My boss ran my credit without my permission? |
| I just found out that my current boss ran my credit report without my permission after I specifically told him not to. They lied to me to get my SSN and then ran it. My credit score is not good to ... |
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Free Credit Report Not Free-Stay away and check credit cards!!!? |
| Just found out my Discover card has been charged 25 a month for FOUR years because I used Free Credit Report.com. Seems I was automatically enrolled through CIC. I knew about a 10 dollar a month ... |
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Credit card debt question options? |
| I have maxed one of my credit cards ($2000). I work full time so I can pay it back over time, but the thought of having that debt on my credit card scares me a little. The minimum payments are $25 ... |
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Bad credit help!! experiences expertise please. process of a loan and is comfused!?!? |
| Hello fellow members, I am actually looking through this one company www.eastpointlending.com trying to get a personal loan and I have been working with one of the consultant. I have gone over the ... |
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Credit Cards? |
| I owe two credit cards and they are about 1400 each there is one that charges more interest than the other one. So my question should I pay them equally or pay more money to the one that has the ... |
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Will this fix my credit? |
| I am 19 years old and just recently checked my credit score. I have nothing on it except one colection agency balance. It is a balance I owe from 6/1/2004 for $125. My credit score is very low 568. W... |
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I want to get a mortgage but been refused as i dont have credit? |
| i would like to get a mortgage but i have been refused due to bad credit - i have 1 default thats it! my problem is im trying to build a credit rating for myself as i dont have 1 im only 19! are ... |
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Where on the back of my credit card do I sign? |
| I just got my new Visa credit card in the mail...and I'm wondering if I have to sign the back of it or anything since in part of my mail it says "sign the back of credit card to verify"... |
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Credit card minimum purchases? |
| Two stores where I live have signs up that say they won't accept a credit card purchase if amount is under 3.00. Is this legal? This is Alabama.... |
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Credit Collections - Who Do I Pay? Collector Or Creditor? |
| I was involved in a hit and run motorcycle accident, I was hit by another bike while riding mine. Now I have 2 collections medical bills that made it's way onto my credit report that I refused ... |
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I have bad credit!? |
| i dont know my score but it isnt good, at all! what can i do to start repairing this? i am already paying off debits, i have 3 of 5 paid off, but that alone work, what else should i do? i was ... |
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What's the best way to pull yourself out of a huge amount of credit card debt? |
| Let's just say your buried, and your not able to pay more than the minimum every month...is there a better way?... |
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My nephew is letting his house go into foreclosure as his payment is adjusting and he can no longer afford it. |
| My question is can the mortgage co. come after him later for the difference in what is owed and what they sell it for. PLEASE answer as soon as possible.... |
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What are some things that I should know about and consider when getting my first credit card? |
Hey everyone--
I am needing to apply for my first credit card soon to start building some credit. What are some things that I should know about and consider when I am doing this? I am ... |
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Whats the best way to pay credit card bills in order to obtain the best possible credit score? |
| okay, long story short... i just turned 18 and i need to get a car. i can't do that without getting a loan and i can't get a loan without credit (my parents won't cosign). i was ... |
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Joanna S | This might seem like a daft question,but i get really annoyed because as soon as im late paying my credit? |
card,i have the bank phoning me,even at 10 am on a sunday,its so frustrating,does anyone else get that problem? |
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SPIFIMAN1
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Don't have that problem because I pay my bills on time. |
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Nicole
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The bank has the right to call you because you owe them money. There are limitations to when they can call (they can't call you in the middle of the night) but they can cell you every day if they want to. The best thing to do is if you know you are going to be late making a payment, call them before the due date. They can put a "promise to pay" into their computer system, and in most cases if you give them a date as to when they should receive your payment, they will stop calling you until that date. And then as long as they receive the payment by that date they won't try to contact you again unless your next payment is late. |
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jedidoughboy
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then make your payments on time. |
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stephenweinstein
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No, because I do not pay them late. |
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Da Boss Tycoon
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Yea they blow my phone up, 9am on a sunday until 10pm at night, everyday. It's very annoying some days I want to throw my phone but realistically, I can't be mad at anyone but myself. I'm the one who didnt make the payment on time therefore, I have to suffer the consequences. It's sucks I understand what you mean, but that's what happens when you don't pay on time you have to deal with it. The only way to stop it is to pay your bills, just like I need to do! |
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Lauren
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Perhaps you shouldn't have a credit card if you can't make the payments on time. While it may annoy you, the bank is more annoyed that you don't pay on time and they certainly have the right to bug you for the money you owe. The only person to blame for them calling is yourself. Make the payments and you won't waste the bank's time by making them call you. |
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inkedboy1978
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pay them on time and you wont get a phone call. your just bringing it on yourself and life is never simple on bills. its like if i owed you money and i was late id espect you to call saying "wheres my money fool". |
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annie w
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They can call you everyday from 8am to 9pm. If it is going to be late call them and let them know. If you don't want anymore phone calls, send a letter requesting no phone calls and they must abide by them. Advise you want all correspondence in writing. Good Luck! *** |
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Ted
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If it makes you feel better, it probably annoys them when people make an agreement to pay by a certain date and then don't.
I'm sure you would be very understanding if payday came and your boss just hadn't gotten around writing a check for you. |
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