 What happens if you say you never received your credit card and you really did? |
| I recently called my salute credit card company because im sick of the way they do buisiness and the way they've been taking out funds from my bank account without my approval but they claimed ... |
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 Debt and Overdraft problems. Advice please? |
Hi,
I was made reduntant from my job last September. I worked for a large bank and they layed off 80% of the department.
I had only been there 8 months so I was not elible for ... |
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 Credit Card without large fees? |
Additional Details
I am talking about the annual fees and application fees. I know there will be fees for late payment and I am not talking about that.... |
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 How do you know its a collection agency and not a fraud? |
| I just got a call from a collection agency well actually they called my grandmothers house and i got the number and called back today. Its for a sprint bill from 2004 and they said they could take it ... |
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 Someone has used my social security number! HELP? |
| All I know for sure is that it was used to get food stamps in another state. I am terrified what else may have been done. Can anyone tell me what I can do? I definately cant travel to another state BT... |
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 How can a 13 yr old girl make some money for summer clothes? |
I need ideas and tips for making money this summer, for summer clothes etc...
If you can help that would be GREAT!
=)... |
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 Should I get another credit card? |
| I have one credit card and I'm currently trying to pay it off. I've been late on some payments so my interest is really high. I try really hard not to use it, but sometimes I need to. Even ... |
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 Idenity theft help please ASAP!!!!!!? |
| hello i'm so down right now, don't really know where to begin :(, i just recently know that my MOM using my name to apply for a whole bunch of credit card and now i owe like 13K, and she ... |
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 Do you know of ant lenders who offer bad credit home loans? |
| My husband and I both have bad credit (both from previous marriages). We both work and have stable jobs. Do you know of any lenders who legitimately offer home loans to people with bad credit. The ... |
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 I Need information regarding a $300 loan.? |
| I just started work last week and they're holding one week back from me and I need $300 fast... I'm 20 years old and have bad credit... can I still take a loan out? And where?... |
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 Bank Fraud or Theft? Please help :(? |
Hello - I am asking this question for a friend who needs help.
1) I'm going to call my friend "Jane" & her ex-husband "John". FYI. They're just separated. ... |
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 Unpaid Item dispute - Ebay? |
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 Lost bank card emergency? |
| Yesterday I realised that I had lost my bank card, (just a cash card because I am just 16) so I rang Natwest and they cancelled the card and they are sending me a new one. However, I want to know ... |
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utahraptor88 | Should I be mean to my credit card company? |
I have never missed a payment, never overdrawn. This months bill just came in and they jacked the apr to 31.24%. I mean WTF is that? They will not even discuss it. I think I will max it tomorrow and file chapter 7 on them Monday. Grrrr, bastards. Anyone else having trouble with greedy bastards like this. |
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The Advocate
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Too small an issue for chapter 7, but long term, position yourself with 3 or 4 better companies. This company probably gave you an "introductory rate" but the real introduction comes later as you see. I've been with AmXp over 30 years, never treated me anyway but right, also recently got a low limit card with Capital One for special purposes. They seem OK.
If you have a good credit history, AmXp Blue, Capital One, many others too, will take your balance and issue you a card. Try that and put the other people behind you, in a way positive for you. Bankruptcy is a serious 14 year thing, +++ can't see that as positive for you. You could even roll the debt into a car loan with good credit, get a dealer incentive use it for a near 0 % loan. |
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Nemesis
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Apply for a new credit card offering 0% interest for a year. When you get that card, transfer your cards balance to the new one. When you call to have your old card shut off, they will kiss your butt big time. They'll drop your percentage rate pretty low at that time, but low enough to keep around for emergency use? Only you know the answer to that. My card company probably hates me, I pay it off every month and pretty much use them for free banking, to go on vacation, or shop through the mail. And then they don't get any interest off of me. Ha Ha! |
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K W
 |
Time for a balance transfer and to cancel the card.
Can't file bankruptcy on credit cards anymore, btw. |
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Adnan Sallam
|
If you have good credit, shop around for lower rate, if not bite the bullet until you pay off your balance, because if get mean with them and fall behind on paying your payments there late payment and over charge is very much, use you judgment. |
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john d
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They simply want you to go away. So go away. don't ruin you credit report for revenge. In the end you'll be the one paying.
Get another acct. at another bank. Move everything there. They will notice when you leave. Wave good by on your way out the door. |
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mia2kl2002
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I know just how you feel. They just keep squeezing us until we can hardly pay this any more. What they DON'T want is for you to pay it off, then they lose their income.
If you can pay that sucker off ASAP, do that. But filing Chapter 7, or even Chapter 13, would hurt you more than them.
What WE did is, we went to Consumer Credit Counseling. You have to be careful where you go, because some of them will take your money and then not pay your bills for awhile. But the ones that are government funded will help you out.
They charge a small monthly fee, about $30 (about the same as late charge on a credit card bill). and they have an arrangement with all the major cards, so they WILL get your interest rate lowered. They pay your bills for you each month, and you have to be sure and pay them monthly.
Make this a WIN-WIN situation. Don't make any loser type moves. Just my opinion. |
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kthor
 |
Consolidate your debts...http://deal-save-online.com/info/debt-consolidate.html |
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silly_girl
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I would tell their asses off,and then trasfer my balance to a lower rate card,and then close the account of the bastards that up your apr |
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Anonymous
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You can rant and rave all you want, but you'd only be hurting yourself by declaring bankruptcy. I agree with the person that said to transfer your balance and not deal with that company any more...that's what will get them the most, taking away that 31%!!! |
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Good♥Gyrl
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The CC companies are definitely greedy. They will raise interest for a number of reasons: a review of your credit profile (how are you using your credit with others; have you recently gotten new credit that they think might affect your ability to pay them, etc...); your balance, and the amount you pay each month (just barely over the minimum or the minimum?). Be mean to them, sure...they twist people's arms all the time once they get you into a contract (card). Just make sure it's worth it. LOL. |
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Orlando57
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call them up and ask for a better rate or go to the local credit bureau and ask them to interceed they have a new plan all cards can double your interest rates for you being late paying a regular bill like the power or rent it doesnt help to establish credit but they can use it to ruin yours with the credit co's |
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Katt Attack
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I have no such problems, but I say, be a ***** to those cheating mofos. Go for it. This is your chance. :D |
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