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 My credit card is repeatedly being declined when I try to subscribe, but there are funds available. Why?
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 Can you brake down $35,000 a year by hour (dollar amount)?
$35000 a year (salary) = Hourly wage (40 hours a week) How do you figure that out 35000 divided by 34 weeks in a year or something like that...I forgot how to figure this ...


 I need cash asap! Please help!!!!!?
I had my wallet stolen and the next thing i know my credit cards are all maxed and the cops wont do crap and neither will the credit card companies...as of right now i am about 1,200 in debt, i have ...


 Can you buy items online with an ATM CARD?
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 Credit card debt?
i have a credit card with lloyds tsb and i have spent £2.300 what is my intrest rate if i have to pay £47 back a month,i need some advice to help me pay it off fast,like to switch it or ask them to ...


 My husband has a credit score of around 680, but has an outstanding collection from almost 6 years ago.?
Do you think he would have a problem getting a mortgage loan?...


 What steps would have to be taken if the collection company wants to garnish my wages for my credit card bal?
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 How do I know whats wrong with my credit?
I am 19 years old and I haev tried to get some credit facilities since I was 18. I decided to get a copy of my credit file because I have been refused credit. But the funny thing is, I got 3 credit ...


 Credit Card question.?
have a Sony Financial Services Card, (just like a MasterCard...)and I was wondering if I didn't buy anything on it for a couple of months, or years, would they charge me?

And, If you ...


 Has ANYONE ever opened a bank account over the PHONE?
I've been wanting to try but I'm afraid that they'd reject me. Has anyone ever been turned down for a bank account and if so, why?...


 Could I get a loan on a house for 11,000 down?
Ok if I had good credit the answer would be simple. Though I dont know my credit score exactly affraid to look lol, I know it cant be great I owe like 12,000 in doctor bills, 2,500 in past due rent, ...


 Is it better to pay off a credit card in full each month or pay the minimum balance?
is it better to pay off a credit card in full each month or pay the minimum balance which 1 will help my credit the ...


 I have terrible credit and can't even get a basic bank account but need one for when i get ajob??
Any suggestions is there a bank acocunt for people with adverse credit that doesnt cost anything or isn't too expensive?
Additional Details
I don't owe any money to the banks ...


 How do we get a credit card company to stop calling for someone who does not live here?
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 I have been refused loans by every company i have applied , what can i do?
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 I got a bad credit how can i sort it i need a credit card 4 ebay and things .......?
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 What does this mean?
Acredit card company sent me a card. The credit limit is 300.00. They charged me 178.00 for the card. So, now my limit is 122.00 What's that all about? That's crazy.
A...


 What is the best way to pay off these two credit cards?
I have 29K in credit card debt, with 29.9% interest on both. If I get 15k cash given to me, would it be better to pay off one card or pay each one down half way? Please let me know, I'm ...


 Can you really gget crimally procuted by ...?
not being able to pay back credit cards i am on a fixed income and got overwalmed and now whats going to happend to me
Additional Details
i did tell them my income was higher than it was ...


 I have really bad credit, does anyone know where i can get a credit card?
My empirica score is around a 520? PLease let me know if you have any ideas, I would like to rebuild my credit....



ufreezemaiheart
This Lady Charged me CREDIT instead of DEBIT on my visa check card?! what does this mean!?!?! help please!!!?
I told her specifically, "I want to use DEBIT" and she charged me credit!
I told her to void it and redo it as a credit and she said that she couldn't.
I'm so pissed...
am I supposed to subtract that money from my check book???
Will I get a bill in the mail?
I've never used credit -- only debit.
I am so pissed not only because the lady was slow and dumb as a rock, but because she works at my university campus and I applied to tons of places with work study and I never got any responses!
Thanks:(
Additional Details
Thank you so much everyone!!!
I was freaking out because I am clear in saying DEBIT and nobody has ever made that mistake with me before.
Thank you><
                     
 




JUICY
Rating
Be calm, your okay. That happened to me. The lady explained to me that it's still coming from your checking account, credit on your car only means you want to delay the money coming out so fast. Debit it comes out right after she swipes it. Credit may take a day or two.


Merisa
Rating
don't worry about it...all it means is you don't have to enter your pin. i use credit 99 % of the time on my check card :)


JM
it's the same. the only difference is that instead of automatically withdrawing from your account like it does with debit, with credit the money is put on hold but can take a day or two to clear. you still subtract it from your checking account. don't be pissed, it's not that big of a deal.


riece2
Hey, it's the same thing, don't worry. If it was a check card, you can do it as debit or credit, either way it comes out of your account. The only difference is whether you have to sign for it or enter a pin. The money will be taken out the same way as if she had done debit.


SmartA$$
its okay. It will come out of your checking account the same way it always does with debit. Your debit card probably has a visa or mastercard logo. This means that the store can run it as a credit card but it will work just like a debit card in terms of the money coming out of your account. You won't get a bill, you won't pay any interest or fees, there is absolutely no difference to you, its simply a different way of processing the transaction on their end.


chuckdogg80
Rating
No big deal. Your card probably works either way. I think that Debit goes through a little faster than Credit, so it might take a few more days to clear. No big deal.


I can haz cheezburger
you will be fine.. you put it in your register jsut the same. the only difference between running credit or debit is with your debit you have to put in a PIN and then it gives you the choice of cash back. credit it automatically runs through and you sign for it.... but it comes from the same place and deducts from your account jsut the same.


jakenolan2
It means that instead of the money being taking out immediately it will take up to 24 hours for it to be taken out of your account. Depending on your bank, you will just need to write the amount in your debit log as a regular transaction. However, some banks charge you a fee for as if you used a credit card. The fee can be up to $2 if this is the case, see if the merchant will reimburse you those fees as it was her fault. You just have to make sure that their policy says they accept Debit and credit as some merchants simply run all transactions ar Credit.


Meghan
If your card is a Debit card linked to your bank account, whether they use credit or debit does not matter. It will take the money out just like normal.

If you have a line of credit attached to the card as well, it will add it to that. But you shouldn't, because you don't know about it. So, for you, it doesn't matter which on they use.

However use this as a good opportunity to learn you need to educate yourself more about your banking options and your financial needs.


scarlet
The money will still come out of your checking account, but it will just take a couple extra days to show up on your statement. The only real difference is you probably had to sign your name instead of entering a pin #. Not a big deal.


Hiei3
Rating
Ya credit is supposedly safer (according to my parents) because you don't enter your pin and there's a bit of space in time so you can fix any errors that may happen (not that they will but better be safe than sorry). So you'll be fine and like I said, all I use is credit.


Sea
Rating
Why don't you just check your bank online? Most of the cards with the Master Card or Visa logo can be ran either way but still draw the money directly out of your account. Some banks even offer you a money back feature if you use your card as credit (remember they charge companies a % of each sale using credit so you are earning the bank money). Calm down the lady had nothing to do with you not getting your work study responses. Hope you are instantly wonderful at every job you attempt, or people will say the same things about you...Karma is that way.


Diamondprincess24
It just takes longer for it too come out your account, no biggie!


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