 How do I sign my mother's credit card? |
| I'm using my mother's credit card for something. Should I sign my name? Or just try to sign her signature?... |
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 What happens when you don't pay credit card payments? |
At my previous address I had a credit card which I maxed out. Times were quite hard (I was living alone as a student) and I was only 18.
I moved house over two years ago now and have ... |
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 The amount deducted twice for a single transcation after shoping with my debit card, what shoud i do now? |
| I just shopped from Moore super marker with my debit card. There was some signal problem with the swiping machine and my card was swiped more than once, after a few attempts I got my slip and signed ... |
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 When a bankruptsy goes bad? |
when it gets dismissed what happens there after? Please response if you ever had it happen to you ...and what is put on your credit report?
Additional Details
i'm in ... |
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 How do I respond in a letter to the lawyers on the discovery, that they sent me, on my credit card debt? |
| I have a civil lawsuit against me on credit card debt. I've ask them to provide proof on debt. (Compel Discovery). They sent several copies on statements from my old credit card. Now they want ... |
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 Which Credit Cards to Close? |
| I'm working on downsizing my debt, and I've done well in my opinion over the last 8 months or so. Several of my credit cards (I know I shouldn't even have this many open) have zero ... |
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 Credit collector is threatening me a law suit, what do i have to do? |
| after I graudated, I could not find a job for months and could not pay the credit card debt, which was 9800(includig late payment and interest). It was handed over the collector, they offered me to ... |
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 Is bankruptcy right for me? |
I am really considering bankruptcy but since it is a major decision, I would really appreciate some feedback from people. Heres my situation:
1. I am 22 years old (23 in 10 days, 33 years ... |
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 Debt collector refuses to send me a receipt.? |
| I recently paid a debt in full but the debt collector says that they will not fax a receipt to me. They say the only way is for a bank or someone looking into my credit to fax them a inquary request ... |
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 Is it a good idea to pay off credit card debt by taking a withdraw from a 401k account? |
| Recently divorced, had to use credit card to buy furniture, household items, etc. I bought a house, but had to use the equity to purchase a new furnace this past winter and replace the windows. I ... |
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 I no longer use a credit card. Do I call to cancel it or do I decline calling to activate NEW replacement? |
| The replacement was sent to me because the former card expired. I have not charged anything to this card in years.... |
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 Question about BofA check card...? |
i just got my Bank of America Check Card in the mail yesterday... it has the option of both credit and debit on it... but with it, i did not recieve a PIN number.
do you even need the PIN ... |
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| Is credit card a necessity in day-to-day life??? |
| Please provide me sufficient information on why one needs credit card???... |
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 Withdrawing from an ATM? |
| Is it possible to withdraw from your checking account at an ATM that doesn't have sufficient funds? How much will it cost me to overdraft? But I have the intent paying back the bank in less ... |
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chocolate | Stupid co signer!!!!? |
ok so i co signed for my husband and now my credit is all screwed up. i live in nj is there a way to get me off? |
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J'adore
 |
Nope! You signed, you are responsible if he fails to pay. So either pay it off or deal with it. You could file bankruptcy, but that's a bit extreme. word to the wise.... never sign for anything... not even your children unless you can afford to pay it off in full. |
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donfletcheryh
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Yes, you can pay off the debt you cosigned for.
That is what it means to cosign.
The alternative is to live without credit and build up your own resources. But you may still be required to pay off that debt. |
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Hello
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Either pay it and take him to court (if your not still with him) to retrieve the money or ask him to see if he can refinance the loan. That's why a person has to be careful about co-signing. If a person can't qualify on their own that's a pretty good indication they have bad credit which makes them high risk. |
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Kelsey
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No. Why would lenders require a co-signer if they could just be removed? Your option is to pay the debt or not, and deal with the consequences if you don't. You obviously care about your credit since you're asking this question so my advice is to live up to your co-signer duties and pay the debt. |
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DaMan
 |
Let me explain this to you once and only once.
When you co-sign someone's debt, you are saying, "I love this person so much that even if they fail to pay the creditor, I will assume all responsibilities for paying this balance IN FULL!"
Question, "If you weren't ready to pick up after your husband in the remote chance that he messed up, then why did you sign it?"
You have to learn to say no and mean it. If your husband wouldn't love you anymore after refusing to co-sign his debt, then guess what -- he didn't love you in the first place.
Hate to say it, but you are stuck like chuck.
You can try to sue him for damages in civil court.
Since you were probably mentally competent at the time you co-signed the debt, it is legally binding so long as the statute of limitations has not passed (see link below).
This is why I NEVER co-sign for people -- NOT EVEN MY OWN parents!
I will give them money or a loan, but I won't give anyone the opportunity to ruin my credit and good name! I can't wait 7 years for the hot mess to disappear from my credit report. That's way too long.
Family and money is a deadly cocktail. |
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happydawg
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Pay the debt off. |
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Spock (rhp)
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what, specifically, did you co-sign for?
mostly, what you do is close all the existing charge accounts and then refuse to co-sign on any new ones.
loans on which nothing else can be added may be left alone for the while, but any kind of account on which he can borrow money for any purpose has to be closed and no further borrowing permitted.
***
I realize that this is very painful and somewhat unfair. His charges on the credit cards you close will still be your obligation. He'll probably then refuse to pay anything at all, leaving you holding all the debts.
It does, however, stop him from adding any more debt to your accounts and making the situation worse.
***
or you file for bankruptcy
***
and then you get a divorce. |
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Belle
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You co-sign, you pay. |
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AMBER T
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This sucks, but, you co-signed on the loan. Essentially you are equally responsible for the debt. Believe the only way to get you off is if he refiances. Is this a auto loan? |
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