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 Can unpaid hospital bills affect your credit?
I have about 6,000 dollars in unpaid hospital bills. I've been told by many people that this doesn't affect your credit. Is that true? If it does affect my credit, what are my options?...


 What can I do when a collection agency won't cooperate with me?
Little background. My exhusband got a payday loan on my checking account that he was still under about 4 years ago. I had closed the account out shortly after finding money missing. I didn't ...


 If im being sued by a credit card co what can they do,what can they take from me?
...


 Balliffs? Can someone help?
I had a bank account and got stung for overdraft charges.
To cut a long story short, it has now been transferred over to a balliff company. Now because of all this unfair buisness with ludicrus ...


 I have just paid off all credit card debt that I had...........?
So where do I take it from here? I have no debt other than a carpayment. What is the best way to build strong credit with out using credit cards? Any really good suggestions?...


 What is 19% interest rate?
...


 Which is best credit card to own? and y?
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 Do you use a credit card?
if so have you hammered it?

Did you learn your lesson?

Or did you go out and get another one before your credit rating sank like a lead balloon?


Me... Been ...


 Has anyone used provident?
My friend told me about a loan company called provident. Someone calls at your house every week/month to collect the money.Has anyone used this company?...


 How can I get a loan to start a home-based business if I have horrible credit?
I have been given the opportunity to start a home-based business that will help me repair my finances and get back on track. Are there any programs out there for people with really really really bad ...


 What goverment web sight can you go to for a free annual credit report?
...


 Can we use debit card information online where credit card information is asked?
...


 Is it a fact that checking your credit history decrease your score or effects it? if so fact or myth.?
...


 Please help with credit card problem?
i have just recieved a credit card from capital one,and they have just asked me to pay £49 to cover me for 3 years for theft and money loss of total up to £70.000 am i covered any way or should i ...


 Is having 8 credit cards a GOOD idea?
Because I don't think it is. I have my debit card, which I'm working on getting A credit card.....Wrong attitude?...


 I am poor i live in country pakistan from which charity i get money for liveing?
...


 Is paying through paypal is safe..? Anyone experienced...?
...


 I am being chased by debt collectors for a debt that i paid off 14 years ago! Is this legal?
I was a cosigner in an apt. We had to break our lease so paid the $540.00 reletting fee and moved. Instead of actually subletting the apt, the apt complex left the door open to squatters and they ...


 Is it bad to charge items on a new credit card and then pay the bill the next day?
I just got a card that is issued to people considered "high-risk". I do not need the card, but I am trying to help my credit score, etc. What is the best way to treat this situation? Should ...


 I am in debt up to my eyeballs, I have nothing to use as collateral, what is my best bet? I have not used a?
credit card scence x-mass, but I can make only the mim. amount due..any suggestion..I have already consloadated my bills once, but at that time I used my car as collateral..I dont have that car any ...



epic_laydown
Should you sign the back of a credit card or should you not sign it?
I know some people just put there to See ID or soemthing like that. What do you do?
                     
 




Andrew Wiggin
Depends... Some retailers will not process an unsigned card.

I write on the back of my card: "PLEASE ASK FOR ID".

I have never had a retailer refuse to process a card that has that written on it. BUT: It is not really much help. ID theft in a world where so many transactions are not even taking place face-to-face is not going to be stopped by this measure.


~irish~moon~star~
I have See ID on it...that way if it's ever stolen no one can try to use it. When I did sign the back no one ever asked to see my id...which really bothered me.


Esmerelda
You should sign it. Many places won't accept them unless they are signed. It also helps prevent identity theft since your signature is relatively unique. So if your credit card ever gets lost or stolen, if it is already signed, it will be harder for a stranger to use it.


Bill G
You can write "ask for ID" on the back - that way if someone gets ahold of your card, they do not have your signature to forge. That's what I put on mine, but most cashiers don't even look at it and never ask for ID. But, if someone else uses it - the signature will not be valid so you can fight the charges.


OC1999
Rating
The problem is if someone gets a hold of your card they can then sign their signature. There are also some companies that will not accept a card unless signed. The US Post Office is one of these places.

The other side of this is that probably close to 75% of the salespeople do not even look at the signature. I do sign my card but also write "See ID". I only have about one or two out of every 10 sales people request my ID.

Now, some people think by not siging the card they can get out of paying because they did not agree to the terms. However, the credit card companies have gotten smart and added terms like "By signing OR using this card you agree to the terms".


zwl88796
Rating
I sign it. But i've written on the back before SEE ID and they still dont ask! I would just sign your name and also put SEE ID


rowlfe
I sign in the top half of the space and then print below the signature "Verify Photo ID" and soundly berate the clerk if they don't ask...


snowlynx31
Rating
First of all, most cashiers do not look at the back of the credit card anymore. In fact, my husband and I were in JCPenney the other day and they have, like most stores do, those little machines that you swipe your card through. After doing that, the machine instructed me to hand my card to the cashier, however, the cashier said that they have a new policy where they are not to touch customers' credit cards so they do not check them.

I used to just write See ID but I worked for a place that their policy was that they would not accepted a credit card that wasn't signed. I started signing it and writing See ID. Like I said though, most cashiers don't look at the back of the card so it is very very rare that I get asked for ID.


Toffy
The ASK FOR ID....is the only way to go.....don't sign it..


What???
No you should not sign it. You should write... see id, incase somebody steals your card.


suninmyeyes
Rating
Some retailers use the signature in the back of the card to compare with the signature on your license to verify you.


Helpfulhannah
Rating
Good Question and I'm not sure of the right answer to be honest.

Most stores have the Credit card machines on the Customers side of the counter and never handle the card, so they won't know if you sign it or write SEE ID on it or not.

Cashiers were always suppose to compare it to the signature on the credit card receipt, but I haven't had anyone(other then in the store I Managed) ask to see the card or look at the back; if I handed it to them.

If you make a large purchase OR if someone steals your card and attempts to make one, the store might ask to see the card and Identification, so maybe sign it and write See I.D. as well.


acarp06
It depends. I personally sign mine but I know several people that put see id. You defiantly need to put something there tho, because if the store attended looks at it and it is blank they can refuse to accept it until it is signed, and you can't sign it there on the spot.


zippythejessi
To cover your butt, sign it in gel pen (those can't be erased with acetone) and write SEE ID next to your signature. This way, you can prove you're really you. =)


rowdyyates@btinternet.com
Rating
You should write the word "VOID" on the signature strip on the back of your credit card. This will enable it to be accepted by all card readers.
Hope this helps,
Rowdy.


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