Negotiating with debt collectors? |
| ok i got a call from a debt collector today. he left a semi-threatening message. he said i dont think you understand the severity of the situation...you are going to be in trouble. he gave a case ... |
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Fico Score? |
Is there a site where I can check my Fico Score for free !? I'm cheap bare with me !
Also, what is a good fico score !??
T... |
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What is the fastest way for me to pay my credit card debt? |
| Im a college student about to enroll in the fall and im working over the summer and making about $600/month, and have a $2900 credit card debt along with a cell phone bill, and a car insurance bill ... |
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How can I find the number for this company, Platinum Plus for Business P O Box 15469 Wimington, DE 19886-5469? |
| I'm trying to find the number for this business because Im in the process of purchasing my 1st home and this company has a judgement against me that I didn't even know about and it's ... |
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In 1998 my 15 credit cards were closed because i lost my job now they are still coming after me. What can i do |
| It has been well over 7 years and they are still harassing me. I thought after 7 years debts didnt have to be paid unless they were governmental debts? Where can i go for excellent legal help?... |
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I got a check in the mail is it a scam?? |
| i got a check in the mail for like $2000 and i was wondering if it is a scam? i called the place and they said it wasnt but. but what would happen if i cashed the check to my loan company to pay my ... |
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Best credit card? |
| Which is the best credit card has the lowest intrest and its really good?... |
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Student loan and your credit.? |
| I'm currently in school and don't need to start paying on my student loan until six month after i'm finish school, my credit score is not too bad "700 " but i tried to get a ... |
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What happens if your checking account is negative and you never pay them back? |
| I have a joint checking account with my parent that I opened 5 years ago and never closed it to get my parent's name off because Chase wouldn't let me unless my parent was there. My parent ... |
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Help, Being sued for credit card debt? |
| Okay i've just recieved this letter in the mail today. I use to live in California but i just moved to Minnesota about a year ago. It's been about 6 months that i haven't payed for my ... |
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Is it Discrimination If One Doesn't Qualify For a Job Strictly Because of Their Credit History? |
| My cousin qualified for a job that doesn't require him to handle money or company credit cards. He has the experience, and scored highly on all four tests that were given. But as soon as they ... |
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I have a credit score of 420,will a mortgage company give me a mortgage for 50,000,i can put 20 percent down.? |
| are ther any other options other than mortgage company?i hope that my capital will prevail over my credit.... |
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Obtaining credit card? |
| Can someone get a credit card with a beacon score of about 618 and some late payments? Just wondering.... |
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Pay off credit card question..close account ? |
| Im going to pay off my Washington Mutual credit card this afternoon, ( esp 2500.00 ) after i pay off and get to a zero balance, should i close the account and cancel the card or just cut up my card ... |
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Im 18 and i wanna build up credit. what kind of credit card should i get? |
| i just thought there might be a good credit card that i should get. secure and all that.... |
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How old do you have to be to get a visa debit card? |
| work colleague has one who is only 16 and i think he might be lying to me as to its wherabouts.... |
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Why is my credit score so low? Detail Inside.? |
I have a score of 544 and Im going to list the details about it.
2 public account
8 total accounts
PUBLIC:
1. Rental Management company for $440, it was paid same day as ... |
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lonely g | Unpaid Credit cards, summonsed to court for wage garnishment, how to stop it? |
is it possible to stop it . anyone know how this works/ IM totlaly screwed!! |
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Radar
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State laws differ from state to state, however it's very rare to be summoned for a garnishment proceding that normally happens without you being present. are you sure this isnt the judgement hearing and not a garnishment? also be carefull with the wording a summons isnt an order to appear in court it's an option (IE: if you do not appear you will have a default judgement placed against you, or something along those lines). a Subpeona is an ORDER. if you dont appear after a subpeona you can be held in contempt of court and arrested. it will be very clear in the papperwork what the consequences for not appearing will be. for garnishment law in your state check this site:
http://www.fair-debt-collection.com/state-wage-garnishments.html
depending on your state and income as well as where your income comes from you may be exempt from garnishment all together then you have nothing to worry about. |
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Blaise
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In debt solutions.... Listen to those adds on tv and the radio. the easiest way however is to PAY OFF EVERYTHING AT ONCE. get a loan |
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lemurmunk
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The most you can hope for at this point is negotiating with them to hopefully consolidate what you owe at this point and lower your interest rates so you can get your debts paid off sooner. Speak to your lawyer to see if he has advice on the matter that way, which may include working out a deal with the CC company.
Honestly, garnishing your wages is at this point the best thing that could happen to you. Don't run from it. Just deal with it. You were going to have to pay the piper eventually. |
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Lindsay G
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Get an attorney, and pay your bills. If you are summoned to court you have to go or you will be wanted and put in jail for failure to appear |
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Princess*J*
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I have been thru this, if it has already gone to court and they are already got the garnishment in place, there isnt really anything you can do, to stop it, but file bankruptcy! I didnt do that, I just went ahead and let them take it, and got it over with! Good Luck! |
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CJ
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bankrupt stops it all |
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hottotrot1_usa
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The best person to answer this question is an attorney. In general, if you charge things, you have to pay for them. If you don't adhere to the terms of the credit card companies, they will come after you. |
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linda
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Quit your job, can't garnish what you don't have.
Get a good attorney
Pay your credit cards off in full
good luck |
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triviapunky
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Pay off the credit cards and provide proof of doing so to the Court. |
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