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 How can an A/C PAYEE check be Encashed?

Additional Details
I dont have an account or wish not to also......


 How long does it take to receive a second credit card if you lost the first one?
I reported my card stolen yesterday (aug. 30th). They said they were going to send out another card. How long does it take to receive aa second card if you lost it. Im currently with Visa. And I live ...


 Can I check my credit score at a bank?
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 How can I raise my credit score ?, fast it is a 563 and I need a 580?
Serious, real people answers ...


 Im 19 and dont have credit yet and cant get aynone to cosign or dont have any money saved up and i need a loan
for a vehicle ive tried banks and they dont wanna help. any advice?
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for a vehicle, the truck i have now is falling apart and i have to drive an hour to get to my ...


 Copy credit card (front and back)?
when I try to buy online he asked for fax a copy of my credit card (front and back) is this legal??? and he say If you cannot do this, then I will have to cancel your order.
T...


 IS it possible to buy a house?
TO BUY A HOUSE WITH BAD CREDIT? I WANT TO BUY A HOUSE IM SOOO TIRED OF RENT ING BUT I HAVE BAD CREDIT. IS THERE ANY COMPANY THAT WILL HELP ME?
dont get me wrong im not a bad person i have a job ...


 Does disputing an unauthorized charge in your credit card affect your credit score?
I heard from someone that disputing a credit card charge affect one's credit score score. Is this true?
Can you provide a website where I can get more information about this?...


 ****I just received my first credit card....now what? Two ?'s.****?
How long do i wait until enough credit is established so i can lease a new or used car???? I havent used my card....i will this weekend.

Any tips? Links? Your experiences very helpful too....


 Credit Card Trouble?
Hi, about 6 months ago I applied for my first credit card and got approved. I made payments on time and never went over the limit. After about 3 months they increased my credit limit. But all of a ...


 Will we lose our home?
I have just found out my partner owes thousands in business loans,defaults and debts. They are all threatening action.
He is a sole trader and we have a joint mortgage on the house. We have ...


 Why Would a Cashier's Check Bounce?
I used $50.00 from my account to purchase a cashier's check and sent it to somone for a costume I purchased. I actually had $50.00 taken from my account and sent the check. A couple months later,...


 Please help. credit card debt: should i borrow or pay it off little by little.?
I often pay off my credit card bill every month. I've been struggling for the past 2 months b/c my income is low rt now since i don't work that many hours (student). I take care of my mom ...


 Debt collector giving me problems?
I had a credit card that i was making monthly payments on for a few years. I hit a rough patch and fell behind on the payments but continued to pay something. I exceeded my credit limit for a few ...


 Do you need a checking account in order to get a credit card?

Additional Details
thanks to all those people who gave me good advice i did go open a checking account and i'm getting 2 credit cards coming in 4-7 days thankyou very ...


 I owe the bank about $9,000 for a repo. Do I need to worry about the bank garnishing my wages?
My car was repossessed and sold in Aug 2007. The bank has been calling me nonstop since then. Just recently they have left a voicemail that I need to settle the debt or they will pursue other ...


 Home loan??
my house is worth about $550k.. My credit score is 559 right now, due to my excessive credit card and student loan debt.. nothing has ever been late, it's just that i have excessive amounts of ...


 Collection Agency wantin gbank information?
I have a past due account with Capital One for $1600. I have been trying to work with them to get it paid and offered a settlemetn however they will not accept a settlement offer unless I give them ...


 Can i be garnished for a 6 year old debt?
ford motor co, did get a judgement and now teir attorney wants a ...


 Is there any special credit card for ladies?
...



josh p
Should I get a gas card to improve my fico score?
Im looking to improve my fico score, I dont have any credit cards now. Just a few old debts Im paying off. Would a gas card be helpful enough on the FICO?
                     
 




Jon K
Rating
gas or store cards would work, be careful though, you said you are paying off debts, so get what you can afford, be smart about it. Credit cards will help too, but I don't know exactly what your debts are, so I don't know what the likelihood of approval would be.


DAS
Rating
You its all in the process of recovering from bad credit So learn all you can about this, is your time.


Jennifer
Rating
Hi,
I used "Credit Solution" to settle my debt and improve my credit score.They managed to reduce my debt up to 58% .It's legitimate.I came across this company on NBC News Special Edition.Check it out here:
http://is.gd/7il


zazz235
Any credit card would be helpful. I started to build my credit by having an overdraft on a normal bank account. I slipped to negative sometimes, and yet that's what made me build me credit since I always paid all the fees and balance on time.

In the past, you were told not to have too many cards. These days, it is more important to carry low balances on cards with high limits. Your debt-to-credit ratio is important. Say you get a card with a $10k limit. You don't want to spend $10k on that. In fact, you may want to limit yourself to $1k. After doing that for a year, get another card with a similar limit and continue to keep little debt. Or ask your current card to raise your credit limit.

I found out recently that I had a very good credit score, but the reason it wasn't higher was that I have a highish debt-to-credit ratio since I have a few years left on my car loan. Even though I pay back a little every month on time, it's the total amount that's hurting. Some people buy a car all on credit and then pay it immediately to show that they can afford debt. Pay in full as often as you can, and amass credit slowly (too many cards open in a short period can also hurt you). Good luck.


Crazyjester9
Definetly.


4thtennenbaum
Rating
If you have money to burn. I think they are like 25% interest or something obscene like retail store cards.


VideoCreditScore
An inquiry is an inquiry and dings you whether you open a high limit card vs a low limit card. You want to open the highest limit card you can and then use only 20% of your credit limit each month and pay it off in full.

The trick is getting high limit cards, but not getting lured into using all that available credit.


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