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 What is a good first credit card to go with?
my first credit card ever. looking for something with low interest and i dont need all the extra services. my only major purchases are for 2 bikes - $1500 - $2000 each. everything else will cost less ...


 My credit is at 590 and i need a car loan for 7500 any ideas?
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 How do I change my sears card name to a different name. I just got married & I need to change my maiden name?
...


 Why do people believe Credit Cards are necessary?
Why should we all live in debt and pay high interest? Why can we not act our wage and spend less that what we earn? Will we change and what will the consequenses of our debt-riddle life styles be? ...


 Having bad credit....Is it really a big deal?
Will that be the end of your life?.......I mean I know not literally, but how bad is it? How hard will things get?......Is it really like the end of your life?

How many of you have bad ...


 How to get a personal $7,000 loan with not ok credit?
I need a loan for $7,000 as soon as ...


 How do i prove age verification w/out credit card or checking account?
...


 Just answer the truth, don't preach Is it possible to use my son's SSN to get credit approval?
I mean 'bout 3 years ago I was screwed up with my credit trying to help a relative (2 long story) the thing is I'm still working on it but seems its gonna take a while I've try to save ...


 Can I get a credit card with bad credit?
...


 Is there a yearly payment web hosting service? (thats cheap)?
...


 I'm 20, how do I build credit? I pay for a car but that's not really helping all that much. Any ideas?
I heard you can get gas cards or something like that to improve your credit. I'm young so I'm not trying to buy a house or anything, I'm just worried about 1 day having bad credit so I...


 Credit card for someone with bad credit?
i have applied almost everywhere. when i was younger my mother used my name over some credit cards and screwed it all up. Anyone got a good card for someone with bad credit?...


 I need a loan my credit is poor?
...


 I'm buying a home in 6 months and need to clean up my credit. What's the best way to pay off my debt?
My debt is low, only about 3k, but it is spread out over 9 cards. Is it better to pay off the low balances first then work on the highes balance or the other way around?...


 ARE YOU BROKE CAUSE I AM> TELL ME HOW BROKE YOU arE>AND HOW HARD IT IS TO LIVE!!!?
...


 Getting a credit card?
i just turned 18 and i have been trying to get a credit card, i have no credit history so no one will give me one. Has anyone applied for a credit card with no history and been approved for it. If so ...


 Is Paypal really secure?
I only ever use my debit card on Paypal,but in last week there have been several unauthorised withdrawals from my bank account by a mobile phone company and I do not have a mobile phone,has anyone ...


 If you have a outstanding debt which is 8yrs old and not payed it for 6.5 years do you still have to pay it?
as i have now got a letter from them wanting the money in full
Additional Details
before you start slagging me off as some of you are doing, the debt was not my fault, it was through a ...


 First time credit card?
I just recently got a credit card and I'm wondering if having the 24% apr that I do have is because this is my first credit card (I'm a student with no credit).
Anyway, I know this is ...


 My credit is ruined?
My credit score is roughly 435. I have so many outstanding accounts. Not much debt around 7500 including student loans.. Would declaring bankruptcy help me?? I am so screwed lol.
Additional D...



atomb67
Title loan company left me a message that they were having me arrested?
for defaulting on the loan...they cant do that can they?
                     
 




Gina @ Sand Castle Alapahas
I would think that messege would fall under harrassment..... I would check with legal aid on that......


American Woman
Rating
You can only be arrested if you are summoned to court and don't show up. Start recording those calls. Unfair collection practices are more illegal than being unable to pay your bills. Record those calls and consult with an attorney. You can get a free consultation in most states. Look in the yellow pages.


foxsuite
Rating
No. They can't have you arrested. The Marshall can go to your house and order you to leave if evicted, but even then there's laws in your state that will prohibit Marshalls from doing so, only under certain guidelines.

the only thing the title loan company can do is attach added fees, and keep calling you, or eventually garnish your wages after going to court and you lose.


robert w
Rating
they got bull droppings coming from the mouth.
defaulting is not fraud so u can not be arrested. you will have legal and monatary challenges but jail isnt one .
they on the other hand can be sued under Fair Trade Act.


stopccdebt
Save that message. It could be worth thousands!

The title loan company could be in violation of the Fair Debt Collection Practices Act.


wareagle30
not unless you committed a fraud.

if they already have judgment and issued a debtors exam or deposition that you didnt show for then they could file a motion to show cause and have a bench warrant issued for your arrest. if you just defaulted then no, there was no crime committed.


Keep On Trucking
Rating
Probably not. But if they take you to court, find you guilty, and you still don't pay, then you're in deep legal doo doo.


Dan H
Unlikely, but they can ruin your credit and sue you for damages.


f s
Rating
Not usually.unless you have some stolen funds or false money order.


survivansustah
(lol) I don't think they can do that. Just think about it,if that were true I and a lot of people that you and I know would probably be in a cell next to yours. If you used a title to a vehicle as collateral they can seize your auto but that's about all.


sippers
Rating
If you wrote them a bad check, they could. But if not they can't say that.

In fact it may be illegal for them to have left a message like that. It would have violated the Fair Debt Collection Practices Act.


dbloge
Rating
no they cant........if you have the voice mail still.........listen to it again..........they probably use the words may, might, could.....when mentioning arrest...........example...........we may have you arrested.........you may want to contact the police reglardless......they are harassing you if you FEEL threatened


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