 The cash machine has just swallowed my debit card even though I paid in £5500 7 days ago.? |
I was £600.00 overdrawn at the bank with their agreement and last week I paid in £5500.
I put my card in a cash machine to check the balance and it kept the card for what it said was ... |
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 Is being in debt such a bad thing? |
| There seems to be a negative label placed on debt. But, I think we are always going to be in debt. Buying a house, buying a car, school loans...Doesn't having debt show that you have credit? T... |
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 What is the best way to get your credit score rating up? |
| I went into my bank to get an upgrade of my card. They checked me out on their system then told me my score was a little too low and i could not have the card. Fair enough, but when i asked what my ... |
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 Should I Get A Credit Card? |
| I have ok. maybe slighty bad credit. I haven't had a credit card in 2 years. I make under 30k. I don't make big purchases and am pretty good about saving money. Would getting a credit card ... |
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 At age 15 i got a Target card without my parents consent. Now they want me to pay $1000 dollars.? |
Am i liable for paying the $1000 dollars? I was under age.
Additional Details
Im 21 now and i only used it like twice when i was 15. this happened when i was living in C... |
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 How do you start building credit if you have absolutely none? |
I'm 22. I don't have any history of credit. (No credit cards, loans, etc... Nothing.)
My friends told me that they all started building credit by opening a student credit card ... |
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 Is there a gov't program to legally erase credit card debt/? |
| I received several calls that there is a gov't program to legally erase my credit card bill down to zero and they leave a number to call back but I never call them back because I'm scared ... |
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 What bank doesn't charge fees? |
Hello there,
I am looking for a bank that doesn't charge fees. Do you know any in San Mateo?
Thanks and have a great holidays,
Additional Details
Thanks guys, <... |
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 Does anyone know how i can get my hands on £30,000? |
| I have defaulted on payments recently because i couldnt find a job i now have a fairly good job and my mum also needs help i want to sort out my finanaces and help mum out at the same time i live in ... |
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 How to stop Debt collectors? |
| For one debt I owe approx 500$, last month I sent in 500$ wich was half my balance. I still have no income, and have told them that. What bothers me is the week after I sent in the 500 they called ... |
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 I am paying off my debts. Now what do I do to build up my credit?? ? |
| I have bad credit. I owed around $1400 in hospital bills. This week is my last week making payments. Starting next week, I will owe no money to anyone. Now what can I do to build up my credit? I ... |
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 Which is the best credit card to get these days? |
| I've started a new job and been told to use my own credit card for expenses. I want to keep it seperate from my own stuff. Where to start looking for the best?... |
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 Credit cards for teens? |
| Are there any credit cards for teens? I've already got a pre paid debit card which I pay for mjyself, but it doesn't help at all with my credit score. I have a steady source of income and ... |
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nick_smith577 | Visa, MasterCard, American Express, or Discover? |
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Justin B
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It depends what you want. To generalize, the four different cards associations have different market positioning that can be summarized as the following:
MasterCard/Visa: Greatest worldwide acceptance
American Express: Good for frequent travellers and affluent customers
Discover: Good for customers wanting cashback rewards.
However, what really matters is the loyalty program that you get attached to the card. This depends on the bank that is issuing the card, not the cards association. You can find a cashback card that is branded with the Visa logo, the MasterCard logo, the Discover logo, or the American Express logo. The deal given by the bank is what you should use to determine what card you want. |
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Jetgirly
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Visa and Mastercard are the most widely-accepted, so they're best for a first credit card. Shop around to different banks in your area to find the one that will offer you the best interest rate. |
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Shy&Sweet
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Visa! |
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taterbug121990
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visa |
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Magarnical
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visa, its everywhere you want to be |
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bill s
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Visa and mastercard |
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chris t.
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mastercard. |
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wolfman
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mastercard |
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mnvikes
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visa, ive never seen a place that doesnt take it |
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Yarn Junkie
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Discover! Cash back rebates! |
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williamvsherman
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Except for answer number 12, which is the most well thought out and direct response to your somewhat obscure and ambiguous initial question, all the other reponses are opinions. Is that what you are looking for? You could have easily done more research and CC comparisons on-line by typing "credit card comparisons" into Google or Y! Search and found concrete differences and advantages that may more pin-pointedly answer your concerns. My general response is similar to the answer provided regarding "It depends what you are looking for..." and that's just it, you have to know what you want, where you are at credit worthiness-wise, and determine which features, advantages & benefits adhere to your particular scenario. Then, your particular credit level will determine which one you will actually receive. As most agreed; MC & Visa are about equal, and depending on the bank that backs them and your credit score, your success of receiving them are pretty good. Costco won't take either, only AMEX, some restaurants won't take AMEX...After years of paying off debts and being meticulous about repaying cc bills, timely & for more than the min, I got all but Discover. Why? They have their reasons. I can live with all the credit I have been granted...Which card do you most aspire to have in your wallet? Seek it out and you'll eventually get it. Sorry to go on&on&on (12 step program for compulsive talkers)...I just had to share...Mahalo & Aloha! |
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ohm'slaw
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Cash |
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homeschoolmom
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None of the above? Debt-free is the way to be.
Magarnical - Visa is NOT everywhere you want to be, unless where you want to be is in DEBT! |
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lsd_mr7
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Visa and AMEX |
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toniathewifeforbill
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none |
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