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 I have bad credit but want a credit card any body got any ideas how i can obtain one?
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 HELP!! credit card debt trouble!!?
a relative had co-signed on a credit card for me.... the relative found out that i had accidentally gone over the credit limit (and it's a big limit) i haven't talked to the relative yet ...


 Credit Card Companies are Killing Me!?
I used two credit cards which have now decided because I was late on one, that they both would increase my rate to 30%. My balances are extremely high, and I do not know what to do. I have only ...


 I got new checks in the mail but I used them in the Wrong order?
I have had a checking account for about 4 years now, but I have never used checks. (just depit card) I ordered checks online, but the boxes came seperalty, and I used 2 of the higher numbered ones ...


 How do I get my 1000.00 back from a merchant?
I ordered a 1500.00 guitar by phone. I said I would put a 100.00 deposit down. I called 3 days later to cancel and the merchant said no way. I later find out that he placed 1000.00 on my credit ...


 I need to rebuild my credit!!!?
I need to rebuild my credit, but I can not even get a card for people that need to rebuild there credit. Does anyone have any suggestions what I can do to rebuild my credit? I need to get a credit ...


 Who is the best place to try to get a credit card with a really bad credit rating?
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 Why doesn't anyone else see this?
I am interested in your thoughts about all the consumers who are now in default of their mortgage. Apparently, these people have no reserves, no savings, nothing upon which to draw in order to make ...


 Does getting denied for a credit card hurt your credit?
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 What if your wife co-signed for a loan behind your back? Are you on the hook, as the husband, to pay?
My brother was looking over a credit report and came across an entry from a bank. His wife went behind his back and co-signed on a car loan for her brother. What are his options? He wants doen not ...


 How to get out of credit card debt?
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 Why is my credit SO bad?
I have never had a credit card, mortgage or car loan. I have never filed bankruptcy. I have looked at my credit report and the majority of problems are medical bills. I also have some unpaid utility ...


 American Express, Mastercard or Visa?
Which is the best credit card to get in terms of UK and international acceptance?...


 Can an employer check your credit without prior approval? Can they base decisions based on someone's credit?
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 Where can i get a credit card with bad credit?
yea i was wondering anyone knew where i could get a credit card with bad credit and with no annual fee or the fee is included. thanks a bunch....


 Brother that owes me money?
Heres the story.. Two years ago i was working full time and making good money. My brother was having financial problems. I took $5,000 of his debt and put it on my credit card so he could get his ...


 I have no credit, where can i get a decent credit card?
i have no credit yet. and i need credit so i can get certain things i want. where can i get a good credit card when i have no credit?...


 I was fired the day after Xmas, they said that I can reapply in 6 months. Would you go back and work?
for a company who completely ruined your life? Could you go back and want to do your best for this company when without even a write up or warning just fire you?...


 I just turned 18 , how do i build my credit?
what are some methods that will help me build my credit i dont have bad credit i have "NO" credit how do i ...


 I have no debt, only my student loan which is being paid and is not in arrears. Why am I being declined a loan
I was nearly fooled into Yes loans but have gone with best4loans instead. I found out they are a con too. So now I'm applying with black horse, but I'm baffled why I'm not being ...



Credit Expert
Sick of no response on Answers from Askers?
I joined Answers to try to help people with their issues giving my expert opinion as I am a credit professional by trade.

I have experience in many other areas as well. These ignorant losers get the info. and do not bother to respond w/a best answer rating, and leave it up to others to vote on. I'm not doing this for points.

I just wanted to share my info, and try to point people in the right direction.

I've never seen so many ungrateful losers on a website as this.

I'm not wasting my time or knowledge on this thing any longer.

Anyone with any eduacation out there that has the same opinion?
                     
 




mandm
Rating
I have the same opinion as you. I try to share my information and help others too but do not get a response with a best answer rating either. I feel that too many people abuse this website instead of taking it seriously. I will keep trying for awhile and hope that it improves.


Ismaily Rules
o.k then I looked at the answers u gave and saw this :
someone asked:
whats the average cost of car insurance if u are 16 year old?
You answered:
Mega bucks.
I was amazed u didn't get a best answer for that. So detaild and thoughtful .Really the work of an expert


Johnsmatrix
Rating
Thats why you should put "good luck" at the end of your answer so you don't have to ever talk to them again..You just wish them good luck and hope the information is useful to them.

I do it to help people. It would be nice to rate me. I don't care.


gizzardout
Rating
You sure must be lonely being so intelligent amongst all the idiots of the world.


jojo
Rating
hi get over yourself already! and spell education right since you think your so damn smart!! You sound like a spoiled little brat, people only want us to give our advice, not to say thank you for being so smart.


Jackieinphilly
Rating
You said you joined yahoo answers to help people with their issues? If you're getting that easily upset, could you (not saying that all of us don't have them either) have an issue?


doesitmatter
Well, helping people is helping people! It really has nothing to do with stroking your own ego. Let go of your ego! If you are not doing it for points, why do you care?! You shared your info and perhaps helped people, is that not enough for you? Calling people names only suffices in making you look like an obtuse redneck! It sounds to me like you are the one with the problem and that maybe you should educate yourself on what it means to help others!


hobby
Rating
What is wrong with you?

It's a public, open forum. The whole point of it is discussion!

People *SHOULD* leave their questions up to hear multiple responses.

People are sometimes WRONG (including YOU), and having MORE THAN ONE OPINION IS NECESSARY.


echo
[quote] ignorant losers [end quote]
[quote] ungrateful losers [end quote]

Maybe since you have such a low opinion of the question askers, you will be doing them a favor by "not wasting ... time or knowledge on this thing any longer"

How can you give objective and helpful advice to people you obviously detest?

I take credit matters very seriously. If an OP doesn't vote for the best answer, I always wonder if they understand the answers. Since many times state and fed statutes etc. can be extremely confusing to someone who has never dealt with them before. But, not much can be done about it. All I can do is hope that things work out for them.

When someone is facing credit problems, they are have enough to worry about. Do I fault them for not taking the time to worry about clicking on the best response button? - NO!!!

I don't think of them as ignorant or ungrateful OR losers. Just people who are going through hard times.


-*
Rating
How do think these people got into debt in the first place? lack of responsibilities. They pay their bills as promptly as they take advice.

maybe you can try another topic and change your screen name?


misslabeled
Rating
You said you aren't here for the points. So why are you complaining. You are definitely here to feed your ego in some way. I give my advice based on my education and experience and move on. Okay, I entertain myself from time to time by being snarky, but I don't expect any recognition for that either.

Maybe you're too condescending and people take your advice but would rather ignore you and the delivery of it. I get bunches of email about my answers, so I'm satisfied with what I've done for people even if very few bow and scrape at my feet.

P.S. I just looked at some of your answers after reading someone else did. Your problem is you don't generate any respect and have a bad reputation. People WILL check up on attitude before giving someone a BA.


dinosf
I would agree that some people can be that way, though I've had some really nice responses to advice I've given. I don't do it because I expect them to be nice, I do it because I am.


Medical and Business Information
I get rated best answer somewhat and I feel as though I give good answers. However most people just want the info to run with. I would suggest telling people that if they email you with questions you can offer them a consultation for a fee or something. You could also try doing this as a business. I tried credit counseling and budget counseling as a business and it worked for me. That's until I got a diagnosis on my children that caused me to have to give up the business. It didn't make me rich but I was able to do pretty well at it. Give it a try.


Kryp2knight
The internet is serious business.


lingua06437
Rating
Why don't you just cut and past f.a.q.'s?

You can't know for sure they arn't looking. You can't decide until 24 hours later and they probably have moved on. Some will take your advice.


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