 Debit card question? |
once ive withdrawn the maximum amout from an ATM can i still use my card in the supermarket to make a payment? ( dont want to be embarrassed at the checkout!)
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ha ha! ... |
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 Should I cancel my credit card? |
| I currently have 4 credit cards. I tried to cancel one not too long ago. It's the card that I've had the longest - but use the least. Anyway, a charge automatically got sent to the card ... |
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 Very poor credit and makes 50K--Fiancee has great credit and makes over 400K-Will lenders look at both scores? |
| I have very poor credit because of some embarrassing mistakes I made with credit cards. I am trying to rectify this, but am getting married in the next year to a man with fantastic credit. I make 50... |
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 My credit card bill was a few days late this month. Will this affect my credit rating/score? |
I've heard somewhere that the bill must be 30 days late to matter.
Additional Details
Also, does it matter that the credit card is through my bank?... |
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 What's the difference between Chapter 7 or Chapter 13 Bankruptcy? |
| I'm filing for bankruptcy...I'm not sure which to file under. 7 or 13?... |
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 Do I qualify for the auto loan? |
| I am 19 years old. I am in USMC Reserve. I don't get paid much but I do get paid enough to make a $ 300-400 payment on the loan each month. I live with my parents. I can get a job after I get ... |
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 Debt collector won't collect!? |
| Ok, so I have an old credit card that went into collections last year while I was in college and poor. The bill was only 500 bucks, and now I want to pay it off and get it removed from my credit ... |
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 If I can not make car payments can the bank sell my house to get the money owed? |
| If unable to make car payment can the finance company sell my house? Can they enter my locked garage to reposses the car? Can they take money from my pension and or social security?... |
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 I'm 18 and credit score is 613,? |
I have no credit cards yet, but I applied for a few the other night. IS this a good score for someone of my age to start out with?
I don't know why im worried but I am :(... |
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 Is 11% a bad interest rate used 2007 SUV?......Refinance? |
| I bought a used 2007 chevy trailblazer with 12k miles. (I'm out of the country alot so I probably won't put more than 6k on it a year) The sale price was 21k and the payments are 400 per ... |
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 If a payment was made 10 years ago on a debt does this limitation still apply ? |
| the limitation on debt collection is 6 years yes,, if a payment was made does the 6 year limitation still ... |
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 I am 13 going to be 14 can i have a prepaid mastercard? |
i am 13 going to be 14 can i have a prepaid mastercard if i can can i by anything with it like tv speakers compouet etc..
do i have to pay evry ... |
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 Which will get you a better credit score? |
| Ok. This is killing me. I am 19 and have only had a credit card for one year (almost exactly). I have lived on my own since 18, but never had a car payment (I paid my car in full). So I only have one ... |
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x7bren | Second Chance Banking or Best Prepaid Debit Card? |
I've been on a quest to find the best prepaid debit card. I used to have one through Virgin Mobile that allowed you to pay a direct fee monthly and you could use the card as often as you liked.
However they stopped their program and I'm wanting to find something similar. I know there has to be some prepaid card out there with no activation fee or setup fee and with a low monthly fee to use the card.
I've tried out allot of the basics and nothing is what I want. Is there any other options? I don't have the credit to get a standard checking account so any help would be needed. |
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alexa dion
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Prepaid credit cards are becoming increasingly popular amongst consumer to improve financial discipline and credit history. Though, a prepaid card doesn't come a with late penalty because there are no repayments to be made, but there are various other fees associated with them, which increase the ownership costs. Having a good knowledge about these fees helps the consumer make an informed decision. Listed below are some important fees levied on prepaid cards.
Annual Fees
Charged by the prepaid card issuing company for usage of the prepaid card on an annual basis.
Monthly fees
Charge by the prepaid card issuing company for usage of the prepaid card on monthly basis.
Customer Service fees
Charged by the prepaid card company for providing initial customer service to issue the prepaid card.
Activation Fees
This fees is charged by the prepaid card issuing company for activating the prepaid card
Fees per purchase
Every purchase done by your prepaid card can attract a fee per purchase. Some prepaid card companies levy this fees to increase their revenue. Read more about it at: http://www.credit-card-gallery.com/article/279,Important_fees_associated_with_prepaid_cards |
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Cornelius
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You can order an All-Access Card here:
http://www.allaccesscard.com
This is by a company called NetSpend, which is the same company that powered the Stash card for Virgin Mobile, so it's basically the same product but without the Virgin Logo. The cards have all the same features, and look a lot more like mainstream credit cards or bank cards.
If you would prefer a MasterCard by the same company you can get one here:
http://www.prepaidmastercardnow.com
It's slightly cheaper but has fewer features. |
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Micki
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Woodforest Bank is an excellent Second Chance Checking resource. Check it out on the web. |
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one man show
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The Greendot Citi Bank Mastercard is really good,for the simple reason that it doesn't charge a monthly fee.I had $12.00 on there for about 3 months.The only bad thing is theres only one way to load it,and thats through the greendot money pack which is 4.95.Other than that,your balance stays the same,unless you take money out of a ATM.Or you could try Tri-Century bank,its a paperless internet bank,but it does provide with a Mastercard debit card,but I'm not sure if you can pay bills with it. |
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Michael
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While there are a lot of options for establishing new credit or checking accounts, prepare yourself for fees. Considering the risk the lender is taking they compensate by charging you fees up the river. Ask direct questions. Remember these are short term. As your credit cleans up you will find getting cards gets easier. good luck! |
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jimobasa
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I recently checked out prepaid debit cards for a friend and I couldn't find one that doesn't have (a) activation fee and (b) a monthly charge. However, many of the major banks now offer a Basic Bank Account for people with poor credit history |
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Mrs.H
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I guess banks in CA don't check credit because I have never heard of this before. I know you get turned down if you're on Chex systems. Anyway, here is a list of some cards. I'm not sure about activation fees. Also, Rushcard is good, but there is a $19.95 activation fee and $1 everytime you use it. The do give cashback rewards every few months for using the card. |
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