 How old do you have to be to get a visa debit card? |
| work colleague has one who is only 16 and i think he might be lying to me as to its wherabouts.... |
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 Why is my credit score so low? Detail Inside.? |
I have a score of 544 and Im going to list the details about it.
2 public account
8 total accounts
PUBLIC:
1. Rental Management company for $440, it was paid same day as ... |
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 What do I do? The dumb cashier kept my credit card.? |
| Okay, so I went to a burger place earlier today and did drive-thru. The cashier forgot to give me a receipt and my card back, and I totally forgot all about it myself too. I guess I was prob. ... |
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 Whats a good CC for peoples like us? |
Wife and I have low to average credit, but are now out of all debt (except mortgage).
We are looking for a credit card that offers some rewards since we already use our debt card to pay for ... |
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 How can I collect a debt from someone who is hiding from me? |
| Someone owes me several thousand dollars from a dishonest investment scheme. He lives in another state. I tried having my attorney bring him to court to get a judgement issued, but the sheriff can... |
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 I received a bankruptcy letter from someone who owes me money, $1200, what should I do.? |
| I received a bankruptcy letter from someone who owes me money, $1200, what should I do? Should I go the meeting they have set up in another state? Also, is there a chance that I will get my money ... |
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 I'm a little confuse about credit cards HELP!!!? |
| Everytime I buy something i'm ask if I want debit or credit, I always choose debit, but I've heard some say that's not a good idea, can you explain why people prefer credit???... |
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 Credit card company comming after me been 5 yrs ago? |
| is there a statute of limitations on credit companys its been 5 yrs since last payment did not receive any letters from them in yrs also.... |
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 Credit collections with wells fargo bank? |
| A few months ago i got fired from my job and i havent been able to make my monthly payments. Ive honestly been trying desperately to find a job.. but know one is hiring. Ive gone to interviews and ... |
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 Declined for credit cards? |
| i am 18 years old, I have a loan from a bank for my car..ive had it for about a year and i half and i have a year and a half to go, but i have never missed a payment. i tried applying for credit ... |
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redhead | Student loan and your credit.? |
I'm currently in school and don't need to start paying on my student loan until six month after i'm finish school, my credit score is not too bad "700 " but i tried to get a loan and noone would approve me because of my student loan. I owe on a few credit cards, i make my payment on time and i don't owe alot of money on them.
Should my student loans already be affecting my credit even though i don't owe them as yet? |
 |
 
GA Peach
 |
Your student loan should not have any effect on your credit. Don't apply with the person that listed above me! Go through a major credit card company.
I didn't finish my thought - as long as your student loans are in good standing - it should not have a big effect on your credit eligibility since it is not a REVOLVING debt. It is an installment and is viewed VERY differently from credit cards. |
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Prenn
 |
I had a $30,000 student loan. I had no problem getting a credit card with $25,000 credit line with BOA. I don't think student loan has any effect on how I get a loan.
What type of loan did you try to get? I even bought a house while I was in school with a 5% fixed rate for 20 years.
If you have good credit, I don't see why can't you get a loan. I didn't have any problem matter of fact, I was pre-approved for my mortgage. |
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MSAD
 |
Yes. It is outstanding debt that you owe. |
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techman2000
|
Any time you build a line of credit or take a loan, that will affect your credit and eligibility for credit cards.
When you sign up for credit cards or cancel credit cards, that will affect your credit report. I think the fact you are spreading yourself thin and owing multiple sources will not look good from a loan officer point of view. They are not only looking at your credit score, but also how much debt you have built-up compared to your income and assets.
Even though you don't owe alot, a loan officer would see it as two strikes against you rather than only $500 in debt from two credit cards. Pay off all your credit cards, stick to only 2 credit cards and build some savings and you will be a more eligible candidate.
In the end, a loan is a loan, debt is debt regardless when you have to pay it off. |
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Rony
|
I found interesting information about your answer Here:
debt consolidation loans:
http://all-debt-consolidation-loan.blogspot.com/2007/07/debt-consolidation.html
Good Luck! |
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Kristina C
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Yes, it will affect your credit because it is a liability, money that you owe. |
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