 Which credit card is better for a persons 1st credit card, espically the age of 18 years old? |
There are many credit cards.
So many to choose from, so many options, & the ones that charge a lot of money b/c of it's late fees.
Which credit card is good for me? I'll ... |
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 I'm in credit card debt, what can i do? |
| I am currently in credit card debt. I am a college student and I have recently ran into money problems and have not paid on my bill. They now are charging me 30% interest and my bill keeps getting ... |
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 This question is about % on money? |
if someone had $100.00 and they said they are going to give me 10% of that $100.00, how much would i be getting?
Also i want to know that same question with $5000.00,
what is 10% out ... |
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 What if a collection agency calls you after 10:30 pm? |
| Do we have to pay a Collection agency who calls you after 10:30 PM or can we have them ordered to stop ?... |
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 I want to clear my credit score.....? |
| I just payed off my last debt today.Apparntly it takes ages for your credit score to clear? Is there anyway i can pay to get it wiped and start from new?... |
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 Could I get a debit card at the age of seventeen? |
| Not a silly debit card you can only use in certain places... a proper one, like a Visa or something... I'm in the UK by the way...... |
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 Does it hurt your credit score when you check your own credit report? |
| I have been told that every time I order my credit report, my score goes down. Is this true?... |
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 Does debt get wiped automatically after 5 years? |
| When I was 18 I got a credit card and when I was 20 I was about 10,000 in debt. I was having nightmares and felt suicidal. I was scared and I didnt have a job, the debt collecters were ringing all ... |
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 Can I make a credit card payment with another credit card? If so how is it done? |
I have a zero interest card and I want to move the balance from the high interest card to it. I already transfered the maximum balance to the zero interest card when I signed up for it.
A... |
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 What Credit card could I apply for with bad credit? |
| I've called 4 credit card companies now, chase, american express, discover, and Capital 1. and I'm declined because I have bad credit. But, when I talked to a credit specialist, he said to ... |
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 Can I pay my credit card before I get the bill? |
I want to clear it because I am off on holiday.
Sorry for my ignorance, first card I have ever had.... |
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 What happens if my truck gets repossessed? |
| I put a truck in my name for my bf at the time(my ex now) He made all the payments for a year so I had no problem with keeping the truck in my name because he had bad credit. But now, he is in ... |
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 How can I build up my credit? |
| I'm a freshman in college and I just got a job part-time job and I'm interested on building up my credit. I have no idea how. Many tell me to get a credit card, but many others tell me not ... |
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 Hellp me please, i have a brother who dose not live with me and uses my address as his mailing address? |
| and he has debt collectors ringing my phone all the time threatening me ' can they legally do anything to me ? like try and take my stuff ?... |
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 Can we put money in PayPal from debit card? |
| I mean in paypal accound to buy stuff from E-bay, can we put money in in from our debit card or chequing accound, but not Credit Card. THANKS... |
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 X spouse call my credit card company and had a card mailed to a different add. can I be held responsible? |
| My X wife applied for a credit card( so she say) at a company that I currently have an account with a $0. balance and had not charge on in the past year. She was once on the account but never ... |
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frogs are cute | Should i be careful...? |
I met my fiance in July 2005, we are engaged and living together but the problem is im paying him more than half of the bills to him as they come out of his account. every month i get paid £773.00 rough for my work, but i pay my fiancee £350 for the bills and then at least another £300 to pay his loan off. Which is ok but i dont leave me much he says its optional me paying his loan of but i hate credit an he is has to much and is over spending.
The thing is i pay off so much for him as i am still expected to pay electric then any essentials i.e his luxuries. But i cant afford to even buy my self a new pair of shoes which i need desperately let alone cloths. My collegues from work have told me to be careful as he still spends while im paying out this money. and they are worried he is gonna use me. i love him and dont wanna lose him but should i give up my luxuries like clothes etc to pay his loan etc off as he pays £60 pounds towards the loan a months and i desperatly need clothes that
Additional Details
fit me as most of mine i have grown out of already and my only work shoes are falling to bits my work trousers are ripped. i have also been picked up at work on this. Am i being selfish or not? And should i be careful as i am gonna lose out if he leaves? |
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Fin
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I find it interesting that people just skimmed over the part where your fiance said that you don't have to pay his loans off. This is your choice. The real question is, if you hate credit so much, why would you want to be involved with someone who obviously loves it. It certainly does not seem like he is taking advantage of you. It seems more like you are over-protective of him. Take his suggestion to heart and stop paying the loan. He obviously feels that he does not need your help in this matter, and who knows, maybe he doesn't. Maybe if you stopped throwing money at him, he would learn to be more frugal. |
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fossil
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you need a reality check girl....
why are you paying so much?
he should pay his own loans and you should pay your finances....he is using you and you must see this....
Idon't like to be harsh but OPEN YOUR EYES PLEASE..... |
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NONAME
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You're an idiot. You are being used. Your friends are worried that he will begin to use you. That happened a while ago.
Stop paying for anything beyond 50% of your shared bills. See what happens.
My best guess is, he'll dump you in short order. Which will be the best thing to happen to you since July 2005.
If you were smart, you'd pack up your stuff, walk out the door, and never look back. If you marry him, plan on a lifetime of misery, if you don't get divorced in the first 12 months.
Dump the loser |
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meditation and mango juice
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if you are feeling used its ok to speak about it and have it in the open.
sometimes people like to freeload,anf your boyfriend is a classical example of this.However, you are enabling him to ponce off you.
Maybe you are scared of allowing yourself a voice. maybe younthink he will leave you.#
stand up and be esrected,and ask for support from your friends.lead by example |
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blazing_staruk
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So how are you going to loose out if he leaves ....seems to me you will be better off all round...He's a looser and your friends are right he is using you...
since when had having clothes that fit and shoes that are not falling apart been luxuries?
NO YOU SHOULD NOT HAVE TO GIVE UP LUXURIES SO HE CAN KEEP SPENDING
GET RID OF HIM NOW!!!! |
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driverfus
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i might be out of line but why cant he pay off his own loan and calm down on his spending instead of you paying everything |
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magiclady2007
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tell your boyfriend that he needs to ethier pay his own loan or buy you some clothing. if he refuses then refuse to contribute to the bills until he agrees to meet you halfway |
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Michael
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Don't pay his loan. Only pay, at most, half of the bills, none of his loan. If he is unable to pay for his portion of the living expenses you want to ask yourself is this the person I want to be with.
Keep in mind that if he has poor financial habits, low credit scores and does not know how to budget and save money, he is not going to change overnight.
Sounds like your friends are correct. He is using you to pay his bills while he is out spending money on other things.
You need to confront him and tell him to pay his own loan and half of your living expenses. If he refuses then you need to leave and move on. This individual does not sound financially responsible.
If you marry him and he continues to engage in his spending habits he will drag you down the financial drainpipe. |
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Steph
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Quit paying more than your half of the bills. It sounds like you are not only giving up your luxuries, but also your necessities. You need to have clothes that fit and are in decent shape to wear to work. I was recently in a similar situation. I just broke up with my free loading boyfriend after 7 years. He has used me for so long that I am now forced to live with my parents and I have horrible credit. It is going to take me forever to fix this. Breaking up with him is the best thing I have ever done. If he dumps you just because you aren't paying his bills, then he doesn't really love you, just your money. Don't let him walk all over you. You will live a lonely and miserable life. |
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tennessee
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are you nuts................
lose the loser......................................
Read loving smart by dr. phil ......... and then look at this guy and at your self again................................... |
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All I Hear Is Blah Blah Blah...
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Sounds to me like he is using you big time...I think you need to reevaluate your relationship. Sit him down and explain about your financial needs verses his over spending. Sounds like he probably has a problem with his finances and coddling him about while paying his bills only enables him. |
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VATreasures
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If he has trouble with overspending, he should not be handling the money in the household.
You need to sit down with him and make out a budget. You should first start with things that you absolutely need, rent, electric, water, etc. Then include things like transportation, food that are necessary, but could possibly be reduced. Then include his loan. After that the money should be split between the two of you and put into savings in some fair manner.
Since you are better with money, you should be the one collecting the money and paying the bills.
It does not sound like you will lose too much if he leaves. |
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mario
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tell him to be a man |
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kerry w
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i think these people are right it sounds to me like you are definatly being used. Does your bf work himself? if he doesn't tell him to get his **** to the job center and find himself a job to pay off his own debts it shouldnt be up to you to have to pay everything and if he was even bothered by the amount his cards and overdraft are coming to he wouldnt overspend knowing you are struggling to afford it. My advise would be to sit him down voice your concerns work out an appropriate plan of what you expect both of you to pay on bills each, once you have done that you stick to your half of the bills and let him pay the rest and tell him to buy his own toiletteries you just worry about your own then with the money you save from the bills go and buy the things you need. If he is using you he wont stand for this very long and he will do a runner and then at least you will know the truth. You just need to be strong and stand up for yourself dont let this joker walk all over you |
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