Credit cards for poor credit unsecured? |
My husband and I are looking for a credit card for poor credit. We want to use it to rebuild our credit and were told the best way to do it was to get a credit card...
Thank you for real leads, ... |
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What is the best credit card option for college students? |
| I'm very concerned about my building my credit and I was interested in applying for a credit card with a great rate and a very low spending limit. (I'm intending on just using it for gas or ... |
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My bank manager has requested to see me? |
| No doubt he wants to borrow some more money. When I last loaned him money, I told him that it was not 'normal' and he said the bank do it all the time - they lend money to people who can... |
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Which credit card is the best for transferring over balances ? |
| I was looking to change my credit card so I could be interest free for a year, however I was wondering if there was a limit to how much money you can transfer and any costs?... |
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How is everyone coping with the credit crunch? |
| I am finding that as a college student that prices of food is really expensive and travelling costs are rising so i do tend to walk more these days as i need the money. I find that shopping for ... |
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Will it be difficult to buy a home if i have excellent credit and not have a job.? |
| i hate my job and i like to quit. but i also want o buy a home in the next six months . need ideas on how to make this work for me.... |
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Can someone buy a house without owning a credit card? |
I heard that in order to get a mortgage, you need to have a credit card (not for buying, but for the credit). Is it true? Additional Details but that's what i mean, is it possible ... |
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Old Debt collection? |
| I received a letter from a debt collector about an old debt... from about 1999-2000. I believe it should be dropped from my credit report by now but the letter says they have just purchased the debt ... |
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Please help has anybody else had trouble from world books the book club i got loads of problems from them? |
| they have not honoured the agreement to me and now are telling me that i have not done and put my account to a debt collection agency saying i owe them money which i do not what can i do this will ... |
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Should i forge my mom's signature for a credit payment? |
i need to fill out a contract and it requires a signature.
Its a housing contract and i need to pay over 200 dollars, i need to send this out today before a certain time but my mom is in a ... |
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What should my cousin tell the collection agency? |
| My cousins mom passed away about two years ago, her estate didn't even cover all of the funeral and burial expenses. Now some company DCM Services, specializing in deceased collections wants the ... |
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My first credit card...need help claculating payments? |
| ok ive asked a majority of people this issue. i owe 600 dollars on my credit card i want to pay 100 dollars a month on it til its paid off. my credit card rate is 19%. some people say if u pay 100 ... |
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Does having a credit card help your credit rating? |
| Even if it's the Barclaycard 40%apr job or one of these Vanquis cards. If i just put one tank of fuel on it every month and paid it off without accumulating any interest would it repair my ... |
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Is this true that if you don't make any payments for 2 years ...? |
I once heard something to the effect that if you owe a credit card and have not made any payments for two solid years, they cannot come after you for the debt, is that true?
Thanks for ... |
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Should I except offer? |
tax credit office has hounded me for three years for a overpayment £3000.00 which I always stated i did not receive
I have had court notices sent 3 times
yesterday they sent me a letter ... |
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I need a car, but have bad credit? |
| My credit is not great because I just left school, so I have a lot of open loans. I really need to get a car. I have a perfect driving record and a steady job, and I can afford monthly payments. Is ... |
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What is the best credit card? |
| I have $2400 on a 0APR credit card that is about to change to 9.99% Should I pay it off (My money market is now paying 1.64%) or find a balance transfer card? What I have found is 0APR for 12 months, ... |
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ex_mus | To get credit card? |
i used to live with family, now i moved to my property last month, i never apply for credit card in last 5 yrs but i have my credit history, so is it possible to to apply for credit cards..when i just moved to new house..or i need to wait for some time..? pls help me |
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Dry Dreamer
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Anyone can apply for a credit card if they have been in full time employment for two years but i would advise you to forget it unless you want too hand over your pay check every month to pay them off, I would suggest you stick with a debit card and live within your means |
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aryen
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It shouldn't matter when you apply for a credit card, as long as you have a good cridet history you should be ok. |
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Smarty
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Yes not a problem .... when you apply they'll want your previous address anyway and they'll conduct their checks based on that information.
You'll be fine! |
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caelie a
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When applying for a guaranteed approval credit card usually no credit checks are required. However, although you will be approved for such a card regardless of your income or credit history generally they will have higher interest rates compared to normal credit cards.
Often when applying for a guaranteed approval credit card you will need to agree to pay upfront fees and charges that are made on the card. Also you will have to agree to pay a processing and annual fee that the credit card company charge will charge in order for you to use this type of card. Read more about credit card at:http://www.card-gallery.com/article/162,A_Little_Bit_About_The_Guaranteed_Approval_Credit_Card |
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Kamal S
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I believe you can just apply for one, but not sure. |
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jduck1979
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Shouldn't be a problem as long as you're details on the electoral register have been updated + you shop around for the best deal via a site like this first:
http://www.fool.co.uk/credit-cards/credit-cards-comparison.aspx
And don't try to apply for too many at once, as apparently that can really screw-up your credit rating.
http://www.fool.co.uk/credit-cards/information/what-is-a-credit-report.aspx |
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Jeremy P
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Yes... as long as you have good credit, you should be able to apply for almost any credit card offer you choose. And if you recently purchased a home, your credit should definitely be good enough since a bank already approved you for a mortgage.
You can find a wide variety of choices here:
http://www.asapcreditcard.com
GOOD LUCK! |
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xxx
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credit card info here many bank's credit card details chechout this |
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lou
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yes you can apply but they will ask you for your previous address as you havent been at yours for long.if a company does refuse you it doesnt mean that others wont give you one. |
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Princess
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No you can apply anytime. The fact you have just bought a house is irrelevant. The credit card company will do a credit check (last 7 years I believe) and as long as you have a good credit rating you should have no problems. If you're rating is a bit dodgy try Vanquis or Capital One, they don't penalise you too much for a poor history. |
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donna falls
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yeah its ok...but i would say dont get one they get out of hand...i have 3 and i regret getting them...so if u really really dont need it dont get one |
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