 Help!?! DO I TELL EXPERIAN ABOUT MY CREDIT HISTORY OR NOT? |
| Ok so i have been with my bank for 9 years. for the last 3 years i have been in debt to the bank and have worked out an arrangement with them to pay back what i owe. They almost took me to the debt ... |
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 Can my son have an addional card from my credit card account? |
| I have a son which is 14 years old. I'm having a discover card right now and he wants to have an additional card from my discover account. I think he has what it takes to have his own credit ... |
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 Could i go to jail for using credit card numbers that are not mine or fraud |
| ive been using credit cards from a website an if i was to get caught could i go to jail im not hacking it im using numbers that some one else did if im 15 if i wass to get caught could i go to jail? ... |
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 My credit score is in the low 500s and I need to get a loan to pay my debt off and get caught back up on bills |
Does anyone know of any lenders that could help me. Im in a deep hole and I need help asap!
Additional Details
I need about 4,000 and I dont own a ... |
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 I've made $20 payments to credit card co for 4mo- can they sue me? |
| i haven't made a minimum payment in 8 mo. they are charging it off, but can will they sue me for it? my credit card limit was 1250 and with fees and interest it's up to about 2200. i don... |
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 WHat credit card will give me the most points towards hotel rooms and airline tickets? |
Just looking for something that will give me more bang for my buck
Additional Details
balance will be payed in full ... |
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 I am trying to get my credit back to go standing are there any credit cards that i can apply for? |
| i have tried ot apply for a dozen credit cards and keep getting denied are there any that will not deny me?... |
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 What is the benefit of the bank to issuing Credit Card? |
| I dont know what benifit bank will get for issuing credit cards. I have 3 cards,but some other bank persons asking me to take their cards also. What benifit they will get for issuing cards?... |
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 In Debt with 2 banks & Credit card but been ignoring it for ages?? |
| can anyone help me. I am in about 4600 pounds debt with Yorkshire Bank because i abused my cheque gaurantee facility with no money in my account, also about 2600 pounds with Barclays Bank for the ... |
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| Can a collection agency add a fee on top of your original bill if it is a medical bill? |
| I got a call from a collection agency stating that I owed a $177 bill for an Urgent Care visit apparently from last year. The original amount was for $120 which I said I would pay, but they said ... |
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 How can I establish credit? |
| I'm 19 yeras old and I would like to know how I can get credit without having to purchase something really expensive or have ing to apply for a credit card?... |
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 Can I call the credit card company and ask for a higher limit? |
| I got a credit card about 6 months ago with a limit of just $800. It's a student credit card. Can I call the credit card company and ask for a higher credit limit? I've heard you can ask ... |
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 How is a credit score calculated? Read further? |
| Is it true that they look at how many credit cards you have and determine how far you "could go" into debt? For instance. A person with 1 zero balance credit card would have a better score ... |
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 Question about Credit and credit card companies...? |
| Do you know where I can find the phone number to call to get your name off the mailing list of credit card companies? I know that everytime they check your credit to "pre-approve" you, your ... |
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 Pay Day Loan Question? |
| I have a friend that got herself into trouble with payday loans. She took out more than she can pay back. They are now saying that she will go to jail for check fraud. Is this true? I have never ... |
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ArchAngel Raziel | Using A Credit Card To Help Pay My Tuition? |
I just saw on my tution bill, an extra 1300 bucks, No really idea how to cover it. My Work Study is only worth 1100. I just got a new credit card offer for 0% apr until december 2007. Now that doesn't sound bad does it? The only thing is it comes with an annual few of 59 dollars.
Now I'm thinking of applying for this card, its from HSBC. Now what I'm thinking of doing if I apply for this card and get it is. Pay $500 for My bill, and pay the rest with my work study.
The thing is this overload tution. I'm not exactly sure what that is. I think it might be because I'm taking 20 credtis this semester. So I'm going to have to call up about that.
So does this sound like a good idea? If you have any adivce or suggestions can you please share.
Thanks :) |
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PerfectlyOK2BImperfect
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I would recommend dropping 4 credits if it will make the difference in tuition becoming achievable with just your work study. It would be better to stay in college longer and manage your costs as you go instead of plowing through to get your degree and accumulating debt. If there is any way you can maintain "paying as you go" you will be much better off and much happier in the long run.
Creditcards are rarely a solution to any financial need. Also, if you investigate how credit works, you will find that Creditors, i.e. HSBC, recommend that you NEVER use more than half of your credit limit on any credit card account in order to maintain a positive debt to income ratio. If you get the card and your credit limit is less than $1,000 you will be negatively impacting your credit score if you put $500 on the card. Remember: Creditcard companies exist with the sole purpose of making money no matter how warm and fuzzy they want their advertising to make us feel! They actively seek ways to maximize their earning potentials strictly within legal guidelines, not within moral guidelines.
You should be proud of yourself nonetheless for the fact that you are trying to do the wise thing and are open to input from others! |
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Jeremy
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Keep in mind that all 0% offers are not only subject to change but also are only granted to those with qualifying credit. Also check to see if they are going to charge back interest after the 0% is up. Otherwise shop around if your looking for a card, visit the different bank's websites to see what other offers are available.
Last but not least, you've got to find out for sure why those extra charges showed up on the tuition bill. |
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thepenismightier
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Not a good deal. Avoid it if you can - it would be better to borrow money from a friend or relative in this case.
Think about it: you'll have to pay a $59 annual fee for what is, in effect, a loan of $500. This amounts to an effective interest rate of nearly 12%. |
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lynette
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I hate credit card-please try not to get behind on them
but do what you have to do! |
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sexytrojan
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This guy I went to undergrad with got 8 credit cards in his freshman year (he was an older student). He kept them all active and in good standing. His limits increased over time.
He used 1 credit card every semester to pay his tuition, books and fees.
He filed for bankruptcy when he graduated.
He is now over bankruptcy, has stellar credit and he didn't pay a nickel for his Bachelor's in Engineering. |
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2012
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Check with your school first if you can even use a credit card to pay your tuition. At the University of Minnesota, you can't. So, you would have to do a cash advance for the amount and that may carry a high interest rate. Good luck! |
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Mariposa
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Just make sure you pay the balance by Dec 2007. If not, your interest rate will raise and you will be paying more in interest fees with the card than you would have with the student loan. |
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Flyby
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To start with, you need to find out what the extra charge is on your tuition bill. If it is for additional credit hours, then you could reduce the number of hours or get a student loan or even a grant for the difference in tuition payments. Financing an education on credit cards is not a good idea. It is the most expensive way to finance things. If it is something you really insist on doing, then look around for a credit card which has no annual fee. $59 is a high fee. I won't have a credit card which has a fee attached. I figure that they make enough off of my purchases so I don't need to pay them twice. |
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dinesh j
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no you cant |
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