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 What does re-financing mean?? Please explain. What happens when a person refinances their home? Do they get?
money when it is refinanced?
Additional Details
is refinancing a good thing or bad?...


 Will paying off a a 3yr old debt in collections increase my credit score?
...


 I want to sue a creditor. does anyone know where i may possibly find some legal help in California?
i signed up for a cingular phone. I signed 2 contracts. one with the dealer and one with cingular. the dealer's, MSWireless, contract stated that if i were to cancel within 6 month i would be ...


 What are the uses of credit card?
...


 What happens if I let my credit card go to Default?
I can't afford to make the repayments at the moment....


 I need money advice.....not judgement?
okay...so i totally messed my finaces like an idiot. I have horrible credit and cannot get a loan and have noone to borrow money from and nothing to sell. I need a grand ASAP. Any ideas?...


 Do you think Credit equals wealth?
I see tons of questions in this category which pertain to a TOTAL obsession over credit scores, cleaning up ones score, improving scores and the like.

PEOPLE: The use of credit, especially ...


 I only payed half of my credit card payment? They raised my minuminum payment..how can i get it to go down.?
I am a college student and working a part time job with 300 dollars a month and i missed a payment and my card went over the limit. They raised mt min payment to 67 dollars. What can i do to get it ...


 Can someone check credit without authorization?
...


 Is a credit score of 748 good? what is considered excellent?
does anyone ever have 850?...


 Whats the best way to get approved for a credit card if you don't have a job and a bad credit rating?
is there a web sight i can go to for the un-employed and bad credit ratings that they will approve me for a credit card?...


 My credit score is @ 570 and i have no debts, why can't i get approved for another credit card?
i have an ok credit score of 570, almost no inquiries, only 1 debt in collection and 1 credit card that i'm paying off, my credit report says it's pretty clean, why do i keep getting turned ...


 Can I cancel a credit card account without paying the balance in full first?
I have this card that is going to start charging me a monthly fee to use it, and Ive been wanting to cancel it for a while now, do I have to pay the balance off in full first or can I cancel it and ...


 How can you improve ur credit score? No gimmicks?
...


 Debt consolidation question?
I have been searching the net a bit, but not sure what i'm looking for. I'm looking for a way to consolidate my debt. I have never done this before, and not sure what place would be good. O...


 Should i go out tonight??
i get paid tomorrow but i owe my mum £500 and counless amounts to credit card companys and the like, and i only get paid £500 (poor student) my mate said he would lend me some cash?...


 I'm 14 and i need a credit card to b able to buy stuf online but i cant use my parents own is ther n e way i
culd get a credit card or something of that sort? wat is a cash card?...


 Is it a waste of money to send LESS than the minimum payment on a credit card?
...


 My dad got a check and is giving it to me to use to pay for my car. How do I put his check in my account?
Dads check + _________ = $ in my account
Additional Details
It is a check he got for a job he did. so it is from them to him....


 I want to open a credit card. What should I be looking at when choosing the card? Thank You?
...



shefy7
Someone stole my credit card and charged almost $200 last week...I know who did it, what are my options?!?!?!?
I'm really pissed off. I know who they are and where they live. I want to know what are my options... Like can I sue them or press charged with the police...etc... This was really mean and stupid of them...
                     
 




Shelly J
First call the credit card company and get the card canceled. Ask them to re-issue a new card with the fradulant charges removed (or at least suspended until the theft is verified)

Second call the police and report this asap.

Third document any proof that you have about this person and get that info to the credit card company and the police.

Your city will probably press charges. If you don't incure any monetary loss I don't think you can sue. But they should get charged with theft and / or fraud.

Good luck!


GossipGirlBFF
Rating
contact the police and your credit card compoany


stan c
Rating
1. Call credit card co and cancel credit card
2. Call Trans Union Fraud Dept toll free 1-800-680-7289 and have it put on Fraud Alert
3. Request your free credit report from annualcreditreport.com or call toll free @ 1-877-322-8228


LG
Report them to the police.


mcmoehring@sbcglobal.net
Call the police...Call the police...Call the police...

Have some proof they'll need it.
The moron who did this showed no consideration for you...what goes around comes around.


marlenekay4
First of all give the info to the credit card company, and to the cops.


asianhottie29
Rating
you options:
1. if you sure of these people who did it, you ask them stop using your card and return you the money.
2. call police, report them.
3. cancel credit card.
4. watch out your own stuffs, ot gie theafs chances...


WildRockMan
Rating
Credit card fraud is a CRIME. Call the police. Call your card company.


PMD
Call your credit card company and tell them you didn't charge the merchandise.

If you think you've been a victim of identity theft, this website will help:

http://www.ftc.gov/bcp/edu/microsites/idtheft/


Rick B
Call the credit card and report it. You *might* be responsible for the first $50, but nothing beyond that.

Also, report it to the police.

Sure, you can sue, but you really wnat to waste your time over $200?!??!


iip
You should tell them that you knew what they did to you ask them to return your money charge them for more than just the $ 200 loss, or otherwise you will press charged with the police.(this is a crime and they will do it again in some other time,you are lucky that you know who did it to you ) and i hope you have prove that they did it


Celine
Call the cops. Don't do anything you will regret later.


gobonzzo
Rating
The first thing you should have done was to call up your credit card and report the card as lost or stolen. If you did not do that you are essentially barking on hot air. You should also send a dispute letter to the credit card company disputing each and every charge that is not yours, unless they advise you of a different process in this case. The credit card company may simply reverse the disputed items.

After you have done all this, file a complaint with your local police and send a copy of the complaint to the credit card company.


debbireed
Rating
First call the police. Call the bank and tell them about illegal charges, normally they will reverse the charges. Then you can sue them, if the bank doesn't reverse the charges.


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