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 Am i screwed...?
me an my sister share the same address and initials, im nathan shes natasha. and she has bad credit. subsequently whenever i apply for credit i am turned down.

is there any way around ...


 Had a wedding photographer do our pix.Stupidly assumed he woul take credit card and have no cash.Any ideas/?
...


 I need advice with paying off my credit cards.?
I owe 5800 at 8.9%, I owe 4000 at 15.99% and I owe 800 at 14.9% I have some extra money, should I pay off the lower one first then move up? Or Start at the highest interest rate? Or should I start at ...


 A score of 662?
what score do i need to get a $200,000 mortgage with a 662 credit score, i ask because im only 20 i havecredit cards for over a year and all have been paid on time. my income is $30,000 year
A...


 My child has a credit card in his name he is an adult, he defaulted on payments, can they charge my account?
Can I be held responsible for my adult childs credit card debt? The company has placed his debt on my account?...


 I have a low credit rating, I`m looking for a credit card which i can apply and be accepted for in order to?
help me increase my credit status. Any ideas? Would a store card be a better option at this point?...


 What if your parents got a credit card in your name? If you turn them in how much trouble would they get into?

Additional Details
I'm an adult and it was fraud. I just don't have the money to pay the bill which is very high now and I know that they will not pay it. I don't want to ...


 Can you pay with a debit card in ebay or amazon?
I dont want to use my credit card so I want to use my debit card....


 If you pay for an item by credit card and dont receive it will the credit card company cancel the charge ?
...


 Can you cancel a credit card at anytime?
I want to get a laptop and am thinking of applyng for a credit card, but once I have paid the money back onto the card can I cancel it?...


 HELP! I bought a 20,000 timeshare but I don't know what it is!?
I just bought it so I could get a free Timex watch and free ticket to Epcot. I don't know what I was thinking. Could someone explain what a timeshare is in a nutshell?...


 Debt Consolidation Loans?
Is there a debt consolidation loan for people w/ bad credit in which one can use the money for personal use as well as for consolidationg debts?...


 Does anyone know how to get good credit scoring?Ican't get credit anywhere?
...


 Credit Score 747 Good?
Is this good? What is average? I am 32 years old....


 I have very poor credit and can't get a credit card, how do I re-establish credit?
I just checked my credit report and I have a very poor rating. I can't get another card to help build credit again nor can I get a loan, or a phone, or anything. What do I do?! Pleas help!...


 What is the best way to improve your credit score?
...


 Is 23.24% APR good?

Additional Details
Its on my Chase Freedom Credit C...


 How can I get a $25,000 loan with bad credit and no collateral?
I have a credit rating of lower than 600, and own no home....


 What does "offer not valid on gift cards" mean?
Im going shopping tomorrow and i have this coupon and it says that. And im also planning to return something and get store credit...which theyll give me a gift card.....................Anywho....can ...


 How to get Credit??
I want to get credit, but can't what's the best way to get some and I don't have any credit cards....



HondaFan
Should I pay my credit card off in full?
Hi! I am a college student, and I have save enough enough money to pay my credit card off in full. Should I pay it off in full or should I make payments to pay it off. I have still been making my current payments on time.
                     
 




Tim Z
Rating
credcards.maclenet.com - transfer balance to one of these credit cards. It will provide 0% interest rate for 12-18 months.


Judy
Pay it in full and watch your rating skyrocket.
It is 100% myth that carrying balances increase it your credit.
The trick to cards is to use them for something you need like gas, and pay it in full each month.
I am proof. 800+ scores. No need to EVER pay interest at all.
/


Kris L
Save yourself the interest on the credit card and just pay it off.


love08
Rating
pay it off , I just payed mine off last week feels amazing not to have it hanging over your head anymore


Brother Otter
Rating
Always pay off a credit card at the end of the month. If you don't, you pay interest (probably a lot of interest) on EVERY purchase you make until the outstanding balance is paid.
Carrying debt on credit cards is one of the big ways people get into major financial trouble.


CRYSTAL BLUE PERSUASSION
Yes because it will just continue to get higher. You are way better off to pay off the balance and get out from under it.


Sjean
Yes. This is the first advice most financial advisors give to their clients.

Vow to pay it off in full every month and you'll be in much better financial shape.


Stacks Edwards
If you can pay it in full and still have money left over to eat and live comfortably...Do it. Because you may forget about a payment or something may come up and you can't pay it and then the interest will come for you.


rachel s
Rating
Pay it off and if you use it again pay the balance in full each month. It still builds your credit but saves you the interest.


ESME-Q
YES YES YES. You should have done that a long time ago it would have saved you some money.


swishersweets97
Rating
I would and get it over with. Life has a way of throwing you a curb ball that always hit you in your finances. Never procrastinate when it comes to bills, take care of them right away. Something could come up and you have to spend that money somewhere else. pay it off while you can afford to. And it will be out of your way. You will be glad you did later.


Vaughn N
yes: keep tows blood sucker out of your life. it a Little pain for a life time gain... when state cap's are at 27% interest... lean the term Clean getaway...


cowboy
If you want to build credit it would be better to pay a little extra each month. If you don't need the credit history yes pay it off and save interest and fees. I thought this was a good answer, but for you that thumb me down I pay cash. Have a card for emergencys only! Wait till you go buy attempt to buy a house with no credit history!!! I think your a bit to quick to give a thumbs down sometimes just because you don't agree, not because it's a terible answer.


summerd
Rating
omg credit card companies LOVE for you to pay interest..then resulting in a better credit score. my best friend is a credit consultant. pay the payments, but pay more than they are..like double the amount. keep that money up saved to make the payments with!


Jenny G
Rating
Pay it all off, never use a credit card again unless you have money. They're bad news


brad p
make payments that way you build up your credit score. paying it off in full may sound good but it does nothing to help your credit score


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