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 I owe about 10,000 in credit card debt with no assets. can i file for bankruptcy? I simply cant make ends met?
I was on disablility, while working so i had additonal income. Now SSI says I am working too much, and they have stopped all my benefits. But with the income I make I can't seem to make ends met....


 I have no credit history and I need an unsecured credit card without a co-signer. Any suggestions?
I have no credit history and all the credit cards that are available to me are a hoax. Most require of the credit cards atleast $200 of my own money to start the credit building process. If credit ...


 I was 4 day late on my capital one credit card bill ,would this have any affect on my credit report?
...


 Credit card debt? I have about 40K in credit card debts. What will happen to you if you stop paying back?
...


 Debt settlement or consolidation or bankruptcy, which is best considering?
my credit score is currently around 650 but I am over stretched and just stating to fall behind on bills.
Additional Details
Why do creditors hate to see debt settlement on your credit ...


 Is there a problem if you max out your credit cards, but pay the balance in full when you get the bill?
Does this still hurt your credit scores?...


 I'm 19 With No Credit. How Do I Get It?

Additional Details
Without Getting A Credit Card?...


 What Does Paypal Do?
...


 What ultimately happens when you dont pay your credit card bills?
can you go to jail for it?...


 Need auto financing, have bad credit?
i am trying to find auto financing, last year has been horrible for me. I went through bread cancer treatment and thank God I am alive, my financial creditentials went down the tubes. I was out of ...


 I forgot how, figure a percentage of something?
Like on credit card checks, they charge a percentage of the check as a fee. I plain forgot how to do this. I feel so dumb. When I learned, there weren't personal calculaters. Could someone ...


 I need to get the last 4 digits of my deceased grandmothers social security number,?
my mom just passed and she has a credit card with my grandmother name on it, my grandma passed away 2 yrs ago, and they wont let me cancel it without knowing the primary account holders (my grandma) ...


 The REAL answer on paying off collection accounts?
I have read that you should not pay these off, especially if they are close to coming off your report, becasue they will "re-age". Is this true? Also, can you have an entry for the ...


 Does medical bills affect your credit greatly?
...


 Repo, after divorce, car in both names?
The judge said she got the car in our division of property Feb. 2002 . I made car payments till May 2002 because my contact info was the only they had. My-ex and I didn't talk for those months, ...


 Just got a new credit card, what should i buy?
...


 HELP! I just saw my credit report and I'm not happy!?
My rating is barely above 600! Does anyone know how I can boost my numbers, I would even be happy with 675+

Thanks!!
Additional Details
U guys ALL rule! I haven't touched ...


 How do you build credit when exery one denies you?
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 Will Hotels accept a Prepaid Credit card such as the "wired plastic prepaid VISA card"?
I just got a prepaid credit card to help me establish my credit. Its seems like a better option to just "load" how much money you want on your card, but has anyone had any problems with it ...


 Credit History?
How quickley can you improve your credit rating if it is not really that bad?
Additional Details
I missed 4 payments about a year ...



working hard!!!
School loans?
anyone know how to get low interest rate student loans?
                     
 




nilajaj
the school you attend should be able to help u with that.


Fairy Tale
The government has approved school loans rates ,to raise in July again . Try for grants , this may not be the answer , but it's a warning about the raise school loans are allowed to go up soon again! TRY a bank with a set rate ! And let the banker know you'd like the loan to be for ...years with no penalty if you pay it off earlier .Treat the loan as a house loan ( with the interest and time and earlier repayment ).Bankers are aware of the cost of education and someone out there will okay this agreement.Keep seeking the out ! Credit Unions as well .


h_nadia_17
Rating
go to the bank and ask them:)


cheeeee
Ask nelnet.net


IlliniAmber
Rating
You should ask your financial aid office at the school, they are really good about helping with this. You'll probably have to fill out the FASFA form and then you can borrow a certain amount depending on your year in school. These loans from the school are always low in interest.


?
no , 2 points


StAphyee
Gov't funded loans will be the best.


damne33
Rating
Nelnet.net is good if you already have loans taken out, are in the repayment phase, and you want to consolidate them.

However, if you are planning on taking out loans, the best thing would be to get federally subsidized student loans like Stafford Loan or Perkins Loan. The loans are usually offered at lower interest rates than from any financial institution.

Have a look here for more info:


sony93931
there is unsubsidized loan and a subsidized loan the unsubsidized loan I think you pay no interest while in school and if there is interest its really low but when you finish school and its time to pay it all back it goes up and with the subsidized loan you pay the low interest while in school so the interest wont be as high when you have to pay back I think thats right if im not mistaking talk to financial aid in school and she or he can help you


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