 Why can u buy a house with bad credit but not refinance a house with good credit? |
| I have been trying to refinance my house for 2 or 3 months now. I have a credit score of 684. I have never had any late payments on my mortgage. Why can't I get my house refinanced?... |
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 A slight blemish on credit report. To pay in full or to pay a settlement offer? |
| My husband has an outstanding balance of 400.00 from an ambulance transport(long ago) (that was not known of till now) on his credit report. It shows it wasnt paid. He was not covered by insurance at ... |
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 When do w2's come in the mail? |
| does anyone know when w-2's come in the mail generally? Today is the 14th. Could they come any day now? Has anyone gotten theirs already?... |
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 I have a delinquency on my credit report when I didnt pay a doctor's bill. How can I clear it from my report |
| I want to clear it from my credit report so that it doesnt appear as a delinquency. They have already sent it to collection agency. what can i tell the collection agency in order to remove it as if ... |
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 I need to rent an apartment a.s.a.p.,I have bad credit,& I have contacted credit repair agencies.? |
| First of all,does credit repair work?(If only long enough for me to get a place,that's o.k.) And will it help me get an apartment by Oct.I don't have the time or patience to do the credit ... |
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 Credit Card? |
How long does it normally take to get a Credit card in the mail after being approved?
Additional Details
I am only going to use it so I can get a notebook computer and that is all. Not ... |
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 I have been billed for Food and Wine magazine.This was on my Feb statement. I did not order this magazine.? |
| Do you want to call them or should I? Also, I did not know that I had a credit of $16.50. What was that applied to? I pay our acct. on line when it is due. So, we should not have any finance chgs. A... |
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 Can I take out a small loan from a bank to improve a low credit score? |
| Some one told me to take out a small loan (3 or 4 thousand) and pay off debts and then pay off that loan on time and that would increase my credit score alot? Is that true....imean can i get even a ... |
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 What happens when a collection agency fails to collect the money that is owed on behalf of the creditor? |
| I have some credit card debt that went to a collection agency and I don't have the money to pay at this time. They know this too.Their settlement options were outrageous and the representative ... |
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 Is it safe to associate my credit card with paypal? |
| Have anybody did this before? Any bad/good thing occured please give your ... |
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 What credit card is best for me? |
| I am a 21 year old Junior In college with little credit. I have less than 15000 in school loans. Do i want cash back, points? I know of ppl that were late and thier interest shot through the roof?... |
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 If I do a balance transfer to just one credit card from 2 will it hurt my credit? |
| I recently got 3 low balance high interest rate cards. I got approved for $750 recently which was the highest and it has 0% for 12 months. Obviously I want to do a balance transfer but I am afraid ... |
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 What is the best Credit card? |
| What is the best Credit card offer out there for someone with good credit & pay history. I'm looking for something with low fixed interest and a points reward system... recommendations?... |
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 A cr. card company suing us in small claims court for a debt that is not on our credit report? Can they win? |
Additional Details
My fiance' doesn't even know if this is his debt? Since it is not on his report- how can we know? How could the collector prove that? I mean, it is pretty ... |
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 What's a good credit card for a 21 year old? |
I'm 21, and looking to build credit.
I'd like to apply for a card today, but first I thought I'd ask all of you which cards you would suggest for me. What's a good, reliable ... |
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 Does having too many credit cards have a negative affect on your credit score? |
| I have 2 major credit cards (one visa, and one mastercard), 1 debit card with the mastercard logo (I'm not sure if it's techinically a credit card, I don't think it is), and 3 credit ... |
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 I'm being charged a late fee on my credit card. Is this even a reason to be charged? Any advise? |
| I'm being charge a late fee of $40 for nothing!! I owed $27 for the month but after I returned something and got the credit on the card the balance was $1.06. I sent it on time and everything ... |
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 I need Help!! I have bad debt!? |
| I would llike to obtalin a loan to pay off all of my debt an no lender is willing to give me a chance. When I first turned 18 years old i was careless ran my credit cards and uitility bills up and ... |
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Tanya | Stupid Target return policy!? |
I bought a vaccume at Target back in December and paid for it cash. I paid for it cash, but I dont have the receipt. I am aware of their stupid policy. No receipt no return, unless it was paid for by check or credit card. Nothing is wrong with the vaccume. I called Dirt Devil and they cant do ANYTHING except troubleshoot the unit. I hate Target. I am stuck with a vaccume. They refuse to take back and give me store credit. Any suggestions?
Additional Details
Just for all those smart *** answers out there, yes it is from TARGET. No one carries that vaccume but them. Its even printed "EXCLUSIVELY AT TARGET" right on the box! I dont want cash. I just want my credit. And I will get it....just watch and see! |
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Laura
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That's too bad hun. but put yourself in Targets place.
How do they know you bought the vacuum from them, since there's no paper trail?
Are you trying to return a used vacuum SIX MONTHS later because there's nothing wrong with it? What's the point of doing so? Need beer money? LOL! |
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zorro1701e
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You want us to all say "Your right, target sucks"
But you lost your receipt, not them, and you are taking them a vaccume and want money for it? You could have stolen it for all they know. Try selling it on craigslist or e bay
keep receipts in a file on anything worth over $50 |
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Made You Look
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why would they troubleshoot something that you say nothing is wrong with? |
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logan j
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Why is this Target's fault??? You bought it, you've had it for SIX MONTHS, why on earth would you expect store credit??? Do you think they could resell it? lol.
The reasons they won't accept it for store credits are...
1)It's used
2)No receipt
3)No resale value
4)You can't even prove what store you bought it from.
5)They have a policy that you are aware of
What did you expect, sympathy? |
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Laverne
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Do you not have the box? If the sku is still in the system, they should give you credit for up to 6 mos, I thought. Take it higher. I have always learned to keep receipts for up to 6 mos. I have run into your problem on many occasions. |
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Ross
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Keep your receipts. Use credit |
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izzymobellababy
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I have paid cash for items at Target and with no receipt have been able to return them. From what I understand you are limited to 2 returns per year with no receipt on cash-paid items. They take your drivers license number and keep track of it that way. I actually exceeded that limit last year and took my mom with me on a return so she could use her license. They only issue in-store-credit, but it's better that being stuck with a vacuum you don't want. Ask to speak to a manager, maybe the store clerk is just misinformed. Also, maybe because it was purchased 5 months ago, they couldn't accept a return. If you have all of the original packaging and the item is in perfect condition, since there is no proof of purchase date, I would try to return it again for in store credit with your drivers license and maybe say you just bought it, or that you received it as a gift. If that doesn't work, you could always sell it on ebay, at least re coop some of your money. Good luck! |
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TedEx
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stupid return policy?? Yea, try being responsible for keeping your receipts. |
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SPIFIMAN1
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What can I say, learn to keep you receipts. |
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thezaylady
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Cut your losses and either pay check or credit next time or shop elsewhere. |
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Acorn S
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Along with the obvious answer of holding onto the receipt, don't shop there. Any store you want to buy from will have their return policy posted somewhere near the customer service desk. Read it to avoid future hassles. Target has been know to have a lousy return policy right along. Best Buy isn't very good either, but it's people who abuse return policies that cause most of these changes. Even Walmart is getting tougher on it. Your only apparent alternative is to re-sell the vacuum. Best of luck. |
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