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| I received a check drawn on an authentic bank ( I looked it up) for an amount and it said I was a winner of a sweepstakes and If I cash it I pay my processing fee with this amount and the rest will ... |
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 I have huge debt, need help, $38,000 in credit card debt and we are a negative $400.00 per month,? |
| We are in our late 50's have 2 mortgages and all this credit card debt, we were just making it and then my husband had 2 colon cancer surgeries in 6 months, I am afraid of debt reduction because ... |
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| I know they charge way more than buying something outright and I know they charge high interest rates, but I really want to build credit without having to get a credit card or any kind of personal ... |
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 Advice on credit repair? |
Has anyone had experience with or know about the following:
www.creditbureauexperts.com
Credit Justice Services
I am looking into credit repair and would like to know if anyone has ... |
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 Will this work in raising credit score??? |
| O.K. my friend told me to go to a small finance company and take out $300.00 loan in 48 hours exactly 2 days later go in and pay $200.00 on the loan. make sure they report to all 3 credit agency and ... |
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| I'm 21 and have never wanted to get a credit card, now I realize it's important for aquiring a good credit score. What is a good card for a first time user?... |
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 Can a debt collector find you with....? |
can a debt collector find you with only your name, email and old address?
Additional Details
they have no other information on me. they dont have my phone number, ssn, none of my credit ... |
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 Credit Card Debt Help!!!? |
| Here's the story.. I had 5 credit cards that I have been paying off.There was one big one for 7000.00. I tried to work out a payment plan and the collection agency would not work with me. Now I ... |
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 How many months does it take to see an improvement in your credit score? |
| If you are paying on time, keeping credit card balances low, and not incurring any new debt? How long does it take these responsible actions to actually start causing an improvement and increase in ... |
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 Does getting your free credit report take off points? |
| When you get your one free credit report each year, does it take points off your credit or count against you in any way?... |
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 How much of a balance should I keep on my credit card? |
| I know that I should keep some balance on my credit card to help show that I can make regular payments. I really want my credit score to go up even more, so does anyone know what percentage of ... |
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kristof | Should i be co-applicant on a car loan with my cousin? |
my cousin has a really bad credit score and he can`t get a loan for a car. he asked me to be a co-applicant . i want to make sure im not making mistake and not screwing my credit or myself. |
 |
 
candi h
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It will do nothing but ruin your credit and relationship. I would advise letting your cousin know that you just cannot do it because there are so many risks associated with doing so. Also just from what they tell you, they have bad credit so why would you want to help someone who cannot help themselves? I also get the feeling the car is more than they can probably afford or is brand new and something they really do not need...if so....more of a reason to say "NO" |
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SlimMick
 |
One word: NO!
If your cousin stops making payments....these late payments will spill over onto your credit report too...If your cousin defaults on the loan or the car gets repossessed....they'll come looking to you to pay the remaining balance. |
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Sgt Big Red
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First rule in keeping your credit in good shape 'DON'T CO-SIGN!!!!!
All he has to do is miss one payment, then your credit starts down hill. Consider this, is he worth it and is your credit important to you?
Unless you have enough cash on hand to pay off the note in full if he defaults then I would say NO. Just spend a week watching Judge Judy, Joe Brown, and all the others and see how many cases involve relatives stiffing each other when they co-sign for them.
Hope this answers your question. |
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jwishz
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Don't do it.
He has a history of not paying his bills or not paying them on a timely basis. If he defaults on the car loan it's YOUR responsibility. |
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Dennis G
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You are asking for big trouble
Dennis G |
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NSwaffar
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Don't do it. Never co-sign for anyone, unless that's your spouse. That is a big mistake, one time my mom was making me co-sign for a house and I went on my research instead of just doing it. A broker told me, when you co-sign for someone, remember that means it's you..you own the loan. If something ever happens your it, you will be paying. Co-signer/Co-applicant/Co-borrower is almost the same as being the one getting the loan, except you are the back-up person. Again don't do it. If your cousin has a really bad credit, what makes you think your cousin won't do the same to your credit? Just because your cousin is your family does not mean you have to do it, or feel bad if you don't. Think of yourself first, if it works out for you..then that's fine, but if it don't...don't do it. Goodluck |
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Jennifer M
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If he has bad credit it is for a reason. I would not do it because no mater what kind a promises he makes to you history has a bad way of repeating itself. If he misses just one payment you can kiss your good credit good bye. I would recommend to him to save up and buy a used car and work on getting his credit in order so he can qualify him self. There are also some dealers that have programs for people with bad or no credit. Suzuki usually does. It may not be the car he was wanting, but its a car he can get on his own. |
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Dom
 |
HHHHEEEELLLLLLL NOOOO!
Getting that loan will reduce your credit score and then if he can't pay for it, then you can join him in the quest for getting a cousin to cosign for a car loan because you have bad credit.
I wouldn't even do this for my brother if he asked. |
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CYNTHIA J
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My suggestion is trying to obsord as much information as you can before making up your mind,here is a good one.http://car-loan.free-deal.info/free-approval.htm |
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Angela B
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It can really save you some money to just get an auto loan estimate on the web to see what todays rates are. You might be totally happy. Also if your credit is not good, a lot of them are more able to help you.
What I usually tell friends is that an internet quote at http://auto.lowratetoday.com is worthwhile. |
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