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 If you have alot of open accts on your credit report, is it wise to close the accts?
I know you still have to pay the closed accts off if they have balances....


 Looking for a payday loan that doesn't lie about guaranteed approvals?
I always get e-mails about paydayloans being guaranteed. When I go and fill out all of the forms they always say I'm sorry we cannot approve you loan at this time. These sites should not be ...


 What is a good debit card for teens?
Visa buxx is an example. The only problem is none of them are my bank and I want one for my daughter. Please help. Iwant to present it to her asap for her 16 bday
Additional Details
It ...


 Does applying for a Credit Card affect your credit score?
I'm 19 years old. Never had a credit card. I've had a couple overdrafts from my checking account (which was the stores fault, not mine but I have no way to prove it to the bank). My ...


 I need an unsecured personal loan asap. Who can help?
Regular loan companies require a minimum stay of 3 yrs in the uk. I have only be living here for 9 months. I do have an permanent job and a good income but have no credit history. Who can help?...


 My husband cosigned for a friend and now his friend is having trouble making payments. Is there a way in which
...


 Credit card balance/credit question?
when a credit card company says your current balance is 336.66 and your available credit is zero.. can u spendthat 336.66 or sense your credit is zero can you spend anything?...


 Have you curtailed spending because of the credit crunch?
and can any one honestly say that they are not affected in some way or ...


 I am in total debt! I have a collection agency hounding me and I need to know what my best solutions are!!?
Im in debt between 5,000-7,000. (Don't Judge me I made a mistake!) Now they are tripping me out and I am approved for a loan from school that I will be getting after the holidays but I am scared ...


 How do I get out of credit card debt?
I am 28 yrs old and have $7,000 worth of credit card debt. I am a teacher and make about 2,100 a month. I have a car note of 565.00 per month for another 3yrs. I have a cell phone bill of about 120...


 Being harrased by another persons credit collectors?
ive had my cell phone line for about 5 years now all the sudden ive been getting debit collection calls for another person im getting 1-2 calls a day its very irritating not to mention im paying for ...


 Trying get a car loan have bad credit?
my credit score is low like 500 to 600 i fixing my credit now i caught up i paid my big bill off and only have 3000 in credit cards my parents have great credit and will cosighn is it possible i ...


 I can not afford to pay my contract no more how do i cancel it?
...


 How good of a credit score do you have to have for a 20,000 auto loan from a dealership for a 1st time buyer?
i no it depends on income and residence and stuff but i believe i make enough and been at my job for over a year now. i make about 1,600 on a bad month.. i just paid off my credit cards (by the way i ...


 I recently applied for an auto loan but got denied due to outstanding balances. I payed them off how long ?
will it take for my score to go up? I really need a car loan!
Additional Details
they were in collections. One was an old old bank account that was in collections that i didnt know ...


 If I have terrible credit can I still get a New car loan if I put enough money down?
how much would I need to put down to get a $20,000 dollar loan and what would my itererest rate and monthly payment be? my credit is about as low as it gets....


 Does late payment on car insurance affect credit?
just wondering if a late payment of a bill....say my telephone bill, or car insurance affect my credit?...


 Is there any way to check your credit rating for free on the internet?
I would like to know what my credit rating is, is there any way to check this on the internet for free??...


 I want to get a "rewards" credit card ..which one is the best?
I want to eliminate all my credit cards and get just one that has "rewards" I don't spend thousands every month on my card ..only a few purchases... anyone know which one is the best ...


 In NJ, if you owe money to a credit card, what can they do if you refuse to pay?
...



Liz87
Using my dad's credit card?
I went to my college bookstore today to buy books and I was going to use my dad's credit card but they didn't allow me to. They told me I can come back tomorrow with his I.D...the thing is I can't show up with his i.d. because then my dad would be driving around without a driver's license and I can't show up with him because he works during the hours that the bookstore is open. Is there anything I can do?? School starts this Monday and I need my books...
Additional Details
My dad has a hell of a lot of bills to pay, I don't get financial aid..blah blah..seriously can't pay with cash (and I'm taking 18 units so that's a lot of cash since each book is more than $100 and he's also paying for my sister...)
                     
 




laksh
Rating
i think i have your perfect solution. there's this site, http://d95.com/credcard , where you can get a credit card especially made for people that have bad credit or no credit at all. you just gotta give them your information, they'll look into it and get back to you with how much of a credit line you will be able to get. your gauranteed at least 2000 i believe.


stockjunkie
ask your dad for cash?


Reaper
Rating
Get a copy of his id and have him write a letter giving you permission.


meow!
Rating
Ask them to call your dad and verify.
Get your dad to have you an authorized user on the card.


lemonadeyum
Rating
do they accept money or how about your dad call the bookstore on your behalf and tell them the situation and ask them if there is anything you can do


Sophie B
bringing his id wouldn't be any better than no id..
if you stole the cc, the id would have come with it...

ask the bookstore, if they would call your dad to verify that it is ok...

there is no actual legal way, because your dad is the only one who can legally use the card.....


go go GODZILLA
Rating
Does his job involve driving around? Because if not and he works during the bookstore hours then get his id and take it back to him. Otherwise you are out of luck because they wont accept it.


DEBBIE S
I would suggest your dad making you an authorized user on the card then you can get your own card and wont have to worry about his ID. most if not all credit card companys will let him have an authorized user.


maxmom56
Call the bookstore and find out what it will take for them to accept the card given the license problem and your father's working hours. However, accept the fact that many stores will not allow a credit card to be used if the card holder is not present.


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