 How to get a loan with not so good credit? |
| I need a loan of 1000 dollars and I don't have good credit. Any suggestions on where I can get a loan from? No payday loans ... |
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 Is it cheaper for a merchant to process credit or debit? |
In general, which results in fewer fees for them, and what is the benefit either way for me?
Additional Details
My bank (credit union actually) does not charge a fee for card use, ... |
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 Do i have give the bank the money? |
| recently my bank card was stolen and somebody used it to commit fraud and spent thousands. However, my card was reported lost before the card was used for fraudelent activity. The bank say that I am ... |
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 Pre-paid credit card? |
| do prepaid credit cards help build ur credit score?... |
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 I need a credit card to pay off trips. Any suggestions? |
I am a senior in high school and have no credit but i am 18.
Additional Details
I am getting ready to go on 2 school ... |
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 Credit Card Question? |
| If someone has a credit limit of 3000.00 – how much of that can they use, all of it? Like for example if someone has a $3000.00 credit limit and they want to purchase something for like 2890.00 can ... |
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 Is it legal that a car financing co. calls on Sunday? |
| I made arrangements to split my payment between 2 weeks and within my 10 day grace period. They called 2 days later on Sunday, Christmas Eve, at 7:30. I have already post dated a check for the ... |
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 Anonymous Prepaid Credit card? |
| So... I want a prepaid credit card which i can get in a different name and address. It's because i was suspended from Ebay, totally unfairly (I did nothing wrong!) but i need to get back onto it ... |
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 I have been given a court date for possession - i have offered a payment plan but it has been declined by the? |
lender.
What i can i do so i don t lose my home - i dont want to take out loans remortgages etc. Can i get someone to represent me ??? where i go for free advice ??? sensible people only ... |
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 NEVER notified of a wage garnishment and now they take 25% of my check.. What can I do? |
| I just got my check a little bit ago and can't talk to anyone at work about it untill in the morning...... Like the title said I received zero notice from anyone at my work or from a court or ... |
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 Can't pay interest on credit cards - what happens if I don't? |
| I have debt so extreme now that I can't pay the interest on my credit card bills. I used to have excellent credit (780!) two years ago, and then my life fell apart - husband trouble. What will ... |
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 Credit card application declined, does that go on my credit file? |
| I applied for a credit card with a bank it was declined I want to go through another bank with a slightly different application ;) would the other bank be aware that I have recently be declined by ... |
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 I just turned 18 and want to apply for a credit card, i have no credit history, what do i do? |
| I have applied for discover and have gotten turned down and also a visa from bank of america and am still waiting.what would you recommend i do?... |
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 In U.K got letter saying I have a bank charge to be paid by certain date, thought they were illegal now? |
| shall I pay and contest it later or not pay it? If I don't pay it will they try and tack on another charge?... |
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 Best Credit Card ?? |
I am living in Mumbai. Can u give me a comparison of different credit cards...in terms of their...
1. registration & maintenance charges.
2. cash back details
3. their reliability<... |
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 I started out early in life no knowing how important good credit was.Can I ever recover from bad credit? |
| In my twenties I got things on credit and really didn't care if they were paid or not.Now that I'm in my late thirties I feel the need to improve and really have things that I need.I was ... |
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connie m | Statute of Limitations for student loans? |
I have a student loan, part of it is provincal and the other is federal is there a statute of limitaions on these loans. They reported on my credit buera but have come off because it has been 7 years now I have a collector calling and demanding the money can this be put back on my credit report. The loans were back in 1998 now she is saying she has a date of 2005. What can I do about this? |
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Gone fishin'
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There could have been a judgement in 2005 against you. What can you do? Pay it off. You owe the money so why should it be off your credit report? |
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Quixotic
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I don't know about in Canada (or whatever country you are in), but in the US, Federally Guaranteed Students Loans are never dischargeable, even in bankruptcy. |
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R L
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nope, I am paying on student loans that are 25 years old. If you pay on them and default, each time once they get you to pay on it, your reconfirming the debt and starting over, It won't show on your credit eport, but you will always and forever owe it till it's paid off. Bankrupcy does not errase taxes or student loans (or any debt to the government). |
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TygerLily
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In the US, you can tell them not to call anymore and they must repsect that. Also, do not make a single concession here.If you make a single payment, then she will have a current date of activity on her side.
The next tme she calls, tell her patiently and firmly, do not call me again, Tell her that any contact made must be through the mail. Snail mail.
She's getting paid to harrass you. Stop her in her tracks.
(This is US info.) |
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Captain Flatulence
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student loans, like IRS debt NEVER GO AWAY! not even bankruptcy can wipe them out.
If you're not in the USA, I don't know |
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kdsmm
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Student Loans will follow you forever till they are paid off. They sell and resell them. charging enormous interest rates if you default. They are like dealing with a pyrannah. They will attach your wages, bank accounts and all Tax refunds. There is no statue of limitations. The only reason they have for not paying is disability. If you are disabled and have a letter from your doctor they will accept that. |
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Obscure
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"In short, there is no statute of limitations on student loans."
http://www.ecsi.net/updates/regs_00018.html |
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Papa Joe
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Ah student loans, the best damn tracking dogs in existance. Yes the collecton agency can put it back on your report and if they sell the debt the new one can put it on also. I had one loan listed 4 times from different agencies from the dept of ed, to some fly by night collection agency. And after I paid them they showed up paid but stayed on the report for the full 7 years. Soory bout the bad news, dont shoot the messenger |
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Anonymoose
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There is no statute of limitation *specifically* on student loans.
Here are some details: http://www.ecsi.net/updates/regs_00018.html |
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in +HIM+
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There's not much you can do about this. Gov't student loans have their own rules. They will never go away, even after they fall off. Even if your student loans were provided by a "private" company, they still may be attached to the government, so be aware of that.
Since the collector has a 2005 date, that just probably means that it was sold to her company during that year.
The only think you can really do is pay it off or make some sort of payment arrangement. Legally, the collector still has the right to try and collect the money you owe. |
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NoahTall
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Canada I don't know but I suspect it's similar to the US. In the US, there is no limitation. You will owe it forever unless you file bankruptcy.
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