 Ebay selling? |
| how should I accept payment on ebay when selling something? I don't want to get a personal check because I don't want to chance it bouncing. I have NO idea how a money order works, and the ... |
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 Is the account number the first 8 digits on your credit/debit card? |
I'm just a little confused, new to the debit card, trying to create a paypal account. Thanks! x
... |
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 What company will give you a credit card when you have no credit? |
| I am 19 years old with little to no credit history. I was able to get a credit card through a department store but was declined for a credit card through the bank (where i work none the less!) and ... |
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 Should I apply individual or co-sign? |
| I'm using my credit to get my son a car. My question is will the chances of approval decrease if i list myself as a co-signer and him as primary (he has terrible credit) or should I just put the ... |
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 Is there a way to get out of paying student loans.? |
| Student loans is their ever a way out of paying,besides pay pay and pay ... |
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 We are about to loose our house to rising rates . credit is bad . what do i do? |
| Our credit dropped because we can t keep up and our other bills are being paid late.... |
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 I am trying to raise my credit score...? |
| Are there any suggestions of how to do so, drastically within a short period of time? I am currently between 530-560. I have been paying off my debts over the last 5 months, but I only have 2 doctor ... |
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 How many years in jail will i do for using my mom's credit card? |
| I used my mother's credit over the summer, it just seemed so easy and i was having fun. i had and still have every intention of paying it all back. the back of the card isn't signed and ... |
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 Where can I get a loan with bad/no credit history? |
Personal Loan Requirements
---About $2,000
---No cosigner
About Me
---18 Years Old
---Have had credit card for 4 months
---No delinquencies
---Not much credit ... |
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 I need a personal loan right now but i have bad credit is there a place where i can get it right now? |
i have tried a bunch of places online and i can't get it it keeps taking me to other web sites i just need a website that will get it no questions asked
Additional Details
i just ... |
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 Do credit cards have a minimum purchase amount? |
| I just got my first credit card and I wanted to try it out so I went to the grocery store and bought a soda. However my credit card was declined. The card is activated and I'm certainly not over ... |
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 Bank Account and Routing Number - Should I be worried? |
If you gave out your name, bank account number, and routing number, can the person use this for identify theft or stealing money from your account?
Can they use it for anything bad?... |
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 Does your credit score really go down each time that you apply for credit? |
| I've been told that my credit score will be lowered everytime that I apply for credit whether applying for a personal loan, car loan, credit card, etc etc......is that actually true?... |
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 Debt collector? Scamming me? Pinnacle credit services? |
| I have no debt. Letter they sent me have my exact address including the apartment number My last name is correct but different first name. I lived here by myself for 8 years. What's going on?... |
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 Getting credit??? |
| I am wondering how in the world I can get credit. I am 18, I don't have credit at all. Nobody in my immediate family has credit or good credit. I have tried to get credit cards, but I have been ... |
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 When depositing a check? |
| Ok I bank at Chase,and I was trying to deposit my check into the atm.I was wondering how fast will the funds be available to me after doing this.Im new to this.Thanks!!... |
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monicapando1990 | Too much money in the bank? |
I heard that if you put a lot of money in at once they'll ask you a lot of questions so if your doing something illegal youll get screwed. True??? |
 |
 
SPIFIMAN1
|
What your referring to is a form 8300 Report of Cash Payments Over $10,000.00 Received in a Trade or Business.
This is a form that everyone that receives $10,000.00 or more in one transaction must fill out and file with the I.R.S. It will have you name, address, S.S.I. number, D.O.B., the same information for the business you did the transaction with and a description of the transaction and exact amount of money involved.
The bank really will not question you, they have all of this information. If anyone questions you it will be the I.R.S.. |
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audiA4isawesome
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For a large cash deposit there's a good chance you will be interrogated, but if it's a personal/corporate check, wire transfer, or something like that, they will just check the source and possibly the background on their own without harassing you, unless they find something illegal of course. |
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Stefanie B
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Well, they do have to report any deposits of $50,000 or more over a period of 3 days. |
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fab m
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yes that is true. Anything after 10,000.00 must be reported to the IRS. |
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Krista B
 |
Depositing a dollar amount of $10,000.01 and above entails that whoever takes that deposit must fill out a CTR--currency transaction report--which goes to the IRS. It's to help deter and prevent money laundering. You're "interrogated" as a means to get your information for the CTR, but it's not like they take you to a back room or something; it must be filled out while you are there. If you try to get out of having one filled out, they can refuse to take your deposit.
If you go to one branch of a financial institution and deposit $5,000, then go to another branch and deposit $5,000.01, a CTR will still have to be filled out. Most likely, too, if these deposits are checks, there will be a hold put on some of the funds to ensure the checks are not returned. |
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regerugged
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No. There is a federal statute in the US. Banks have to report to the IRS any deposits over $5,000.00. The IRS keeps tabs and investigates if someone deposits large amounts of money, frequently. The bankers don't ask questions. |
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jellybean
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duh! |
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STEVEN F
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Transactions over $10,000 are reported the the US Treasury Department as a means of detecting money laundering and similar crimes. To whoever recommended making 2 deposits at different branches: Forget it. You will only trigger a 'Suspicious Activity Report'. Multiple transactions designed to avoid the Currency Transaction Report will draw much more attention than a Currency Transaction Report. The cover-up is worse than the 'crime'. |
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Frank Castle
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No. |
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