How long will it take for my credit score to go up after I pay a creditor that has shown a late pay every month for a year, & it shows as 30 one month, 60 the second month 90 the third & so ...
I have absolutely no credit at all. I've always paid everything cash. Now, I'm starting to realize I need to build up credit. How can I build up good credit ...
can you go to jail for credit card debt? iam about 10,000 in debt and i havent paid a payment in 7-8 months because ive been having some financial issues..can they really send you to jail?...
I am 18, just out of high school, and looking to build a good credit score by making smart decisions on how I use my credit. I currently have a cell phone w/ a contract and a student credit card w/ 0...
I am looking into getting a second credit card as I will be doing some travelling this spring and I need help finding a credit card in Canada with a low interest rate and no annual fee...any ...
I have been closing all of my accounts out once I pay them off, and my brother insisted that I stop that and keep them open even in I plan to not use it again. What is the best thing to do to ...
It doesn't look like my student loans show up as part of my monthly debt when applying for a loan. I have been in forebearance, but do pay each month and am just recently able to start paying ...
I live in mississippi and the collector said he could legally speak to me about it, my hubby has not authorized this. The thing is i am not on the account and he is telling me when the last time my ...
i have some old bills on my credit history...some are over 5 years....others that are more recent i would like to pay off but in a way that makes my credit better...or anything that will get my ...
I've had A+ credit for 30 years, for some reason I missed paying a $50 debt to a department store for 4 months. I have no idea why I didn't pay it, I don't do that, except this time ...
I'm 18 years old and have a savings and checking account. I have a steady fulltime job that pays me 400 a week (gross pay). I've applied for credit cards--regular major cards, student ...
My bank is so stupid.Last night I checked our account and there was quite a lot of money in there when I woke up this morning.I was in overdraft.I have made 2 deposits to cover this amount and they ...
I get paid on the 25th and have to work everyday till then, I live in london and its extremely expensive. I have nothing and im not sure what to do as i can't get an overdraft or loan because i ...
Its my first credit card and first payment is due 4th on next month the limit is $300 and alredy have spent $200 is it ok to bay before its due date if i do it will it still improve my credit or ...
Credit unions have some of the best rates in the country. I'd go through them.
Rachael
Go with your credit union. It's always better when you can talk to someone in person about your account if there's a problem.
Julia M
Probably the credit union but find out which has a lower intrest rate
pescador
CREDIT UNION
Not Always Sure
Never trust a website with such valuable information, go to your credit union.
STEVEN F
I recommend NOT getting a Visa card. If you do get one, go though your credit union. Most websites are ripoffs. Even if they are not , where do you go if there is a problem with the account? You can actually walk in to the credit union and sit across the desk form someone with the authority to fix your account.
koifish
definitely thru your credit union. when you go thru the company the aprs are actually really high 19.99% and up, which is ridiculous. I went thru my credit union and got a visa w/12.9%
ACEâ„¢
Why not just get a whole bunch of pre paid visa credit cards. idk.
Sarah C
some credit cards are low intrest rates at the minute with it coming up to he christmas season and you need to be sure that the rate will not jump back up after the holidays leaving you with almost double the original debt. Credit unions have very low intrest rates as most do not operate on profits they are there to help people that maybe can not get a credit card. Try going to a independant brokerage company to get an estimate before signing up to any contract. Also have a look for your local credit union and get an estimate from them
rpgthespartin
credit union
T
Credit union. They will probably offer you a much better rate, and it would be easier. I wouldn't put my personal information out there on the internet like that. If you want to apply, then do it personally and don't use the internet.
~*Megan*~
Get it through your credit union. Credit Unions are the best... and much safer and more secure than online.
Colonel Obvious AM
I would get it through the credit union or some other company you would like to support. It's the same card but the company you get it through gets a cut. Don't give all your money to Visa!
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