 First credit card trying to figure out the game? |
| Im about to recieve a capital one platinum visa. Apr is 19.8%. Im not to worried about that because Im a new resident and have been turned down by everyone . Im happy to finally be approved for ... |
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 Scared to use paypal? |
| im scared 2 use paypal i hav heard really bad things like they freeze ur account. do they freeze your whole amount on your credit card or just the amount they investigate? i have heard some horror ... |
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 Online scam, can someone Help? |
| I just logged on to my online banking and i have a a debit on there for $11.99 From GREATFNNOV. I tried looking this up online but all i can find is TGL GreatFN. Does anyone know or ever heard ... |
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 I co-signed for my little sisters car loan several years ago, which is now in serious default.? |
| My sister lives in Canada, and I'm moving back up shortly. What could be the legal repercussions on her as well as me as a co-signer regarding this debt? If I decided to move back to the USA ... |
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 How much can a debt collection demand from you? |
| I was being sued by a collections company after many hours of reserch to find out who the company was since the company was going by a AKA.I finially reached them by phone I wanted to make payments ... |
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 What credit crunch/recession? |
If everyone did not watch or listen to 24/7 tv/radio to doom and gloom reporting on finance would they:
Just go and buy that new car.?
Have that house Extension built,?
Move house?
... |
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 Credit score of 784 is it good? |
| What does the score do for you?... |
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 Anyone ever been sued for credit card debt??? |
Whats the process like?
I owe capital one $4,000. I will probably have to file for bankruptcy to dodge them or take a vacation out of the country for 5 yrs...... |
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 Best Credit Cards? |
| I have a credit score of 734, Im only 21 so my accounts haven't been open that long. Capital One gave me a fairly large credit line, but i haven't activated it yet, due to the fact that CO ... |
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 I am really scared. I got a number from "2299855545". I feel like it was a scam? |
| They said I won stuff and I will be entered in a drawing. I gave them my Card # and 3 digit # on back, and expiration date. Should I cancel my card?... |
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 $ 20,000 in credit card debt do you recommend I file Ch. 7 bankruptcy??? |
| I had 14 different credit cards charged off 2 years ago for a combined $20,000. The statute of limitations in CA. is 4 yrs so after 2 yrs i finally got a letter from an attorney threatening L... |
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 Bank harassing me over debt and threatning urther charges? |
i have a loan with the bank of scotland. i have had to stop payin it due to financial circumstances and having to help save my home.
i have co-operated fully with the bank from the start ... |
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 Is it better to pay in full each month or 50% of the bill each month? |
| Hey everybody here is my question: I have just been approved for a small business credit card, and i need to spend about $4,000 in office expenses as part of our startup costs. Is it best to pay this ... |
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 Collection Agency calling...? |
| If a collection agency is calling but nothing appears on your credit report from the agency about a debt...What can/should you do?!?... |
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lookinout | Question about applying for credit cards? |
If I go to a retail store and apply for a credit card, for instant approval they usually need another one of your credit cards to check it. Can you use a debit card for this purpose if it has a visa logo on it?
Additional Details
Also, if you can use debit cards, will this improve your chance of getting their credit card? |
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coreyander
 |
Don't know much about the instant approval process, but I do know that you should avoid getting a lot of retail store credit cards. The more open accounts you have (over maybe 1-3), the more of a credit risk you will look like and the worse your credit score will be. Best to stick with a couple of credit cards that have general rewards (points, flyer miles, etc.) rather than get a ton of retail credit cards that could wind up pushing your interest rates up. |
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bella_4624_19
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yes they can use a debit card. the debit card has information they use to verify who you are. that is why they are asking for a card, simply to verify info about who you are. |
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Lion J
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Why would you want their credit card, and not just get a Visa you can use anywhere?
Apply for a gas card where you always buy gas. That's the best first credit card. You're going to buy gas anyway, right? |
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scout485
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Debit cards don't help get credit cards, it depends on your actual credit history, ability to repay debt, cash in the bank, and in savings accounts as well as your income. All are factors.
Avoid store credit cards if you can, they have the highest interest rates, shortest grace periods, usually less than 30 days, and they continually try to hook you into using the card for special deals on merchandise you can get elsewhere for much less. Best bet is to get a Visa or Mastercard, but only if you have the ability to keep it paid off each month. |
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Mochi
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Debit card should be OK however, I totally agree with others have already said here, stay away from credit cards. A couple of them should be more than enough. |
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crimethinker1984
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Yes, a Visa check card works like a credit card for that purpose. |
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David D
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There are some useful tips here. |
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Sarah
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It depends on the store...some will use a debit card but most won't. It's not used at all in the decision process. |
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bdgoen
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Nope, they will usually require a credit card. Debit cards usually have an indication that they are a check card. |
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curious1
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this may not be the answer you're lookin 4,but, take advice..stay away from the credit cards..they are worse then a checkbook...and it seems like the more ya pay on them,your balance never seems to go anywhere,but up... |
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