Jules
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take her to small claims court or Judge Judy.... |
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YAMI
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leave a message on her answer machine threatening to sell the debt to a debt collection agencey. - you can't actually do this as legally it is YOU who owe the money, but she may not know this. if that doesn't work try telling her that you will take out a full page ad in her local paper telling everyone that she owes you money and is refusing to pay! |
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Cali-Gal
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Hasan:
This should be a lesson learned! Never, under any circumstance should you take out a loan for someone other than yourself!
Count your losses, pay the loan and move on. Hopefully, this person will come around and pay you back. But.....I wouldn't count on it. Legally, there is nothing you can do since this person is not listed on the loan. |
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old know all
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You've been suckered. If you don't have an address, there's not much you can do about it. You could try the police, but they'll only tell you the same. |
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superliftboy
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You've had it, you have to pay the loan as the contract for the loan is your name, no third parties mentioned.
Sorry for your misfortune, but its a very niave thing to do. |
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Jess Mo
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I agree with the baseball bat suggestion. |
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junglejungle
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never a lender or borrower be.. is the simple answer
"I don't know her address" says it all.. were you thinking with something other than your brain?
I would never take someones mobile number as proof of who they are.. and have something as a guarentee of them repaying ..e.g. a contract.
not being funny, but sometimes you need common sense in life..
a fool and their money are soon parted
if you see any nigerian generals in exile.. send my regards to them... |
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aladdinwa
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If the loan is in your name then, legally, there is nothing you can do about it. *You* are legally responsible for the debt.
She got what she wanted from you and now she's gone. Just learn from this, and next time don't be such a sucker for a pretty face (and/or a roll in the hay). |
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Hat-A-Tat-Tat!!
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if you dont find out where she lives or works - you are stuck with this debt....its in your name, so there is nothing you can do. the longer she doesnt take your calls means she has no intentions of paying you back...find her!! |
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Jen G
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This may just be a lesson you've had to learn the hard way. Don't loan people money, especially money you don't have.
You may just have to pay it back since nothing traces it to her, and vow to never do that again. |
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alatoruk
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well this one really sucks.
on the one hand I have to question your decision to stand guarantor for someone you didnt know that well. Could you not bring some pressure onto the "friend" she is a "friend" of. Looks like you have had a really expensive lesson.
on the other hand you really need to find this person. I would try 192.com, the electoral register and if the amount of money warrents it a private detective agency. Then once you have the name and address county court job. You can prove you were guarantor, you can prove she didnt pay the rent, you can prove you did. only thing you cant prove is the fact she said she would pay you, but thats still a verbal contract, and if she has paid some monthly payments you have history to prove she was doing it. |
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Studly
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Your first battle is to find her and serve her with court summons.
In small claims court, they are pretty lax. You don't always need to have a contract, but you have to find some type of paper trail.
Did you give her a check, or was it cash?
When she paid you, was it in cash or by check/money order?
Either of these will help establish a trail. But it's gonna he a rough trial. |
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gavmel259
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Dial 141 infront of her number next time you call her. That way she won't know it you calling.
Then demand payment. |
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mrklcoac2002
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try www.judge-judy.com, www.judgejoe browne.com . good luck |
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beverley.newman1@btinternet.com
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Sounds like you may have to put this down to experience and learn a valuable lesson! Do'nt take loans out for other people!You have nothing to take to court,take out an advert in the paper stating that you are owed money by this person and would she please get in touch.Even if you do'nt get your money back,you will really have embarrassed her!!! |
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Bianca
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the best way to get that money back is by going trough the small claims court. try www.claimonline.co.uk or go to your local magistrates court (free) and they will give you info on how to make a claim. but you need her address full name and the date when it happen. yu can only make claims for something that happened less than 6 years ago.
good luck
bianca |
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caroline
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try the citizen's advice bureau |
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pj_mark115
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how the heck do you know this person. did you meet this person on the street and offered out of the blue to get a loan for them. haven't you ever seen judge judy? |
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mickulty5
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I hope this is in the UK, as in the UK your verbal agreement is deemed a contract. If you do live in the UK, go straight to a soliciter (if you can't find one try any Magistrates Court - the places are crawling with them). Failing that, try to fool her into paying you back. I agree with the baseball bat as a last resort, but a crowbar can be just as effective.
If you live outside the UK I can't help you on the law front, but the bat is still good. |
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aresee
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There's a saying, "Neither a lender nor a borrower be". It is always dangerous to do this sort of thing or to act as guarantor. Friendships, relationships etc are lost as a result of things like this. But in your case, it doesn't even sound as if you know the person well, not even having an address. I don't think you have a leg to stand on. You are responsible for the loan so if you were to stop paying you would have the debt collectors looking to you. It will be your credit record and rating that is affected. You can't even threaten to sue her without an address and that would probably be a waste of money anyhow. I think this will be a valuable and expensive lesson for you. |
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Stephen A
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Looks like you have learnt a lesson , the hard way
Don't wory you are not the first person to do so
I found out , do not lend to family or freinds , as they are the ones that do not pay.
I lent a member of my family a lot of money , and have even given up hope of ever getting it back , but then again they will never borrow any more , and one day the subject will come up , when they don't expect it |
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agf65
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Kick their Azz |
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arfurchance
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Hi
You could always apply to have her black-listed....no pun intended.
Ray. West York's. U.K. |
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thegeneral345
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find out where she lives and find out why she hasn't paid u back if she gives u a good answer make new payment arrangements or work out some kind of bartering like a massage or something |
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footballclubchelsea
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baseball bat works sometimes |
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