 I need a credit card with no annual fees, but i have really bad credit...? |
| i have been denied by my bank, and the other credit cards require a doposit for my credit line. i just want a major credit card where i don't have to give any money up front. please help. thanks.... |
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 I am considering entering a debt management program. Anyone have any advice? |
| I am considering entering a debt management program because I am way over my head in credit card debt. I know it may not be the best solution but it seems I keep putting it off, getting no where ... |
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 Shall I pay this six year old debt? |
A collection agency is requesting payment for a debt owed beginning in september of 2001 (date of first delinquency: 6 years ago).
The information is not in any of my credit reports. If it was, I... |
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 Can someone tell me how to find a Private personal loan lender in my area? |
| Still trying to get a lioan with little or no credit and I have been getting alot of rejections. Does anyone know a good personal lender or some website I can go to where I can find one in my area?... |
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 Does anyone know of any car loan places that help people with bad credit and gross around 1200 a month? |
| I have been trying to get approved for an car loan but my credit isn't very good and i only make about 1200 a month. anyone know if there is somewhere i can go to get help with an car loan ... |
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 Is a 7,000 credit card limit for a 21 year old good? |
Is that below average, above average, or just average? Just curious. Thanks.
Additional Details
Don't worry ppl- I'm great at managing money and very careful with my credit ... |
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 My credit score is 453.? |
| What are some good ways to re-establish my creit without havin to pay alot of $$$. I really dont want to try those things where they erase it off because they charge alot.. Any suggestions.. Please H... |
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 Can Collections file a case on you and get you arrested ? |
| can that happen if you owe $600 or more to your bank, credit card company, or online company like neteller ?... |
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 Will consolidating my debt with a consolidation company worsen my credit or will it help? |
| I am in debt with all my credit cards, i was thinking about consolidating my debt but I heard that was going to mess up my credit even more. Is that true?... |
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 Which credit card should be paid off first? |
| I have 2 credit cards that I'm trying to get paid off. Card A has a balance of about 700 and an interest rate of about 9%. Card B has a balance of around 1700 and a REDICULOUS interest rate of 28... |
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 I forgot to pay my discover card payment. Will it affect my credit score? |
| I was just busy over the holidays and missed it. I paid it on my computer after I got off work last nite, but I am so embarrassed because they called me at work and wanted the payment then and their ... |
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 How can I build my credit? helppppp? |
I just turned 18 in October and I need helppp!
I can't get approved for credit cards, even the ones that say no credit history credit cards, or instant approval. I've applied for a ... |
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 I want to start building my credit, How do I do this? |
| I'll be 18 soon so how do start building my credit and keep it good?... |
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 My credit score went from 765 to 632. I have 2 hospital bills reported in collections. $953, and $480? |
What happened?
Additional Details
Is that really enough to make it drop so much, or should I check into this? Who would I call, the credit bureau? What is the FASTEST way to correct ... |
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ndebt | Should I pay a credit card or car loan? |
I have a 14,000 inheritance- I am trying to improve my fico. Should I pay off a 14,000 credit card or a 7,000 car loan and put the rest towards the credit card? |
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rb991168
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Pay off the credit card. Part of determining your FICO score is to look at how much credit you are using. For example if you are approved for $10,000 on a credit card and your balance is $6,000, then you are using 60% of your available credit. The higher percentage, the lower your credit score. The car loan is different as there is no available credit, you can't access additional credit on that loan. Besides, i'm sure the interest is way higher on the credit card. |
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Jessica A
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i would pay off the loan and put the rest towards the card |
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vincentv247
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Determine which one has the highest interest. If there's not much difference, pay off the loan first so that you don't have to worry about it. |
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way2smart
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Which one has the higher interest rate? Pay the higher interest rate one first. |
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delmoki
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Pay off whichever one has the higher interest rate. This will save you the most money. As for the FICO score, if both accounts are in good standing, it shouldn't make a difference which one is paid off first. Lowering your overall debt will raise your FICO score, and you will be doing just that. |
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Bethany
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First figure out which has the highest interest rate and pay that one off first. If its the car loan then take the remaining $7,000 and pay off what you can of the credit card. |
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honey boo-boo
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i would use 7,000 for the credit card and use the other 7,000 for the car loan. |
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Ponda
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i would pay off the car and put rest towards the credit card, then use the money you were putting toward the car payment toward the credit card per month until you pay it off. |
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517
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Buy something else. |
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