 A credit card for a 13 year old? |
| What do you suggest? I'm going to DC in April and I'm bringing a credit card (If I could find one). My parents said I should bring that and cash, because we need to pay for everything thats ... |
|
 What can i do to make my credit report better? |
| recently i lost my job and had financial troubles. eventually it led to a cell phone, and one credit card company refering me to a collection agency. now i know it will be on my report for 7 years, ... |
|
 Please Answer!!!! Help!?!?!? |
| Wells-Fargo is threatening to garnish my wages concerning a credit card I haven't paid in awhile. I haven't had the money and they have threatened to garnish my wages. Can they do that???... |
|
 Cant pay credit card debt? |
I used to live in the UK and moved to US 3 months ago.
My plans didnt work out well and Im bankrupt, I dont have any debts here and can afford just to live on my earning but Im in debth to ... |
|
 Are there any good sites where I can check my credit? |
| I got different credit scores from 2 different sites, why is this? if anyone knows of any good sites post them here, I would appreciate it, thanks.... |
|
 Is it better to negotiate charge off amounts with creditors or pay in full? |
| should i negotiate a discount? or pay in full? whats better for my credit report/ does it matteR?... |
|
 I want to improve my credit but all my debt is at least 3 years old and all in collections. What to do? |
| My credit score is currently 570 and I want to improve it but because my debt is all in collections and they are all at least 3 years old I don't know what to do.... |
|
 Credit card problems? |
| i tried to order something through Paypal (which i do all the time), but the transaction didn't go through and it said that my card was denied by my credit card issuer. I didn't cancel my ... |
|
 Is there a way to get your money from someone who borrowed your credit card? |
| I let my friend use my credit card to charge something, he said he was going to pay it right back in a couple of days, or he could put the limit right back on my Visa with his Visa. But since I let ... |
|
 I have a 1 year old debt, does credit get worse the longer I don't pay? |
| I'm currently 20 and about a year ago had to visit the hospital due to an ear problem. The bill is approx 2,500 and I have yet to pay it. I have no other form of credit history that I am aware ... |
|
 Which is the best credit card to get?? |
| I dont know much about credit cards...help please. I have the student visa from bank of america but i want another one.... |
|
 Credit card? |
| Is there any problem if we'll not pay the bill of credit card. Or, If we'll go for settlement, they keep the details as defaulter or, wht? plz advice....... |
|
 Can I get a used car loan? |
| I just turned 18 last week. I have been driving a 1988 Ford Escort for a year and a half. I paid $500 for this car so I am not sure if it is even applicaple for a trade in. I think it is time to ... |
|
 Do negative records really "disappear" from your credit report in 7 years? |
| I recently viewed my credit report, and a lot of negative/delinquent accounts and records are not on it. So is true what they say about negative items being deleted from one's report after 7 ... |
|
 Personal loan 5,000? |
| I need a four thousand dollars to pya off my credit card debt becuase I am looking ot buy a house in three years and I would not have gotten rid of my credit car debt by then.... |
|
|  |
pattypat999 | Should I refinance my home? |
I have a 30 year adjustable home mortage. I have paid on this loan for 24 years. I have 6 years to go and only owe $13,500 on the loan now. Adjustable rates are on the rise and I am on a fixed income with perfect credit. I don't know a lot about refinacing. Is it worth refinacing for just $13,500? |
 |
 
rdnkchic2003
 |
Personally I would not. You will be charged closing costs to re-fi and that will be rolled into the amount you currently owe. Plus most people would try and refinance for a cash-out which means you would then owe the full amount of your house. That would be a horrible mistake. If you do choose to refinance, you need to see what your current interest rate is, what your new rate would be and do the math to see what you would be saving. Then ask what the closing costs are for the re-fi. If the amount of the closing costs is more than your savings it's definately a bad decision. I wish I only had 6 years left to go on my home. I'd hang in there. |
|
stan c
|
Since you're half way there, you paid about 70% of your interest so I would just leave it be. As suggested, if you can pay down your mortgage, that would be the fastest way to do it. |
|
Pengy
 |
I would go to the bank and see what a 10 year mortgage would cost you per month. Even with the fees etc, you might have substantial savings per month. Get the numbers first it will better help you to decide. You would only be adding four years to the loan, but for those 4 years your rate would not go up. Again it is worth checking out. |
|
Casey C
|
Everyone's situation is different. There are a number of good reasons to swing either way. You can always give me a call or visit my website at CaseyCasperson.com... my phone number is on the site. it's a chase supported website. If it sounds like there is something I can do for you, great. If not, you'll have piece of mind. |
|
mister ed
 |
i wouldn't == but if you are allow to pay extra to reduce the balance i would advise doing that. |
|
Suzy
|
If you plan to stay in the house 5+ years, I would refinance. You have a lot of equity in the house that could be earning more for you. |
|
bucklehoneysuckle
|
If you can refinance and get a lower interest rate, then I would take that into consideration. |
|
John
 |
Yes it will be if you can save only 1% then you save thousands that is also good. So you can think of refinancing.
To know more you can visit
http://www.refinance-homeloans.blogspot.com |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
12 | 30 minutes(s) ago
| | | |
11 | 56 minutes(s) ago
| | | |
11 | 3 hour(s) ago
| | | |
11 | 5 hour(s) ago
| | | |
10 | 8 hour(s) ago
| | | |
11 | 1 day(s) ago
| | | |
11 | 2 day(s) ago
| | | |
11 | 5 day(s) ago
| | | |
11 | 2 week(s) ago
| | | |
10 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
