yes, the interest rate will be high because your credit is bad (sorry). They don't take into account the value of the item you are using for collateral. Good luck! |
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~ANGEL~EYES~
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yes, you may have to pay a higher fee and higher interset bracket, but in the long run, you'll have your BIKE and you'll show you want to restart your credit by starting all over. |
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Yayyer!!!
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Dont get the bike!!! hahaha U dont deserve it! |
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