 Is this an International Scam? |
| I am in Central NJ. I went on craigslist.com to look for a job as an account receivable clerk. I send out my resume blindly to all people in my area. I get an email back from karenbecker@gmail.com ... |
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 I am getting a secured credit card to improve my credit, is it better to get one 1000 limit card or 2 500..... |
| I am getting a secured credit card to improve my credit, is it better to get one 1000 limit card or 2 500 limit cards from 2 diffrent banks? What will look better on my credit?... |
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 Is it good to buy things with a deferred payment until one year later? ? |
| I am considering buying furniture with a deferred payment. Why is it good or bad?... |
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 How do I establish credit? |
| I have no credit and I'm trying to establish credit. I cannot get a credit card because I have no credit... All I have is a cell phone. Is there anything I can do to get credit so I can apply ... |
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 Can i get a credit card to help my credit? |
| I have alot of bad accounts open and Im trying to pay all of them. How can I get a credit card to help me rebuild my credit, and which one should I get.... |
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 We have an asset recovery firm harassing us to pay pennies on the dollar to settle a ten year old credit card? |
| This credit card is from an 85 year old with no income other than social security. No house, car or any other assets. Can they bring this to court?... |
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 How do i sort out my credit rating? |
| been on experian, all i got was the print out of my credit history....all my old debt is now clear, but still cant get credit?? or finance, how do i get rid of bad credit?? is there a body/firm that ... |
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 Would anyone recommend trying to claim back bank charges for late payments? |
It seems everyone I talk to knows someone who has got money back from their bank for charging them for late payments over the last 6 years.
Is it as easy as just writing to your bank??
... |
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 Bankruptcy? |
| I was wondering if anyone has went bankrupt and what happen. My lawyer told me to max out all of my credit cards I have toys r us, home depot, lowes, visa and mastercard. If i do this will they come ... |
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 Can credit removal agencies really remove bad credit? |
| Im in market to pruchase an house presently im at a 600 credit rating with no late payments for atleast last 2 yrs. All deliquent accounts have been paid. I've called several creditors having ... |
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 How can I avoid my creditors? |
| I have lost my home, cannot pay my creditors, ( credit cards, loans, bills) and my ability to earn a living. How can I hide from the collectors?... |
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 Paying off credit cards - which to pay on first? |
| To pay off my credit cards should I start with the one with the smaller balance or the one with the higher interest rate. I have 1 card with approx $350 on it. I figure if I pay this one off first, ... |
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 I received a summons from a collection firm HELP!!!? |
| On Friday the 13th I received a summons from a company that bought my old visa debt from 1999 and they've filed a complaint asking for my original debt amount ( $1300) and an additional $4000 in ... |
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 Credit question? |
| I Just paid off 2 credit cards on my credit report. When I called them, I asked if it will make my score go up(I would think paying off debt is a good thing) The lady at Equifax told me that they ... |
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Tymelapse | Should I reactivate a credit card whose date is expiring? |
I have a card that I never use. I understand that for FICO reasons I shouldn't cancel it but I have received a new one in the mail with a new expiration date and I'm wondering which would be better. NOT to activate it or TO activate it and just not use it. I have another card that I use as needed. |
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src50
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Activation is a security feature. The account is open when or not you activate the card. |
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Helen Scott
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Not activating it doesn't mean it's cancelled...if you don't want it anymore, you need to call and cancel it, regardless of whether it's expired or not. |
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The Wife
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If you make just one purchase a month and pay it off in full, it can help your credit more than an unused card can. |
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private
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To activate a new card, and "not" use it, will cost you a fee for
"not usung it." So don't activate the new one. Cut it up.<}:-}) |
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%
 |
Well, if you don't use the card you allready have then I would cancel it, and activate the new one... |
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Sloth
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I keep one extra credit card that I don't use. You never know when you might need it, and it's good to have "just in case." And if ever there was an emergency you wouldn't want to bother with activating it first. If it doesn't cost you anything, then I suggest activating it, and shreading your old one.
What do you mean "FICO reasons" |
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annadenis
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If you don't wish to use the credit card you received in the mail,just dont activate it.because fico is monitoring everything and they see that you are not using your credit card,which is not good for your credit score... |
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Chris B
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i would call the company and be like, "my card is about to expire, i want you to drop my interest or i am not getting a new one."
unless of course, the company already sends you a new one by default. |
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lisa s
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As long as there is NO annual FEE to use this card, reactivate it and use it once every few month to keep it open...by using it to get a cup of coffee at starbucks (and pay off the five bucks) the account stays open...it is highly possible that if you do not use this card that just came, your acocunt will be closed by the card issuer and the point will be moot anyway. |
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Alex
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Its pretty simple. If you receive any benefits at all from having that new credit card then activate it. If there is ABSOLUTLEY no change in your life regarding that card then don't activate it. Unless you wanna look all fancy and wanna show off your card to others lol. |
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