 Do credit card companies feel guilty about 20% interest? Should they? |
On the one hand, adults have to make good decisions for themselves and the credit card company isn't responsible for their customers' spending habits.
On the other hand, credit ... |
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 Is it normal to give your credit card number over the phone? |
| and what can they do if they have your credit card number. I bought something on ebay but then wen it usually asks for you credit card number it said that i must phone this certain no. my mother ... |
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 Is it true that the worse your credit...? |
The less you have to worry about identity theft?
Additional Details
It's unfortunate that some people on Yahoo Answers will just assume that a questioner is dumb...I am asking the ... |
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 What happens to credit records after 7 years. People always say it takes 7 years; for WHAT? |
| I know hear people and always say it says on your credit for seven years. Does the debt have to have a zero balance before it is removed after seven years. If there still is a balance after seven ... |
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 Will Target Give me Another Chance? |
| I had a Target card charged off 7 years ago. It dropped from my report this month. If I try for a card in like 4 months would I have a chance? Or would they automatically deny me? My credit score is ... |
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 Is it true if you file for bankrutcy once in your life for credit card debt that u stil can get another card? |
| Like if ur in debt for £6,000 for six years & not replied to the collectors, angencies etc & you file for bankruptcy that you still can take another card & start afresh because its your ... |
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 How much do atms charge? |
| How much do atms charge when its not an atm from the bank you use?... |
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 My credit is only 596, is there a credit card that I can get where you don't have to pay like $200 for it? |
| I want one to improve my credit and they all say i have to pay for one. Is there one that I don't have to pay anything for? Please let me know. I would greatly appreciate it ... |
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 How can I get out of my auto loan? |
| I have a 2002 Explorer with 112k miles on it and still owe $12k due to my 18% int rate. Is there a such thing as a voluntary repo where I can just give it back? How bad is a repo on your credit ... |
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 My mother in-law tends to check our account and look up our SSN to check on things all the time, Help, Please.? |
| My husband's mother is crazy!!! She is always in our finances... Accounts, Savings bonds and Stocks, I want her to stop how do I ask nicely?... |
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 When you use a debit card online...? |
| And you buy something online, would your parents know what you bought? Or would it just say that you spent this much on the card?... |
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 Prepaid Credit Card? |
Can anybody reccomend the best prepaid credit card to go for?
Additional Details
For those who seem to answer just for points you might find they are normally called Prepaid CREDIT Cards,... |
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 How do banks and earn from Credit cards, i dont pay any annual fees or interest charges,? |
| I am using credit cards for the past 3 years( all are life time free cards). No annual fees, i always make full payments every month, so i had never paid financial charges or late payment fees. apart ... |
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 Why do I keep getting denied a credit card? |
| I have applied for cards @ Visa, department stores, Bank of America, my own friggin bank Washington Mutual, and have got nothing, zilch, nada! So can someone tell me what's the deal? I'm a 1... |
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 Debt Consolidation Loans For Bad Credit? |
| Are there any debt consolidation loans or personal loans for non-home owners with bad credit? I'm currently on a debt management payment plan but I'd really like to take out one loan to pay ... |
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i ♥ gilmore girls | Some advice on which credit card to get? im 21 and don't need credit but want to build good credit for future? |
im 21, about to graduate in next few months. (UK)
i dont need a credit card but i would like to get one in order to build good credit history, ready for the future when i will need to apply for loans and mortgage etc.
i will pay it off every month before its due, as i say i dont actually need money, its just a way of getting good ratings.
what would be the best card for me to get?
i dont want a graduate or uni-type credit card, just a normal one
maybe one that has good benefits?
thanks |
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ashley
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bank of america hands down!!! take it from me. they have a good program for students with visa checking savings-the whole package.
i fuked up and got a shitload of credit cards everywere swiped my cards everywere. i was doing okay until i quit my job and the money i had saved i had to use on emergencies so i didnt end up paying my bills. everywere they sent me to collection and banks and cards shut me down. bank of america still hangs in there for me. i owe 600 on the credit card and if i were to pay it tommorrow i will be okay. =] they have 0% apr! |
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bostonianinmo
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Shop around for the best deal. Start with your own bank.
What is good for me may be rubbish for you. Nothing beats legwork in sorting out the best deal.
(I wouldn't do Capital One, or any other card that advertises heavily. Most of them are bottom feeders with high rates and fees, regardless of what the adverts claim.) |
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Nadia T
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get a good Visa card that has no annual fee, plus visa is used world wide. some visa cards have points system which gives u great benifts. U definately need to build credit history for future! |
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stan c
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If you don't want a credit card yet but want to build your credit, just get a small loan for 24 months and pay it back in 12. By then, you should be getting a lot of offers for credit cards. I only have 1 major credit card because I can use it anywhere. Do not fall for the special offers because it's just a front to get you in trouble later. |
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WelshLad
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If you plan to pay off the full amount each month, then it does not matter which credit card.
You can have a read here for tips though http://www.moneysavingexpert.com/cards |
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tinow
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get 1 from cap one, its the easiest to get, but only take £250-£500, and use it for petrol or a small shop, pay it off at the end of each month tho |
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**Kesha**
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best place to start is your own bank, why? because they can see how healthy you bank account has been and are more likely to give you a credit card, as your a student you may be able to get your banks student credit card which is guaranteed and has a lower limit for emergencies. it will still build your credit rating up |
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arbiter
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Local Credit Union
(American Express is not a credit card) |
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Jo P
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Virgin without hesitation. Great rate, great reward scheme across the whole virgin group.
# 0% balance transfers for 16 months.
# 0% on purchases for 6 months.
# Handling fee of 2.98% applies.
# Typical rate 16.6% APR (variable).
# Discount on purchase with Virgin Partners
http://www.financecomparator.co.uk/offercc.html |
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Karim L
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American express |
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