 Can you take cash out of a credit card? |
| If you need quick cash and you only have a credit card, will the bank allow yo to extract cash from your card? If they do, how much will they charge you for doing this?... |
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 I have one credit card collection for $13,000.I offered them $3,500.They offered me $5700.What should I do? |
| I lost my job and am a single mother. I couldn't pay my monthly payment starting a year ago. They are keep bugging me now. Based on your experience please advise me. Thanks in advance.... |
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 Declined loan again? |
| I have tried 2nd time to apply for loan with different company but it has been declined again. what shall i do? i need 3000 pound..help me how to and where to apply as i believe its my credit history ... |
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 Will I be in jail if I cannot pay my credit card payable? |
| Although I give payment monthly but not on the minimum due amount.... |
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 Are you in credit card debt too? |
| Obviously a large portion of the American population is in debt...I’m approaching my mid-twenties and the whole idea of owing credit card companies $$ and starting to save for a house (and I live ... |
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 Should i file for bankruptcy? |
I currently owe $3400 in hospital bills. But have no way to pay them off. No one in my family has much to give, even if they were willing to help out.
I am currently 24 years old, with just a ... |
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 Im stuck in payday loans and have no way out . I live pay day to payday as it is .? |
| I I have taken 4 paydays loans out and im unable to pay them off . They call my job and harress me everyday . I dont have any money to pay them off . They keep reminding me that i have sign a legal ... |
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 I want my car to get repo so I can get rid of money I owe, can I do that? |
| I have my car as a collateral at a credit agency but my car is not working as well anymore and I need a new one (used of course) but I want to get rid of this loan I have with this people before I ... |
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 I am so happy I am about to pay my $4000 worht of debts! Now what? |
| I saved up $4000! I am negotiating with the collection agencies now, getting everything in writing.. After I'm done paying off my debt what should I do next? Get a credit card so I can build ... |
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 Credit report question.....Please respond? |
| I was going over my credit report and I have 5 accounts that are still open, but have been paid for quite some time. Would it be smart for me to close them or just leave them? I have no intentions ... |
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 Credit cards? |
I have never had anything on credit before and therefore have no history,
does anyone know the best company to approach for a credit card in my circumstances
mmany ... |
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 Can i get a credit or debit card at my age? |
| I'm 14 and im gonna get a job soon, so the money i make i want to like be able to spend it wisely, i thought of the bank and would i be able to get a credit or debit card and if yes how and ... |
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 What is a good way to start credit? |
im only 18 i 'm not starting college until next year and i already have a car. i need other options i heard getting a payday loan or something might help
Additional Details
i dont ... |
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 I have 2 bank acounts that I have used for years one i have been using for 10 years the other 3 years but? |
| I still never get credit card offers and when I did years back I was denied. I have always kept a couple tousand in each bank. Why the heck will they not approve me but there are all kinds of ... |
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macboy987654321 | Settle or wait 7 years? |
I am about $18,000 in credit card debt and have ruled out paying it (actually it's two cards) off the right way... I know, I know but it's just not possible!
Would I be better off settling the accounts or just to begin trying to build new credit? I have been told that settling debt doesn't help your credit score, is that true? |
 |
 
FaZizzle
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THROW AWAY YOUR CREDIT CARDS!!!
Obviously you're not going to do yourself any favors with keeping ANY credit card around.
Paying off ANY of the credit card debit is going to be a great place to start. Settling debt DOES help your credit score more than just ignoring it and adding to the problem. |
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the_antifeminist
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Macboy ...... for God's sake ... NEVER SPEND MONEY THAT YOU DON'T HAVE. |
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stupidgirll74
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file bankruptcy. if you are not paying these bills on time and are always late and etc... your credit may already be ruined. i have filed bankruptcy and was able to keep my home. i dont regret it one bit! you can still get credit later on just with a higher interest rate. |
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JNM
 |
Pay it off. 200 bucks a month. Remember the new law passed. You have to qualify for Chapter 13. Chapter 7 you need to pay back your debt made by judgement. Pay it down on your own.
So what if you can't have designer clothes. Take care of what you have now. So what if you can't drive that nice car. Take the bus. You'll be more of a man when you square away your life.
What bothers me today is that people TODAY take the easy way out because everyone feels that they have a right to it. When in fact it is a privileged earned.
If you couldn't pay it to begin with why even get a credit card?
Your Bankruptcy will be with you for the rest of your life. Kinda like a felony. No matter where you go it's there.
Get your life and pride in check. Live within your means.
Godspeed. |
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Mr. P
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settle |
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A.X. P
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call a third credit card company. tell them you want to transfer the entire balances of 2 credit cards to theirs, but only if they can guarantee a fixed x% interest rate. Then pay off the 2 cards, and have 1 payment at a lower interest rate. a bank is willing to make a $20,000 loan at 9% than a $0 loan at 0% |
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Sundown
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yes it is true, it hurts your score. you could just file for chapter 13 bankrupty. talk to a lawyer, or if you own a house you could refinace the debt |
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hightechchic
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Well, aside from the fact that you owe the money you spent (which is no small point, incidentally...) Waiting seven years really isn't an option.
In case you haven't been paying attention, the credit card companies WILL come after you and everything you own. They'll harass you for awhile, but that's just the warm-up. When it becomes clear that you have no intention of paying up, they'll take you to court and get a judgement against you to garnish your wages and take whatever personal property you might have to cover your debts.
And if you think you can't afford the payoffs, that will seem kind by comparison.
If you think you can work out a payoff with them, do it. NOW, while they're still willing to talk to you about it. |
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Kacky
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OK, but the 7 years sometimes doesn't start until they send it to a collection agency. So you might be looking at a lot longer. Also, the collection agency can sometimes find ways to extend the time, though you can dispute that. |
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Ramona J
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You should try to settle, you ran up the debt and it should be paid. Try to settle for a third of what you owe. |
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mr. dorkface
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file for bankruptcy and rebuild the credit. |
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Sophia♥
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I suggest you file bankcruptcy |
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*L-I-V-E*
 |
wait |
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techiemaiden
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yes- wait. |
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buddy
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Very true ,do not waste the money or your time . Wait a while then dispute the item on your credit , Keep doing this eventually someone will mess up and think they already sent your dispute response to the credit bureaus . The older the debt the easier to remove . |
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