rabidchkn
|
Yes. This verifies that you have the card in your posession. This prevents anyone with just your credit card number from using it. If somesone steals your card and uses it, you can always dispute the charges. I have been victim in credit card theft and it is really no big deal. The card companies have always taken care of me. |
|
adam H
|
it depends on who asked for it ....did you place an order with a company and use your card , if so they need it .but if someone called you and needed that info then by all means cancel that card and let them know your card may have been jepordized |
|
Sarah the Ballerina
 |
It depends to who you gave it to. I personly buy things in a store because you don't know who could be online or on the phone. |
|
QuiteNewHere
|
WHy are you being asked for this 3 digit number?
This is to verify that the card definitely is in your possession. It generally follows the 16-digit card number on the back of the card. It is information that wouldnt be available to someone who has intercepted your card number and expiration date.
That said, make sure you know to whom you are giving this information over the phone or on Web sites.
Con artists often are able to obtain partial information about a potential victim's account, and then contact the person masquerading as a company representative to verify the account by requesting additional details such as the three-digit security code. But they might just as well ask for other pertinent details-for example, they may provide the last four digits of your account number (which typically show up on sales receipts) and request the other 12 digits to confirm it. Or they already may be in possession of your full account number and request the expiration date of the card, or your billing address. Any of these individual bits of information may be just what the scammer needs to fill in the blanks and gain full access to your account, so beware.
Keep in mind, though, that legitimate businesses or financial institutions may request your three-digit security number (known as CVC2 by MasterCard and CVV2 by Visa) to authenticate a transaction. Just be sure you know whom you re talking to before giving it out. |
|
L D
|
So long as you were giving it to a reputable company yes. They have to have it to varify to the bank/card company that it was the card holder they were taking the information from. (Cos in theory only the card holder sould know it). Without it the bank wont honour your payment |
|
suzeeblue
 |
Depende who you're giving it to, if its a reputable company you're buying from then fine but tell them to destroy it afterwards. |
|
Wil T
|
Depends. Who asked?
If you ordered something or paid a bill, then that's fine. |
|
Maybaby
 |
I've done it when I order things over the phone. They always ask and I always tell them! Nothing's happened yet, so I hope it's ok! |
|
onlyget1shot
 |
It depends. If you gave it to a reputable company, that should be fine. But if you ordered something from "Joe Bob's House of Collectibles", I'd think twice. |
|
NONAME
|
If you called them, yes. As long as you know that you called someone reputable, you're fine.
If someone calls you, make them let you call them back if you have any doubts about who you are speaking with. |
|
davelibby321
 |
Only if you trust the people you are giving it too. Sometimes they need it to process the payment. |
|
claire marie
 |
i dont think that is a problem...i know ive given mine before [when ordering pizza] |
|
dawleymouse
|
Yes. without it you would not have been able to pay |
|
Barking mad
|
Only way they will do business with you and your card,don't spend to much!!!!! |
|
elhodgie
|
I was wondering that the other day when asked on an order form, but it was a reputable company, had to ask what the heck it was mind, but it is OK to give it out |
|
mrs_empo
|
yes that is safe. Never give your pin number out to anyone though |
|
Blunt Honesty
 |
If it is a reputable vendor, it is OK. It may be required. It is a security # that proves to the credit card company that you actually have the credit card in hand while placing an order rather than someone else that got your credit card # off of some form. |
|
Matthew B
|
If this was a reputable company then there is no problem. Companys use this number to verify your card instead of pin or signature, i have done it many times with my credit card company, ordering pizza etc.
Never do it unless you are 100% sure and if your not happy you have every right to ask them why they need or to confirm exactly who they are. |
|
STEVEN F
|
Anyone that accepts payment by credit card without seeing the actual card is supposed to ask for the 3 digit code to verify that you actually have the card. If you called to order something and used the card to pay, you should be fine. If someone called you and asked for the number, it is probably a scam. |
|
angelstar
|
if your buying something then thats fine |
|
jjj
|
hell no |
|
jewelking_2000
|
If you don't give out this they will not send out the goods. When you are buying goods without the card in the sellers hands it is the seller who is taking the risk. They ask for this to help prove you have the card. They will also check whether the address matches that on the card.
this isn't the type of fraud you need worry about too much. Watch your bank statement regularly that one is more dangerous.
Don't give out standing order mandates on your credit card you can't cancel them easily. |
|
Davo
|
yes, no problem |
|
Newgran
|
No. How do you know who was actually calling you. |
|
♥kissie♥
|
OMG!!!! Call and change it right NOW!!!!!! NEVER give that to ANYONE!!!!!! I'm serious especially now at holidays they will wipe you out in an hour and it takes years to fix!!!!!!!
People read the question.This poor guy. He gave security code (PIN) not account number! |
|
Pennyless
|
no.....unless it is to the visa card company to verify who you are...... |
|
Roxas
|
not a very good idea |
|
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
