Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Credit
Finance Discussion Forum

 Should my wife and I pay off our credit cards every month to increase our credit score??
...


 Bad Credit?
I have Realy bad credit and need a bank account for my direct debits is there any bank that will let me open just a basic account i have tried two banks and they both said NO because of my BAD credit ...


 I got email that i won 1 million dollars but they need bank details should i give them it.?
...


 I have little or no credit and want to purchase a computer, Could someone tell me a good place to look?
...


 I recieved a letter from a collection agency today for a debt that I paid off years ago.?
It went to colletions years ago, probably 3-5 yrs ago. I did a lower amount payoff on it along with a couple others I had. I have no records now. Is there anything I can do?
Additional D...


 How many dollars is £2.99?
...


 If you have poor credit can you still get a new car?
I will be graduating in December and getting a better paying job. I'm wanting to trade my car in. The thing is that I have very poor credit. I am wanting to get a Mercedez Benz. Now I know ...


 I have about $7k in debt....whats the best way to rebuild credit.?
Should I pay amounts off in full(lump sums) or pay in large installments to show I am able to repay them. If so how long should I do this for?

I got laid off and have been out of work for ...


 Does Cash on Delivery Mean....?
Does cash on delivery mean that you give the money when something is ...


 How can you buy a house with only a 490 for a credit score, even with 20% down?
...


 I was contacted (email) from a company in Nigeria...they are offering a great deal...what do you think?
I have no idea how they got my email but it seems an oil company needs my help. They are buying oil refinereries in Houeston Texas for millions of dollars and their investors will be making millions ...


 I can't pay my credit card bills and they won't stop calling.?
I am unemployed. It has come to the point where I am behind on 9 of my 17 credit card accounts (I am in debt to four banks, as I have multiple accounts with three of them). I am getting about 20 ...


 Well i get this email saying i won money and now they want me to pay $600 dollars for shipping a check?
...


 Need a bank account but i am in a lot of debt and with a debt managment company!!!?
Hi,
i am in a lot of debt and i have had to go with a debt managment company!! but because i have a loan and overdraft with my current bank which is going to be payed off by the debt managment ...


 How do I give the truck back without a negative impact to my credit?
I have attempted to sell and or refinance but the loan is so upside down that no one can wants to make the payments or buy it from me.What can I do?...


 Does paying your credit card total balance every month show good payment history on your credit report?
I filed bankruptcy last year and I just received my first credit card. It has a small limit which I like ($300). I'm using it for things such as gasoline or groceries. I was told that if you ...


 Can a person under 18 years of age build up a credit history?
I'm in California, USA. I am wondering if mistakes someone makes when they are under 18 can affect their credit later on.
Example: Someone is sent to a collections agency and they do not ...


 I just paid off a ton of credit cards. Should I close these accounts or keep them open?
Someone told me I'll hurt my credit if I close them and that I should use them every so often and pay them off ASAP. I feel if I have them laying around, I'll use them! Even if I destroy ...


 Who is Prime Minister of India?
...


 Can i get a car loan with a credit score of 549?
...



Melissa
So I need someone to be a co signor or co applicant on a home loan?
I was wondering if I had my sister who has a good paying job and a small car loan on her credit be a good applicant. I know that they look for credit history and all she has is the car loan but would make it look more attractive for the fact that she has so much available income. She doesn't have any credit cards so they wouldn't have a good available debt ratio. Just wondering if I should even bother attempt with her.
                     
 




src50
It is not fair to ask others to cosign major loans. What you need to do is build up your credit record before you buy. Then you won't need a cosigner.


SlimMick
Rating
Do you want to jeopardize her excellent credit should should you default on this new loan?


Pengy
And the loan will show up on her credit and lower her score and she would be responsible for it if you default. Allot to ask of someone. Although I co-signed for both of my kids cars would not for a home


robert43041
Rating
Not fair to ask someone close to you because if you fail to pay, then the burden is all on them to do so- and that creates tons of ill will in a family. Either try for a bank loan-mortgage or save up and wait a bit before trying again.


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.024
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy