 I owe about 13000 in credit card debt. I earn about 300 a week and my rent is 600. Should i declare bankruptcy |
| Hi. I have owed my creditors money for 6 months. I owe about 13000 and my monthly rent is 600. I have a total of 9 creditors. Two of them, CHASE and Bank of America, have offered to forgive about 3000... |
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 Nearly 8 years old debt - is it still on my credit report? |
i have 3 ccj's and a few debts that at default. i havent paid any of them and they about 8 years old. dont they just come off after a certain amount of years? or do they stay on forever?
A... |
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 Pre Paid Debit Card? |
How do I apply for one of these cards without already holding a credit card with which to pay the initial fee
Additional Details
It is a DEBIT card i need not a CREDIT card. All of those ... |
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 An ex has really ruined my credit rating and now nobody will look at me for a cred card, any ideas? |
| I didn't know the extent of the damage she had caused until it was too late but now even those really high interest cards won't even accept my application. Prepaid cards are not what I am ... |
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 I need a $5,000 deposit,but my credit cards are maxed.I was denied a loan 2x. what's my best option/s? |
My credit score is around 650-688 the last time I checked.
I need to make a downpayment on an investment in real estate for a vacant lot in an area that is going to flourish in the next couple ... |
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 Help i need an answer.who are these people? |
| hope someone can help me,on my bank, statement, for 2 months now ,someones deducting $24.95 from my account, all its stating is ac cs.online serv-ice0607 does anyone have any idea who they are, i ... |
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 How do u apply to start gaining credit? |
| I have no credit right now. How can i gain credit?... |
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 So a cop is looking for me due to unpaid credit cards? |
| an old neighbor (were we used to live about a year ago) called and said that a cop??( had a badge and a gun) was looking for me for a debt unpaid. he said a warrant will be issued for my arrest. i ... |
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 Capital One? |
| My partner has an arrangement with capital one to repay his credit card at x amount a month. Although this is in place he is getting phone calls constantly pestering him for the full amount. He had ... |
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 Washington Mutual? |
| Has anyone ever heard of the credit card company "Washington Mutual?" Are they a good campany? and how long does it usually thake them to get your credit card to you?... |
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 What is the statue of limitations for collecting a debt? |
| I live in Washington state. Sixteen years ago, My husband and I moved from town out into the country, we had our phone transfered from one prefix to another, stayed with the same phone company, just ... |
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 Is it true that if you use your checks it helps build credit for you??? |
i was wondering this for a long time so i finally remember to post it and see if it is true.
i heard that if you send your payments with your personal check you can build credit
is it ... |
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kikin o | Should i get my daughter a a visa card? |
my daughter receives an allowance of ten dollars every 15 days and she either cant keep track of it or spends it as soon as she gets it. this happened with my other daughter so i got her a visa card and i put 20 dollars on it every 15 days and she got better she was 13 when i gave it to her. my daughter is going to be 12 in the late winter and i don't know if shes to young but i t would help her learn about saving money or should i give her one. |
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lnbjameson
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Many, many parents use prepaid cards for that very purpose: teaching children about finances and how to use cards. One of the more valuable lessons it teaches is "not" using a credit card when you don't have the ability to pay for what you purchase.
You can see your situation is listed in the Number One spot in the article below. |
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Mikhail T
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No you should learn the value of a dollar and the art of saving wich are both important skills in life
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Every girl's geek fantasy!
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It wouldn't be bad to do that, but its not going to do anything for her. I would open a checking account for her and get her a debit card. This way she has to put the money in herself and be responsible of how much she spends... and depending on which bank you go to they may have an APY of like .1 or .01, so it can build up if she leaves it alone. It would be all her decision. |
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aisha8116
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I think u should so ur daughter will appreciate u and will always love u. |
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Momsey
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No, the visa card makes spending more convenient, on-line and in the store too. Kids do not see it as money, they just see it as free stuff.
Instead of the Visa debit card, open a bank savings account under her own name and explain it to her how interest earning works. Then let her watch her money grow every month...
If she wants to buy something, she would have to go to the bank, make a withdrawal - this is the perfect solution to prevent impulse purchases.
Best of luck! |
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Captain
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If you do get her a visa card, it should be a *prepaid* visa card.
A debit card is probably better, as it only lets her spend the money she has. |
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lorimartow
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sure if you want to do that, no harm, it's a secured credit card so she can't go crazy and buy the store out. if she is really bad with money when something happens and she wants to borrow extra money from you. if you give it to her put it on the card and then next time allowance rolls around take off what she owes plus a little intrest (not much 2% or something) so that she will learn what it is to keep track of money and have to pay back what you borrow and such.
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*.oneloveinyoureyes.*
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well...chances are she might go crazy and start spending, spending, spending.. but i guess it just depends on her personality :)
maybe you could try it and learn the hard way..? haha. |
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fruitloops1@rocketmail.com
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I think giving your daughters cards with savings earlier on in life is a great idea! They learn the value of money at a younger age and will show in their spending and saving habits later in life.
Maybe you could start by giving her the cash as you did in the first place with your first daughter and see how she goes - some people are more committed to saving than others. If it doesn't work then you have the visa alternative. |
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