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 How can I confirm that the job I got through E-Mail is scam or real?
I have got a job offer from Zenith Bank Plc London (UK) as senior Manager (Credit) at their London Branch. Please confirm what is avarage salary is being paid to senior Manager in Banking ...


 Do Check Cards require a drivers license # as checks do?
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 Whats a 1,000,000,000,000,000,000 times 1,000,000,000,000,000,000...
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 Cosigned with fiance and she just left.. what are my options.. she is threatening not to pay?
Signed an 8000 loan with fiance to pay for her last semester of school. We are splitting up and she is saying she wont pay for loan... what can i do?
Additional Details
Yes I understand ...


 Does anyone know how to improve your credit score in a short time?
I need to refinance my house but my credit score is 525. I need it at 580 minimum to be able to refi with a good rate and get cash out. Does anyone know how to get a score up that much in a short ...


 I recieved a letter saying an award had been entered against me in the amountof several thousand dollars from?
a company I have never heard of with a company called National Arbitration Forum. Never received a notice to appear, but had received something months ago from this company saying they were going to ...


 Where can I apply for a Loan???
I would like to apply for a small loan (no more than £500).

Can anyone recommend good sources with a not so huge APR???

Thanks F...


 Anybody know where a 17year old could get a loan of £4000?

Additional Details
I could save but dont want to wait 3month for the cash paying it back will be no problem....


 Is 630 a really terrible credit score? Any options for a home loan or auto loan?
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 If I had $500k in credit cards with $250k available for cash advance what would happen if I did the following?
If I had 20 major credit cards with a total credit limit of $500,000 and a cash advance limit of $250,000. What if I wrote the cash advance checks for the $250,000 and put them in the bank and went ...


 Should all Americans boycott credit card companies and not pay their bills for 6 months unless they drop INT.?
Unless credit card companies stop hosing it's customers, I say all credit card holders have a national boycott and not pay their credit card bills until these vultures (slimbagcorporatedexecs) ...


 Will the bank give credit/a loan to a couple working full time that are renting?
Its for a holiday, just wondering if they would....
Not massive wages either.. Any help much appriciated Thanks!!!
Additional Details
Ages 20 & 23...


 How do i get a credit card if i have very bad credit score?
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 I am looking for a home improvement loan for $5,000. Anybody have any suggestions?
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 If ur mom took u to a mall and said i will buy ueneything u whant what would it be ?
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 How do I take a person to court for money I lend him?
I lend my friend $10,000 To buy a new motorcycle and retrive his License it's been 4 months since He agreed to pay me back a sumof 500 a month till the debt is covered he has not given me ...


 What should i put for the name for the credit card on paypal?
i just made a paypal acount i want to add a credit card, when i want to add it it says i need to put the first name on it... i am using my moms credit card so should i put my moms name on the card or ...


 What credit card company's do offers on 0% interest rate for 6 months or more?

Additional Details
I mean 0% interest on APR.
Im not botherd about balance tranfers or purshases !...


 Credit problems?
Does any1 know of any sites or information on how to best clear credit card debts quickly and efficicently. My girlfriend gets a bit trigger happy with the things and i think its time to get them ...


 What do you have to have to be eligible for a American Express Platinum Card?
Can you just be an average person or do you have to have a high paying job?
Also, what is the big fuss about the American Express Platinum Card?
Additional Details
kristabe, I ...



Jenna
Question about what's right.... Here's my situation?
I bought a 4 wheeler, and a few months later I decided to sell it because it was just sitting in my garage. My in-laws asked my hubby if they could take over payments, and I said only if they make the payment on time each month. (My mother in law doesn't stay on top of things and they are often late on things.)

They agreed, but 6 out of 10 payments have been made late and I tell my husband to let them know that it is becoming a problem because it is looking bad on my credit, but he won't. He says he doesn't want to start problems, but I am to the point to where I am going to take care of the problem. What should I say and do about this? They act like the late charge isen't a big deal, but it looks bad on me!
Additional Details
I told my husband that I really didn't want them to take over the payments but when he insisted, I told him to make sure all of the payments were not late. I forgot to add that above.
                     
 




Texas Girl
Rating
You are in a sticky situation. I really feel for you. I think you should go ahead and take care of the problem yourself. Or, if you don't want to cause any problems, you should go ahead and make the payments yourself to make sure they are made on time. Then when the in-laws make the payment, they will really be paying you back. I wouldn't tell thim this though, because it sounds like they may take advantage of you even more and feel that they can pay you back when it is convenient to them. Or you can do what Tito says, but then you will be out that one payment. That is what I would do. I am a big stickler about my credit and making sure that everything looks good on it.

This is why I tell people to stay out of these types of transactions with anyone, especially family members.


leslie
Tito's suggestion may be something to consider. I just want to let you know that late payments are only reflected on your credit report if they're 30 days late. Even if they were charged a late payment fee and it was less than 30 days late, you're report won't reflect it. Good luck. That's a shame.


Scott
Borrowing to friends and relitives many times is not a good thing. 1st i'd look at how long the loan is. You've already gone along with them for 10 months and you owned it for a period longer prior. Lets say you've own it including letting his mom and pop now for say 1 1/2 years and the loan is for a total of 2 year. In this case you might consider just letting it ride or paying it off and letting them pay you back of course it will be late all the time. To go over and physically go over and remove it will cause quiet a family ordeal. You could send a letter into the credit reporting agencies stating the facts of what has taken place. However your other bills should be in top notch condition otherwise it just looks like that's the way you live.

My "X" got a table from her mother and we paid her for it yet she bought it from one of these Rent to own stores. Funny thing is I trusted her and my X to do the right thing and low and behold the rent to own people came looking for there table. In my case the key to this little story is "X" never again!!!


jamesPurple
I guess how you feel, and I'm sorry for you.
Fact is : some people don't understand credit rules. Their behavior is really hurting your credit, and next thing you'll know, interest rates on your credit cards will go up.

You have a few options:

1- Ask for the entire amount. They were late 4 times in 10 months, there's no reasons why you should accept that. A company would not, you will not.

2- Call the credit company and the next payment. That way, you'll make sure the loan is always paid on time. DO NOT TELL your in-laws. Just ask them the last payment at the end of the loan.

3- Try to transfer the loan in their name. (They'll have to ask the company).

And to make fun out of them, order free documentation about cleaning up or improving credit and financial aid. Get it mailed to their house, in their names.


flirty30
The problem is, that it isn't their problem. Some people feel if it doesn't affect them directly it is of less importance. By all means you should voice the situation. There are a great deal of things in life that depend on your credit score.You have the right to keep yours clean. Inform them that you are not starting a problem. You are trying to fix a problem. Good Luck!


Mustbe
Rating
Maybe to keep down trouble you could change your payment date to later and don't let in-laws know of the change


Kathryn
Your husband should talk to them, but if he refuses you're going to have to do it. Tell them that you are going to start making the payments and that they should pay you back every month. Tell them your credit score is important to you and this is a way to protect it while still allowing them to keep the 4 wheeler.

Edit to say: Tito's answer was better than mine. If you follow his suggestion you won't even have to talk to them!


SCH
I would go to their house and take the 4 wheeler back...They have failed to make the payments on time and that is killing your credit score. Tell them if they want to buy it from you they can get their own financing. Take a copy of your credit report to show them how it is messing things up. It is better to have it sitting in your garage untouched then haveing them play with it and ruin your credit.

I would leave your husband out of this though, it is hard enough on him to have split loyalties...


texasjess
You need to tell hubby that he needs to make the payments on time and then he can collect the payment from his' mom. Because it is affecting your credit.


skylark455st2
Rating
You own it, if they don't keep up to their part of the bargainyou have 2 options.
Sell the dang thing.
Or
Have them take out a loan to pay off the remaining balance, and then if they are late it affects them, not you.


zippythejessi
You should have gotten this all in writing! (I know, hindsight is 20/20!)

I would say something to the in-laws, because this is your credit they're messing with! Too bad if they get offended. I would also draft up an agreement that the payments are to be made on time, every time, or you have the right to sell it if the payments are made late 3 months in a row. You might need to see a lawyer on that one, but IMO, it's worth it!


Yuki
Rating
The best you can do is three-fold:
1) If your name is on the loan - you are ultimately responsible to pay. It's your credit and therefore your job to maintain it.
2) Confront your relatives in a gentle manner. It's not your hubby's job - it's yours. Consider which is more important, your relationship to them or your credit score.
3) Choose to see this as a life-lesson. In the future, NEVER loan money or extend credit to your relatives or friends. It's not worth the risk to the relationship. Read more about it in the bible : Proverbs 22:26-27.


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