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 If i use paypal account to shop online then paypal pay using my credit card number then why should i use it?
I want to make an account but im confused cause when i try to make an account of paypal they asked me to put my credit card number into it so if they pay what ever i shop online from my credit card ...


 How Should I Settle This Credit Card Debt?
Long story but I had a Capital One Credit Card with a limit of $3000. I ended up not being able to pay the bill. I was swamped with other bills, and since Cap One insists on calling me 20 times a ...


 Does paypal show your address when people purchase from you?
Hi,
I am thinking of setting up an online flash banner design website and business and as a limited company. Because its a service when people purchase from it via paypal will they still see my ...


 Why myfico.com and freecredit report give me different fico scores ?
Myfico and ...


 What does available credit mean, as opposed to current balance on a credit card statement?
On my statement it says

Balance - $200.00 (as an example) then
Available Credit. $290.00

I want to but something for $400 on my credit card, is that possible? Or can I ...


 Why does paypal request the tracking number before I receive payment?
I had put my item up on Craig's list and after someone contacted me about it and sent me the payment, I got one email that said My requested amount was sent to me, as well as shipping. The ...


 Can someone explain with detail what a pre settlement lawsuit loan is?
How does a lawsuit loan work?? Do I have to pay it back with interest? Is there a minimum I can request? I am currently awaiting a settlement from a personal injury from a car accident....how can ...


 Violation of new credit card law ?
Little Ceasars Pizza charges $1.50 if you use a credit card. Is that legal ? If so that's just wrong !...


 paypal add credit card?
does paypal charge you for adding a credit card?

I already have money in my paypal without a credit card....


 What are the options for a child whose parents opened credit in their name?
The child is now a young adult, and finds themselves owing close to 20 thousand dollars.Although they still wish to help their parents, what is the best way to fix what has been done, and to protect ...


 How long should I wait before getting another credit card?
In April, I got approved for a Orchard Bank and Public Savings card. I've been using them and paying them off before the due date. Now I'd like to get a Best Buy / ABC Warehouse / Sears / W...


 Question about Visa Pre-paid Debit Card.?
i bought it at Rite aid and put 40$ on it, on the package it says its a Temporary Card, Can i still use it or do i have to register it online and wait for the personalized card to come in the mail?...


 Interest Rate Problem?
You invest $500 for three years and earn $60 in simple interest. What is the interest rate?
I know the formula, i=prt, but I'm just having some difficulties... An explanation would be ...


 Mistake in my credit report? easy 10 points right away?
I was studying in Michigan on 2006 before I left to my country. During that time I had an account with TCF bank. When I left, I did not close the account as I was getting monthly stipend for three ...


 What should i do if i lost my dell gift card?
...


 Will porn site debt affect my credit?
The adult webcam site attempted to charge 35 dollars for shows I previously viewed because I had unknowingly surpassed the amount of money I had left on my prepaid visa debit card, but all attempts ...


 Is the APR on a credit card charged every month or once a year?
When the credit card company sets an APR on my account, does that mean that they charge the APR rate every month on top of my balance on purchases or just once a year?...


 A local hotel charged me for a extra night and won't credit my card back?
My girlfriend and I were having a difficult time so I stayed at a hotel for a weekend. It started out as a co-worker of mine knows the owner of a few hotels here in town (state of Florida) He called ...


 how do i find my credit score?
I would like to know my credit score and I have gone to that free site and requested it but they said I had to pay. I know that you are entitled to a copy of your credit report and that you do not ...


 question about the declared value ?
Hi , I've recently ordered something to be shipped from china to israel , the shipper asked me to confirm in a declared value of USD 250 , what does this mean ? Does that mean i have to add USD25...



Mark
Trying to improve my credit score?
I just paid off all of my credit cards (roughly $1500). I now have a total of three credit cards with no current balance due. Just wondering how much better my credit score had become I chose to apply for a Kohl's Charge and got approved for $300! This was very surprising b/c my credit is terrible. Well now between my four credit cards which include Capital One, Best Buy, Target, and Kohls charges I have roughly $1850 available credit. I have been told that the more available credit you have the better your credit score and so my question is this; would obtaining more credit cards, and therein increasing my total available credit, increase my credit score further? Btw I'm a 22 year old college student with a car payment and college loans if that matters. Thanks!!!
                     
 




Denis D
get more details ; open the second & fourth link in: www.credit-debit-card.co.cc


Suzanne
Get the Kohl's card. Make a few purchases and pay off the balance every month. That will go a long way to improving your credit score.


Vins
Дredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service - credit-report-free.totalh.com


nikki
Rating
dont listen to shane F. any book any person who knows a thing about credit will tell u that the more cards u have the less ur credit score is. unless u have 11 cards and u never use them its one things becuz a lot of companies close ur cards if u dont use it for a certain period. every time someone does a credit check (cable, credit, companies) they take a background check. if u open up a bunch of cards that does not mean u have more credit available. if u have 1 card with a $5000 balance that shows good credit. as long as u make payments on time and dont have too many cards ur credit score will increase. read this book.
Your credit score, your money & what's at stake by liz weston. u might not like reading liek me but spending a day or 2 reading this book will help u out in life. or read student loan scams by michale collinge its a great informer on not only student loans but also credit card scams by legit companies like sallie mae and citibank


Shane F
It doesn't matter what they said. When you got approved to get Kohl's but it will lower your credit score for temporary. However, it will go back up if you are paying on time (keep under 30%) or paying off in full every month. You can have many credit cards as you want. My husband have 11 open credit cards with 0 balance. He have an excellent fico credit score (801). He purchased stuff what he needs and pay off in full every month.


"A"
Rating
Store cards aren't a plus for you.

Major credit cards with high limits and low balances help your score, as do mortgages, student loans, and car loans.

When you apply for new credit you actually lower your credit score.

Just make your payments on time, and quit playing with credit - it's dangerous. Wait at least 6 months and apply for a credit card that is different than your capital one card (if it is a mastercard, apply for a visa).

Never charge anything on a card that will take up 50% or more of the limit - that hurts you too.


Ryan M
By opening up that Kohl's card, you just DECREASED your credit score. Your limits and debts are VERY small to make much of a impact. Getting a $300 on a charge card limit is not exactly a good sign.


StephenWeinstein
Obtaining more cards would lower your score. First, having more credit available does not necessarily raise your score; it can raise or lower it. Second, having more credit available per credit card tends to raise your score, but having more cards, and therefore less credit available per card, tends to lower it. Third, applying for any credit card, regardless of the outcome, lowers your credit score. Fourth, the average age of your credit card accounts is part of your credit score; by getting new credit cards which are not as old as your existing credit cards, you lower the average age of your accounts, and therefore lower your score.


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