 How can I take advantage of having good credit? |
| I live in SoCal/housing is too expensive to consider purchasing at this time but I have good credit- what else can I do to take advantage of this and remain responsible?... |
|
 What are ways you can gain credit? |
| I have zero credit, and I don't want a credit card. What other ways can I improve my credit score?... |
|
 I have a joint credit card with my future husband. We both have perfect credit. My mom insists we cancel it? |
| now. She states that I have made a huge mistake in my credit future. However, prior to opening the account, we (Adam and I) went to our financial advisor who stated that it would be very good for our ... |
|
 Advice on prepaid credit cards in the UK please? |
| Hi. I have a bad credit history and have only got an electron card. I don't want to get anymore credit but would like a credit card so I am able to book things and buy online.Does anyone know ... |
|
 I 'm 25 single mom. I working on paying off my debt. How soon does these payments show on your credit score? |
| I owe about 7 thousand dollars spread over 4 seperate accounts. My student loan is the biggest of all @ 5thousand dollars. I am making my monthly payments but not always on time. I also have 3 more ... |
|
 Hi i defaulted on a store card 8 years ago and it has been sold and they are chasing me to pay ,do i have to? |
| i was paying this through a debt management company along with other debts,all the other creditors stopped the intrest and have all now been paid,but this one company didnt stop the intrest so i ... |
|
 Will Bank of America give me a small, SECURED loan with TERRIBLE credit? |
here is the scenario:
i want a motorcycle that is $4,000.
i have $3,000 cash in my pocket.
i have terrible credit and do NOT qualify for a loan.
i can afford to pay the $1,000 ... |
|
 How can I rebuild my credit if I'm in bankruptcy and my credit score is 0? |
| I'm in my 5th year of Bankruptcy (ch.7), I've paid my mortgage on time, I have only applied for credit once during that time. I have no other credit cards or loans, I don't understand ... |
|
 Home loan agency for bad credit? |
| My boyfriend and I want to buy this one house, but we don't have perfect credit. What is an agency that can help us?... |
|
 My first credit card? |
| I am 25 and I have virtually no credit and I am looking into getting a credit card. what do you think is the best card to start out with?... |
|
| How long can bad debt chase you for owed cash? |
| have a ot of bad debt from two years to ten years if one catche s up with will the ... |
|
 No credit, How do I start and what is a good credit card for a beginner\r? |
| I am 20 years old and after trying to get a card for a store I find I have 0 credit history. I have never owned a credit card and want to pick a good one to start bulding credit. Does anyone know a ... |
|
 I've been told that after so many years, credit card debt goes away. Is this true? |
| A company that will go unnamed wants to settle with me at 11% of my original debt. This is over 5 years old.... |
|
 ANSWERS QUICKLY!!!! What should I do? |
| I recieved a letter in the mail followed by a check for 2,850.00. They said I won a lottery for $56,000. They said I have to deposit the check, and send them back the check and they will send me ... |
|
|  |
practicalwizard | So, i'm having an argument with my friend? |
about identity theft. i just don't understand how people get away with it. say someone opened a credit account using someone else's info and made a bunch of purchases online with it...wouldn't they just get caught by the shipping address?
Additional Details
we're arguing over whether or not people can really get away with this. i say no. eventually, someone will catch up with you. my friend doesn't seem to think that happens often. |
 |
 
Ronnie
 |
alot of the time they will use a false shipping address. Or they will have the shipping address as multiple aliases. Besides that mst of the time the stolen ID is used for quick instant grad stuff so a mailing addy in not needed.
It's really sad how it happens but what's sadder is how hard the credit report companies make it for you to fix your life when you are the victim. |
|
hp one
|
Yes. That is the obvious. But what happens most times is that cops don't investigate and neither do credit card companies. It is up to you to bring in all the evidence and act as a private investigator. |
|
BoomChikkaBoom
|
They could get caught but many times the credit card company declines to press charges for anything less than a certain dollar amount.
Someone once lifted my credit card number and used it to pay their cell phone bill and for an airline ticket. Amazingly enough, nothing happened to them. From personal experience, I would say your friend is right.
The cost of all the theft gets passed back on to the consumer through higher card fees and higher finance charges, so in the end the credit card companies don't really lose anything ... but the consumer sure does. |
|
sexytrojan
 |
My cousin had her identity stolen.
The thieves shipped everything to a Mailboxes Plus type place, which does not ask for ID. |
|
sway_ii
 |
If someone opens a credit account using your identity they can still open it with their address. |
|
Shred Guy
 |
Usually the person who had their identity stolen knows the person who used their information. Like all crimes many get caught but some do not. You are more like likely to be caught if you repeatedly do the crime. |
|
keedy8300
|
anything u do against the law will eventually catch up with u. but u will be amazed how many people get away with using someone else credit card over the internet. |
|
steve s
|
Identity theft is growing everyday. In some restaurants waiters have been caught copying credit card numbers with sophisticated copiers that look like credit card machines. Store clerks caught with a hidden camera. The best way to protect yourself is to not sign the back of the credit card. Instead put "ASK FOR ID"
People who open credit card accounts using people's id's are going to get caught especially when the bills don't get paid. The credit card company will do a credit check to see where that person lives. Credit reports report every address a person has lived within the last 10 years and sometimes phone numbers. This is how people get caught. Credit card companies are becoming more aggressive in catching these thieves. Some of these people charge 1000's of dollars to a credit card and destroy peoples lives. Most of these identy thieves are professional. The ones who just do it for the thrill get caught faster. Watch 20/20, 60 minutes, or Geraldo when they show you how people get caught. |
|
WaterGuy
 |
So what is the result ? :-) |
|
Hammertime
|
Just go to the persons house and get physical.. |
|
Cutie
|
sounds right to me. what does your friend think? |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 19 minutes(s) ago
| | | |
11 | 47 minutes(s) ago
| | | |
11 | 2 hour(s) ago
| | | |
11 | 5 hour(s) ago
| | | |
10 | 6 hour(s) ago
| | | |
5 | 7 hour(s) ago
| | | |
8 | 8 hour(s) ago
| | | |
11 | 11 hour(s) ago
| | | |
11 | 1 day(s) ago
| | | |
11 | 3 day(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
