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 Is there any point to making overpayments or extra payments on my car loan?
Or is it better to use any extra money toward unsecured credit card debt?...


 I live in Pa and have a few hospital bills. Can they send them collections even though i'm payin them?
something even though its not what they require. Say they want 25.00 a mo. and i can only send 10.00. Can they do anything? I know once it goes to collections it ends up on your credit also. In ...


 Can you call the credit cards companys and propose a settlement yourself?
...


 I have horrible credit and my fiance has excellent credit~?
when we get married will either change because of the others ?...


 How can i get a lower interest rate on an auto loan with poor credit?
...


 How can i eliminate my debt and get my credit score up?
suggestions please???...


 Is it possible to get a mortgage refinance with a credit score of 590?? And what interest rate would I expect?
...


 How do I build my credit when I have none and no one will give me a credit card or loan?
I have a credit score of 0 I have applied for credit cards and loans. I even tried getting a car under $20,000.00 I still am not approved for anything. What do I do?...


 How long does it take for a credit card to be issued?
after youve signed the agreement etc
Additional Details
its an aqua card and they approved it i sent the agreement back ...


 Is the credit crunch affecting how much you spend this xmas?
...


 Does anyone know of a company that can help with a payday loan?
I NEED £1000, BUT I DONT HAVE A DEBIT OR CREDIT CARD. Does anyone know a comapny that can help, where I also dont have to fax information over to them?...


 Does anyone know who would finance me for a new home with a credit score of 524?
me and my husband live with my grandmother with our 2 children and its a bad enviroment here for them.. but we can get approved for a home loan because he has a low credit score of 524.... does ...


 Why credit card is better than a debit card?
...


 Is 3 credit cards too much?
I have 3 one is a $2500, $1000, and one is $600.
So far i've only use the 2500 limit one, I've haven't even activated the $1000 card, should I just closed that card account?
<...


 What happens when a creditor refuses to take the amount you offer to pay them?
...


 I owe $37.000 in credit cards. I can not pay my credit cards anymore. Bankruptcy?
I owe $37.000 in credit cards. I paid on time until this month. I can not pay my credit cards anymore. I have two houses, one is rented. I am trying to sell that one. If it is sold I could get $30.000...


 Two credit cards from the same provider?
I have a "Capital One" credit card right now. Can I apply for another credit card from "Capital One" so that I can double my credit limit?...


 How bad is a credit score of 538?
I know it's pretty bad but do you think it would keep me from getting a house or a car?
Additional Details
I am currently renting an apartment and I am a co-signer on a Land Rover F...


 How do you STOP harassing phone calls from credit card companys and thier agents who "have the WRONG number"?
My wife has a very "common" first and last name, what do they do, get a phone book and go down the list untill they get a live voice to answer their call? Then they start interrogationg ...


 Are there any reputable companies which help you to clear up bad credit?
...



da_hal
Question about credit card checks?
If I use a credit card check, does that count as a cash advance? Or, is it different by company?
                     
 




Ryan D
This is exactly the same thing as a cash advance. You want to avoid them at all costs, for two reasons.

First, they automatically go to the highest interest rate your card is capable of charging.

Second, they start accruing interest immediately, rather than giving you a month to pay of the balance like you would for a normal retail purchase.

Just throw them out.


Sonora M
Usually it's the same as a cash advance


diamondblue382000
Rating
cash advance. But if you want to be sure ask your bank.


misslabeled
Rating
Generally it is considered a cash advance and is subject to a fee equal to a percentage of the advance. Many cards offer free balance transfer via checks when you first open the account, so you're better off calling the card company and asking.


what the heck?
It's usually the same as a cash advance, unless the credit card company has extended a special offer to you that makes it otherwise.


Nana
Rating
Cash advance


kamaole3
It's the same as a cash advance


ladyw0llf
Rating
It is the same as a cash advance and you will pay a higher % rate for that portion of your credit card bill.

It is usually the same for all credit card companies.


amkornele
Rating
Yes, it counts as cash advance. But, they can be useful: Sometimes credit card companies offer checks for balance transfers at a lower rate or as a promotion for you to use them. Things to watch out for: Check processing fees can run up to $100 and when the promotional rate runs out, you'll pay a much higher interest rate.

Hope this helps!

Anne


Waine
Rating
hi there! Well, have a cup of coffee, sit down, take a deep breath and get stuck into these:
http://credit-cards.ebookorama.com
http://finance.ebookorama.com
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
if you get any luck please don't forget about me lol, hope it helped you!


bella_4624_19
cash advance


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