 Need a website where you can apply fo a loan with bad credit.? |
| Don't want any private lenders B.S. I don't have bad credit or good, so say it is fair. I am never late on payments, but have some doctor bills that have not been paid, I don't get ... |
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 Is a credit card better than a debit card? |
| I currently have a debit card and find it very convenient while making transactions at merchant dealers and online. But, most of my friends have a credit card and tell me to take one. I always think ... |
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 Do personal loans ruin your credit? |
| Can taking out a large personal loan of between 5-8000 dollars have any effect on your credit score?... |
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 Has anyone heard of or dealt with Eric Smith (eric_loan)001@yahoo.com? |
| I am thinking about applying for a loan from Eric Smith. He is asking for a non-collateral deposit of 2.1% of the principal loan amount and states that this is legal as stated in the Amended C... |
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 How do I protect my unborn child's credit from his irresponsible dad and grandad who have the same full name? |
| My husband John Smith II had his credit ruined by his father John Smith I. I am pregnant with a boy now and want to name him John Smith III but don't want the same thing to happen to my child. ... |
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 I need help in payday cash advance loan, plz? |
| I need some cash advance for emergency, somebody tells me a loan company that can lend me money like hundreds pounds??... |
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 BANK OF AMERICA check? |
my aunt in another state sent me a check in the mail for 1000 well....
i dont have a bank account and dont wanna start one quite yet, is there any other way to cash it?
Additional Details
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 Has anyone tried freecreditreport.com? |
| Just wondering if they are legit or if they will steal my personal info or sell it.... |
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 ARE there any real online lenders out there that give loans to people with poor credit? |
| Jeff Norerts? does anyone have anything on him? I got scammed once and i wont again but I need a loan immediately my life depends on it. If anyone can help me please do. If any of you scammers write ... |
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 Credit disputes question? |
I know this sound's bad, but can you dispute acounts on your credit if it's realy your bill, and if so what is the best way to do so?
Additional Details
THIS IS TO THE ONE WHO&#... |
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| What credit card should I get? I just turned 18 & I'm in high school, but want to get some credit history... |
| I'm not sure what credit card I should get. I want to get some rewards like rebates on gas, but since I've never had a credit card before I would probably not get accepted (or not?). Does ... |
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 Credit cards? |
| anybody know any websites where i could apply for a credit card with a poor credit rating?... |
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 $1600 Credit Card Debt.... help please? |
Alright, so I've been bad with my credit since the beginning of my last relationship. Brainfart.
Anyways, so my credit is fairly bad and I really want to get myself out of debt but ... |
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 Getting paid? |
| If our company gets paid on the 15th and last of the month. When those days fall on a weekend we get paid that friday....so if new years eve is a holiday and falls on a monday do i get paid on the 28... |
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 If i leave the country with debts can i still be chased abroad. can i leave debts here and start fresh.? |
| I was left with debts when my business failed two years ago. my ex buisiness partner hasn't paid any of the debts but we're jointly and severably liable. I have the opportunity to leave ... |
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 I never had a credit card.? |
| I never had a credit card but I need to get one for emergency use only. Every time I apply for one I am denied. I dont think I have any credit history. Can someone tell me what site will approve me ... |
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 What credit card is the best for a first time credit card? |
| I'm am going to be applying for my first credit card. I will be working for a family member and I will be shipping stuff via fedex. I can use my bank card but I want to start building credit, ... |
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edjdonnell | Refusal to pay stuent loan: what the worst? |
So from all the research, the only thing that can be done is wage garnishment, and if you don't have a job, what the big deal? I own no house,land or property, I do not work, I recieve no gov't assistance of any sort. SO what are they going to do ,except send letters that it will affect my credit?? what credit?? who cares about credit?? So I refuse to pay, and it' been 10 yrs, and I'm still not in jail, so there nothing they can do, they got a roar, but no bite, right?
Additional Details
I asked a question, no need to slam my intellect. I'm 45, married, many kids, my wife works, but they cannot touch her income (sorry armchair lawyers thats the law). what can they do to me?? nothing, I have offered to go to jail, they can't even do that. so once again what can they do? credit is unimportant, you really don't need it, cut out all the bull in life they say you need, and your much better. SO i'm just asking, anyone goty any personal experiance in this, what can they do? by the way, my living situation is fine, I got no dreams for the future, face it at 45 your life is all down hill after 40. |
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Sgt Big Red
 |
I will not judge nor will I make remarks regarding your situation. It is true that there really isn't much they can do to you. BUT I would rather give you some advice on how to rectify this matter.
Well first of all, if this Student Loan was for your computer education and the school lost its accreditation before you graduated then you do not owe any money!!
You may be eligible to have your loan discharged, if you did not complete the program of study and either of the following is true:
the school closed while you were attending, or
the school closed within ninety days after you withdrew from the school
What to Do:
You must complete and submit a closed school discharge application form. You can request this form from the agency that holds your loan, Check a recent demand letter or bill for this loan; if the address to which you are requested to send payment is the National Payment Center in Greenville, TX, you should submit your completed form to:
UNITED STATES DEPARTMENT OF EDUCATION
FEDERAL STUDENT AID
Processing Group Regional Office, Room 8633
50 Beale Street
San Francisco, CA 94105-1813
You may request a copy of this discharge application form by calling 1-800-621-3115.
LEGAL DISCLAIMER: The advice contained herein is for informational purposes only. It is not to be construed as Legal Counsel nor Legal Advice. |
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Reducto
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There is plenty they can do. Any sort of government tax refund you are owed, such as a yearly refund or the stimulus checks they sent out recently or whatever they will take from you. I have a cousin who learned that the hard way this year. He always thought they cant touch him. He didnt get his tax refund or his stimulus check. If you honestly want to live life as a bum with never being able to own anything nice then go ahead and dodge them forever. Myself, i would rather set up a payment plan and slowly pay it off over time. Even if it takes 5-10 years to do so.
EDIT:
I think you are full of BS or lying. If your wife does work they can take her tax return at the end of the year. Simply because they havent yet does not mean they cant. Eventually they will catch up with that. I have known several people who have went through this with your same attitude. In the end they always get caught.
Also, you must be worried about being caught or else you would not be asking the question. |
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bud68
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So since you've got all the answers, why are you even asking the question? |
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evlma
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Well you have to live in some way and they could investigate you for fraud, which is a crime. If someone is giving you money they could charge them the bill because they are covering you.
Living with such limitations is worse than paying the money back. Obviously the education wasn't worth much to you, the university system really does suck these days.
I think you are being short sighted and will regret it if you ever grow a brain, or marry into one, god help them.
Student Loans never go away, unlike other credit which does after 10 years or so. It will be with you the rest of your life. |
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ibettergonow
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so how are you supporting yourself?
eventually, it will catch up with you
it's your obligation to pay it
10 years - it's not going away.....ever |
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kate
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Well , you have no job , no house or land sooo ,
I figure you are raiding dumpsters to eat & watching
dogs scratch for entertainment .
Why bite a guy with no life ?
Now , should you ever try to have more than a dirt scratch existence ,
they could whack you .
But why did you get an education ?
Just to watch dogs piss ?
The taxpayers who subsidized you are curious . . .
> |
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stan c
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There's an old saying in the collection business
" If you're gonna be a thief, make sure you can retire from it". |
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speedy1
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yea but your life might change someday and it will come back to haunt you. If there's ever any kind of tax refunds you'll never get it because you owe the student loans. |
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Ryan
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You seem content in the position you are in. I would think they could probably sue you for the funds eventually, so I hope you don't have any joint assets, or arent the joint on any bank accounts. It sounds like you aren't. You are like a child living off of your spouses income and then bragging or commenting on it here as an untouchable? I don't envy your position. I am sure you will be fine, you have made it work so far. |
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bobbyblackeyes
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well, they can take your taxes, any awards or bank incomes, of coarse attack your credit but... in that for every dollar you owe, they take 2 more in intrest... screw em |
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jimbo
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THERE ARE SEVERAL ANSWERS TO THIS QUESTION.
First we need to know what country you reside in. When we have that, I can give you the true legal answer. |
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