 Is there really such a website for a free credit report? |
| Every website Ive been to, is saying there free but want my card info. I dont want to be charged after 30 days or better yet not give out any payment info. I want a free credit report. Does anyone ... |
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 How do i get a free credit report? PLEASE HELP ASAP!!!? |
| I want to find a site that i can get a FREE credit report at. I dont want a site that want credit card info or wants me to do something to get it for free. that is not free. please help ASAP... |
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 Banking help. Bounced checks? |
| Ok I just enrolled in online banking for both my checking and credit card. I scheduled to pay my bill online but for whatever reasons the payment went through twice. Twice the amount was deducted ... |
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 Which credit card better ? |
| Visa and Mastercard, which is the better one ?... |
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 Desperately need financing for car.? |
| I have been on Social Security Disability now for 1 year. I spent 6 years before that unemployed and fighting to get help for my disability. If you are familiar with SSD, you know you may be in for ... |
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 My husband has a medical bill in collection. Can they garnish his social security disability to pay the debt? |
| We have tried to come to an agreement with them but they are not trying to help us. Can they take his disability to pay it back?... |
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 My credit card was posted on the internet after I purchased goods. What do I do?!? |
| I purchased some goods at a online store that gave me an employee discount. A week later I was informed by the store owner that my credit card number and address was posted on the Internet (along ... |
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 My personal loan through credit union.? |
| I am 3 months away from paying off the personal loan I got through my credit union ( I only borrowed 3,000), is it possible to get another personal loan through them, and would they just add it on to ... |
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 My credit card company raised my APR for the heck of it? |
| It is in the news all the time that the FED is cutting intrest rates, but i got a letter from Bank of America last week stating that my rate is now 17.5. percent. It was 7.9 percent. I have 10k ... |
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 Bad credit? |
| ok i am 20 i have a scroe of a 520 4 monthes ago my score was 467 i have 3 credit cards 2 visa abd one target how long will it take for my credit to get up to a 600 when i credit condser good i ... |
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 How would having too many credit cards even if I don't have balance due on them can affect my credit? |
| I have 4 credit cards and I recently got a new one, currently i only have two of them with balance. Even though i have no balance on the other ones. can these affect my credit? should i cancel a ... |
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 When my finacial condition will improve? |
| DOB : 20.10.1949 : 05.30 hrs JaipurR... |
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 Can a prepaid master card help to build-up the credit score? |
| I need to build-up my credit score. I realised the importance of it very late .And now it is hard to find some financial body who is interested to provide credit card to me . So I thought of buying ... |
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 Lost, never used credit card Capital one? |
| i received it in the mail months ago, and i never authorized it.. just threw it away. Now when i try to apply for another one, it says i already have an account. Which i do, but i don't have ... |
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 Got a credit card offer from bank of america..are they good? |
| i already have 1 bank of america card....now they sent me an offer with another with a pretty high credit line. are they a good CC? i have only had the first for a month and transferd my balances ... |
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 Can you get a credit card with no job, but with government payments? |
Is it possible? Government payments are a source of income.
If your application is denied, do you get a bad credit rating?
I've never applied for a credit card before, so ... |
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 How can I fix my credit!? |
| A few years back i was a victim of identity theft and unkowingly racked up a few grand in credit card bills. The problem is the thief was a relative so i didnt press charges. I have always paid my ... |
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misslaura_porter | Too many credit checks have bought my credit score down really low - what can I do to improve this score? |
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ogg08
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somewhat true what augus... said, and also for further reference, if you do more than one credit check per year, for example when you go to various car dealers and they check your credit rating or when you apply for several credit cards, these events will lower your credit score. the only exception to that rule is if you are buying a home and you go to different lenders within a short period of time as it is understood that you are merely trying to find a good rate for your home purchase... also it takes approximately two years to get your score significally higher as long as you keep your payments on time... |
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agius1520
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you have to wait unfortunately, i keep doing this as well, they recommend waiting at least 6 months and it should improve your standing after that. |
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darren
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Stop applying for credit. Make payments on your existing debts. Make sure you are on the electoral roll. Get your credit files and make sure there are no inaccuaracies. |
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Appy
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ask the company searching to only submit the 'quotation; option on experian or equifax as this doesn't leave a footprint. Especially when using a broker as they will search many co's and will indivdually be logged as a new credit search each time |
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two_let
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One thing you must remember is do you still have outstanding credit, if so you consolidate your debts that too your credit card debts which will help you increase your credit score drasticaly. For more details visit:
http://www.credit-card-debt-consolidation.www-debtmanagement.co.uk
To increase your credit score is not a big issue as it will increase automatically once you clear of your debts. |
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alatoruk
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applying for credit (whether you get it or not) lowers your score, so stop applying.
paying credit on time raises your score. so ALWAYS pay the minimum on time if not a few days early and if you currently have no credit card balances then use 1 to make small purchases each month and then pay it off IN FULL each month. ie use it like a charge card. it took me about 9 months doing this to raise mine to a half acceptable level.
remember that things like mobile phone contracts and paying your electric bill on time will all affect your score. if you always pay on red bill you are not demonstrating the ability to pay on time. |
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beauty s
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just wait till they come off, they come off 2 years after |
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scottie
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Use your credit card and keep paying it off, this improves your rating as your seen as a good "risk" |
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